Shrek Posted February 22 Share Posted February 22 Can't get a quote that's anywhere near affordable 🤒 Link to comment Share on other sites More sharing options...
Shrek Posted February 22 Author Share Posted February 22 I presume I wont get treatment under the Thai equivalent of the NHS 1 Link to comment Share on other sites More sharing options...
Shrek Posted February 22 Author Share Posted February 22 There must be affordable options? All ex-pats cant be paying the ÂŁ300 a month that Cigna want surely? 1 Link to comment Share on other sites More sharing options...
BritManToo Posted February 22 Share Posted February 22 9 minutes ago, Shrek said: I presume I wont get treatment under the Thai equivalent of the NHS Thai government hospitals are very inexpensive. 1 Link to comment Share on other sites More sharing options...
Sheryl Posted February 22 Share Posted February 22 How old are you? Â Any pre-existing/chronic health conditions? Â Â 1 Link to comment Share on other sites More sharing options...
The Fugitive Posted February 22 Share Posted February 22 49 minutes ago, Shrek said: I presume I wont get treatment under the Thai equivalent of the NHS Not for free unless you are legally married to a Thai Government employee. Link to comment Share on other sites More sharing options...
scubascuba3 Posted February 22 Share Posted February 22 You can get cheaper rubbish insurance, keeps some people happy, ignorance is bliss. Â Also use govt hospitals where possible and keep healthy (diet and exercise) and keep/save enough money to cover emergencies and the inevitable ops you'll need Link to comment Share on other sites More sharing options...
Sheryl Posted February 23 Share Posted February 23 22 hours ago, BritManToo said: Thai government hospitals are very inexpensive. Not for catastrophic illnesses and injuries, they aren't. Bills can easily exceed 1 million baht in such cases if for example highly specialized surgeries and long ICU stays are required. Â Still 1/3 - 1/5 cost of private hospitals, but far from cheap in such instances. Link to comment Share on other sites More sharing options...
Sheryl Posted February 23 Share Posted February 23 22 hours ago, Shrek said: There must be affordable options? All ex-pats cant be paying the ÂŁ300 a month that Cigna want surely? Â Depends on age and type of cover (hospitalization only vs also outpatient etc) and how much deductible ("excess"). Â Cigna is comparatively inexpensive relative to other policies provided you do not opt for outpatient cover and you take at least some excess and/or copayment. Â Again - how old are you? And do you have any chronic health conditions? Â Are you moving to ThalIand permanently, or just visiting, or going back and forth each year? Travel policies are much, much less expensive than regular health policies but cover only emergencies and you need to be ready and able to fly back home for treatment once stable enough. Link to comment Share on other sites More sharing options...
Shrek Posted February 26 Author Share Posted February 26 On 2/23/2024 at 12:00 PM, Sheryl said: Â Depends on age and type of cover (hospitalization only vs also outpatient etc) and how much deductible ("excess"). Â Cigna is comparatively inexpensive relative to other policies provided you do not opt for outpatient cover and you take at least some excess and/or copayment. Â Again - how old are you? And do you have any chronic health conditions? Â Are you moving to ThalIand permanently, or just visiting, or going back and forth each year? Travel policies are much, much less expensive than regular health policies but cover only emergencies and you need to be ready and able to fly back home for treatment once stable enough. Can I private message you? Happy to give details but not in public. Thanks for responding Link to comment Share on other sites More sharing options...
Shrek Posted February 26 Author Share Posted February 26 On 2/22/2024 at 1:40 PM, Sheryl said: How old are you?  Any pre-existing/chronic health conditions?   Old and yes🥴 Link to comment Share on other sites More sharing options...
Sheryl Posted February 27 Share Posted February 27 7 hours ago, Shrek said: Old and yes🥴 How old? And which conditions?  Makes a huge difference in terms of what policies, if any, you would be eligible for Link to comment Share on other sites More sharing options...
Sheryl Posted February 27 Share Posted February 27 7 hours ago, Shrek said: Can I private message you? Happy to give details but not in public. Thanks for responding Certainly can PM me Link to comment Share on other sites More sharing options...
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