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HampiK

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Posts posted by HampiK

  1. I think if you go to a place where they ask you to wear one, then put them on.

    On the BTS I still wear one (but it's not mandatory anymore... it's only recommended).

     

    Outside I wear a mask, when I have a cold, or when the dust is very bad again (which unfortunately happens from time to time ???? )

     

    I think on most areas it should be up to the person if he wants to wear a mask or not. It's wrong to argue he has to wear a mask or as well the opposite... If someone want to wear them, then let them.
    It's always the same.. the extremist make life complicated (I don't talk about masks.. this is a general problem)

     

  2. Many assume he not renew his visa (extension) because of financials. But I not read anything about this. 
    It also could be that he was so scared about covid (745 days little bit over 2 years) and not want to leave the house and renew his extension because of that.

    As here is always so much speculation but we never will know the truth. Yes, he did wrong, and he will be deported. 
    But the reason why we do not know. And you also can't take every word in the story as too many times there were translation errors as well.

    How many times I see the word billion translated to German as billion (German billion equals trillion in English)

    • Like 1
  3. 33 minutes ago, richard_smith237 said:

    They do.

     

    They’re known and as established as any of the other companies such as April. 

     

    My Wife and Son have been covered with VUMI for the last two years. 

    We were all covered with April before that until they *reneged on preauthorisation for treatment I received (I ended up paying out of pocket). 

     

    VUMI have been decent, Wife has received treatment with no issues with the claims (direct settlement at the hospital). 

     

     

    *I’d been pre-authorised for treatment to remove a kidney stone.

    I’d had a kidney stone ‘pass’ 5 year before that, which was in my medical notes. 

    April considered a second kidney stone a pre-existing condition and refused to pay for the treatment.

    Thanks for the positive Information. I am still considering. 

    - Higher yearly limit, cheaper annual costs (compared to April, Cigna)

    - Starting Insurance at age of 75 (maybe interesting for some older guys with no preconditions)
     

     

    @richard_smith237 the direct billing, are there many hospitals in the list in Thailand (Bangkok)?

  4. 31 minutes ago, KannikaP said:

    Try Mr Google

     

    Reviews and Quotations come up.

     

    https://www.vumiglobal.com/

     

    Looks like they don't include Thailand

     

    Asia area of cover restriction
    For insureds residing in Armenia, Azerbaijan, Brunei, Cambodia, Georgia, Indonesia, Kazakhstan, Kyrgyzstan, Laos, Malaysia, Myanmar, Mongolia, the Philippines, Tajikistan, Thailand, Timor-Leste (East Timor), Turkey, Turkmenistan, Uzbekistan and Vietnam, the Asia area of cover restriction will include Singapore but exclude Mainland China, Hong Kong, Japan, and South Korea.

    Thailand is included...

  5. Hello,

    I would like to know if anybody know about this Insurance company *VUMI*.

    I have Cigna International (Silver plan) right now and was looking for other Insurances like April for example. Then I came to the VUMI, which has according to their website similar benefits as Cigna or April.. but a yearly limit of 3 million US$ (VuMI Global Flex Basic).

    They state their are under UK Law, which seems good. But as I not that knowledable in health things (never used a hospital in the last 30 years, but who knows about the future), I wanted to see if maybe someone has any knowledge about them.

  6. 3 hours ago, Neeranam said:

    There is one other advantage, if you go down to the town house and spend hours and time getting a yellow housebook(that foreigners call 'tabien bahn'), you can get a pink card that means you don't have to carry your passport every 5 years when you renew your Driver's license except in a few provinces, like Roi Et included. 

    Bangkok Rama 2 Office also not want use the Pink ID and use the Passport instead.

    But additional as 3 of my bank accounts, some membership cards are linked with my Pink ID instead of passport.. and there is the same advantage.. no need of changing the Passport number after a new one. 
     

    • Like 1
  7. 2 minutes ago, eisfeld said:

    I don't understand how you can have an input form with an IBAN field where you stick in instead the SWIFT code and it can still do the transfer. Is there another field for account number? Because SWIFT code alone is not enough to send a wire transfer. So the form would have to have two account number inputs. IBAN plus just account number? Seems weird and confusing.

    As this is now about 2 years since, my bank changed the input form, so I am now not 100% sure anymore. But there were I think about 3 fields which were miss used for a swift transfer at that time. I am happy that the bank changed it for less confusion.

  8. For foreigners it's more complicated to use another testing facility. For Thais it's easily doable. They can renew their permit everywhere inside Thailand. 
    For myself in Bangkok, I even have to use the correct place. Last time want going to taling, but according to my residental address I had to go to Rama 2. Or of course Mo-Chit as main place, which will work always (not sure only for BKk or as well for non BKK residents).

  9. 16 hours ago, sandyf said:

    I think someone has their wires crossed somewhere along the way, either your friend or someone at the bank.

    I am from the UK and they use IBAN and I send money to Thailand all the time. The transaction arrives in Thailand using IBAN codes. The IBAN code is a combination of the bank SWIFT No, sort code and account number, so the 2 systems can merge seamlessly.

    As far as his bank is concerned it should just be an international transfer.

     

    I think you only put a SWIFT code into the IBAN field...Earlier my bank has this system in case of swift put the swift code into the IBAN field.. but this not meant, that the 2 system were compatible. it's still 2 different systems

    • Like 1
  10. 1 hour ago, heiri007 said:

    Disagree with wearing face masks on BTS, there are not even announcements anymore in the trains reminding passengers to please wear them.

     

    If a local is paranoid and blames foreigners for Covid, well chances are high he has some Chinese ancestors, the race which might be at the heart of the disease. Not saying, just saying.

     

    Of course I wouldn't get intimidated by someone scolding at me for not wearing the mask. 

     

    So this commentator Tim Newton seems to be more Catholic than the Pope by suggesting people not wearing the mask now are anti-Thai.

     

    Saw his Youtube roundup for the first time now, and it will be the last time.

     

    in the BTS they still announce to wear a mask. It's not mandatory anymore it's only a recommendation.

     

    About the older Thay guy who complain a foreigner this week not to wear a mask inside BTS... most of the comments complain the Thai, that it's not mandatory anymore. and it on the person if they want wear or not!

     

    • Like 1
  11. 3 minutes ago, Jingthing said:

    I have stated multiple times that delivery to the door should be considered extra work and well deserving of a tip.

    While no need to tip American style here I do look poorly on not tipping at all for to the door service in a condo.

    I find most  of the drivers to be very sympathetic with only occasional A holes.

     

    But when you look at the system for example from grab... the delivery person can't know in advance if you really give a tip or not. And I "guess" that they often have a comment you become a tip for extra... but then at the end they will receive no tip at all.
    There are many "kee niaws" around

  12. 2 hours ago, Jingthing said:

    This topic is not for people who live in buildings where it is not allowed.

     

    The topic is about asking drivers to deliver to doors in condos where it is allowed.

    I'm fine with that.

     

    From this point of view.. you have to understand, that going up an elevator take a lot of extra time which I guess they not become paid. Of course if you pay extra tip than it's another story...

    About you not become a respond, this mostly I from people who are annoyed from your question and not even interested in answering it (mostly mean no, I won't do it!)

    As you wrote yourself... some do it other wont do it.. time is money.

  13. 3 hours ago, Jingthing said:

    Hyperbole.

    Food delivery people are not everybody.

    They provide a useful service for residents.

    They wear uniforms. 

    They are masked when required. 

    I'm so happy my condo isn't controlled by people with a pole up their ass.

    Mean someone who want break into a room can't wear a grab uniform?

    Everybody can wear a uniform!

     

    P.S. And i am happy that at the condo where I life they check! 
     

  14. 11 hours ago, Jingthing said:

    Yeah that was my assumption that even in buildings that don't allow direct food deliveries, would allow bigger deliveries like a big order of groceries. 

    ...

    Or sofas. 

    At my condo... nothing is allowed to enter without the owner or renter permision.
    Even big deliveries (Sofa, Frigo), you have to go down to pick them up and let them up in the cargo elevator.

    And I think that's one kind of security. If the condo let in every person, then in my opinion the security is of no use at all, as everybody can go up and break into your room.

    • Like 1
  15. On 4/12/2022 at 8:34 AM, KannikaP said:

    Is a CREDIT CARD, where you must cover the limit with money in your bank, not the same as a DEBIT CARD?

    The only difference I can see is that with a Credit Card the money comes out at the end of the month if you do not pay it off then, whereas with a Debit Card it comes out immediately you use it.

    As I see it, you put say Bht 100,000 in the bank to cover the C Card and cannot touch it unless you do not pay the balance when due. Then THEY touch it!

    Surely the definition of CREDIT is using money which is NOT yours on which you pay interest.

    When a hotel wants a security deposit, this can only be done with a credit card or cash. A debit card will not work the same.

    On a credit card the can put a hold on some money, which will be released again at the end. With a debit card the money is gone from your account right away.

    That's the reason why a credit card is so much easier for car rental as well.

    • Like 1
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