I too use Bangkok Bank for my Wise transfers that are now taking 3 or 4 days to complete a transaction, not really a big issue but can be annoying. Been with the bank 20 years and no problems other than this. I asked Wise why this was happening and their response was that some banks was slowing the process although I notice that Wise holds onto the money for nearly 12 hours before sending to the bank. I decided last week to reopen a Kasikorn account that I closed a couple of years ago due to a security issue. The bank refused my application although I had all the usual required documentation stating I now needed a work permit and tax documents, I am retired so don’t have these, the bank staff apologised saying the new rules are causing a lot of difficulties for them. They suggested I went next door to the SCB bank which I did, very pleasant staff, they photocopied all my documents and said due to new rules they would have to check with their head office. Two days ago I received a phone call from SCB saying my new account had been approved and to call in to complete the details. I just felt it may be safer and easier to have two current accounts with different banks however I am not sure how quickly transfers through Wise will be completed, I will soon find out.