Two And Three-digit Lottery To Be Suspended Next Month
-
Recently Browsing 0 members
- No registered users viewing this page.
-
Topics
-
-
Popular Contributors
-
-
Latest posts...
-
5
Report Lions Roaring in Thailand: TikToker's Pets Spark Controversy
Tik-Tok stars have a lot to answer for.. -
7
Tourism Thailand Eyes Tax Boost for Low Season Tourism Revival
Well the wife the wife just tried to book our favourite hotel in Krabi and guess what twice as expensive as high season last year and on certain days 3 times more expensive! Trying another hotel now. I hate Thai economics! -
6
Middle East UK to Recognise Palestinian State if Gaza Ceasefire Not Reached
Every time Israel agrees to terms for a ceasefire, Hanas adds unacceptable demands, so talks break down. Has there ever been a conflict in history where the losers set the conditions for a ceasefire? -
174
UK Flat – Sell or Keep Renting? Expats Who’ve Been There – What Did You Do?
If you look at any historical global index chart spanning decades it is always higher on the right than on the left. It is like a playing a yoyo while riding an escalator up. The important thing with any investing is to keep emergency funds AND funds required for living expenses for perhaps at least one year, probably longer, out of the market. These can be in a variety of holdings, such as easy access (very short-term), money market funds (MMFs) (short-term) and short-term UK Gilts of 1 to 5 years. The rest goes in global index funds, such as FTWG (all world), VEVE (developed world) and/or some in VUSA (S&P500 USA only) or a combination. Only you can decide. If in any doubt, go global, or at least developed world. Investing in more focused investments carries greater volatility and risk, but greater volatility can often reward longer term investors. If you haven't already, I would suggest you open a brokerage account and consider transferring all your individual defined contribution (DC) pensions garnered over the years from previous employers onto one single platform. Your broker will perform this transfer task on your behalf if you gather the information for them. This is not financial advice, just something to perhaps consider. Consolidating your pensions will create transparency, most likely reduce fees, give you the option of how you wish to invest as most pension companies 'lifestyle' your pension investments as your age increases. Lifestyling is an old-fashioned technique for de-risking with purchasing an annuity upon retirement in mind. Since pension freedoms were introduced in April 2015 the flexibility introduced was life-changing, making annuities no longer the only option. It is a great thing. I feel you were lucky for holding off too. Personally, I would NEVER buy anything of consequence here in Thailand, especially land or a condo. Renting is the only way I shall ever go here. Despite being in my 14th year of living here that opinion has never changed. I'm not suggesting it is wrong to do so, but I would not. If I cannot carry it, I don't buy it. Unless I'm prepared to leave it behind. Of course, other people's circumstances are completely different from my own as I am single. If I had a Thai family then I would look at it in a completely different way. -
4
Thai - Cambodia Conflict Thai and Cambodian Army Commanders Strike Seven-Point Deal
Maybe Hun Sen wants to be pain in the rear to Thaksin... pay-back time. -
13
Treatment of benign prostatic hyperplasia (BPH)
Someone here said it already; Pumpkin seed, saw palmetto, stinging nettle
-
-
Popular in The Pub
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now