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Suggestion apply comprehensive insurance for tyre

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Hello, I got a tyre cut on sidewalk for Neta V (the car came with full insurance from shop)

 

I have replaced 2 tyres with Michelin (8400b) but they would refund just 1 tyre for the original chinese, meaning only 2000b.

 

Do you think it makes sense to get this amount, or this would increase too much the insurance price next  year?

 

thanks

18 minutes ago, Ste78 said:

Hello, I got a tyre cut on sidewalk for Neta V (the car came with full insurance from shop)

 

I have replaced 2 tyres with Michelin (8400b) but they would refund just 1 tyre for the original chinese, meaning only 2000b.

 

Do you think it makes sense to get this amount, or this would increase too much the insurance price next  year?

 

thanks

 

I think that under the standard motor policy in Thailand there is an exclusion for damage to tires unless there is also damage to other parts of the vehicle as a result of an accident. I'm not sure you'd have a valid claim if the tire was simply damaged by itself.

  • Author

the insuranse guy came, took photos and said it was covered, even if damage by hitting a sidewalk.

 

but we have not contacted the other number he gave us to proceed with the claim

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