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wprime

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Posts posted by wprime

  1. 3 hours ago, BritManToo said:

    Lemme see ...........

    Can't see any way to ever own a home.

    No degree = no job, and the course fees will leave them with 20 years of debt.

    Limited access to sex, little chance of marriage and kids.

    Pension age being pushed up (will soon be age 70 in the UK), work until you die.

    Air travel finished due to COVID, personal freedom limited for same reason.

     

    Things look pretty bleak to young people at the moment.

    I'm probably preaching to the choir here but all of those problems can be solved by coming to Thailand.

     

     

    In answer to suicides, increased chronic depression caused by people deliberately feeling sad because some 20 yrs ago young people were being taught that they need to feel sadness/anger and other negative emotions. While that has changed into teaching people to have mindsets that lead to less dissatisfaction, those young people killing themselves now were people who went through the education system 10-20 yrs ago taught by teachers who studied teaching 20-30 years ago.

  2. On 2/15/2022 at 4:59 AM, The Hammer2021 said:

    We always allow people to cut in. Not do so is immature and dangerous. It also indicates a fragile ego and insecure personality.  We drive effectively and safely whenever we can.

    Cutting in is by definition dangerous as it implies you need to brake to let them in forcing everyone else to brake behind you which can (and often does) lead to accidents.

     

    If you mean, you let people in when they try to change lanes safely, then I'd agree.

     

    • Confused 1
  3. Mental illness post-viral infection is common and happens with other viruses too such as influenza. It always has a neurological cause except in cases of chronic infection (3mon+).

     

    Trying to dismiss mental illness of neurological cause just because it shares symptoms with someone who is depressed for being locked down too long is ridiculous. Acute mental illness can often be treated preventing a chronic condition but it requires early treatment. Early treatment requires people be aware of it. That's what this doctor is trying to achieve.

    • Like 1
  4. So I sought legal advice and they say I should repair the car myself and recover the costs from the insurer.

     

    I brought the car to Thompson, they opened up the door and found a hole inside, probably a screw hole that was missing a screw and covered up with tape. Not sure how significant that is. They advised that the door is out of alignment and needs to go back to the repairer to realign it correctly and that I need to push for them to do it right.

     

    The original repairer says they can't fix it and gave the car to my MB dealer who adjusted the hinges to manufacturer specifications but the door cannot open or close without force, the locks don't work (car can be opened while locked triggering the alarm) and air/noise bleeds into the cabin like the window is open when driving. MB says the door is warped or the door frame is out of alignment and they don't fix up other repairer's work.

     

    I don't really want to bring it to AXA's repairer again as they scratched up my interior. Is there anyone who can actually fix this sort of thing?

  5. On 2/15/2022 at 9:52 AM, SAFETY FIRST said:

    Another delinquent at the wheel. 

    Bloody reckless lunatic. 

     

     

    No one ever means to kill on our roads. 

     

     

     

    At least he is remorseful.

     

    Better than the usual "Can't you hear my horn?" when they hit a pedestrian on a crossing, or "you walk without watching out for vehicles" after a motorbike hits a person on the footpath, or "it's his fault he died because he didn't give me his iPhone".

    • Like 1
  6. 1 hour ago, 2long said:

    I spent 4 days and 4 nights in a shared hospital room, without seeing the doctor at all.

    My policy cover was 100,000B and the bill amazingly came to 97,000B ????

    How did you rack up that bill? Serious symptoms? I had Covid late last year, tested and managed by Bumrungrad, approved for home quarantine and the total bill was about 9000 baht. About 5000 for the PCR test and initial meds, and 4500 for further meds. Got calls throughout the process checking my wellbeing.

  7. 6 minutes ago, Led Lolly Yellow Lolly said:

    I don't believe this, not even in Thailand would a simple case of being rear-ended put you in the wrong. You either had 'sucker' painted on your forehead or you're not telling us the whole story.

    While I agree what he's saying would be completely untrue if it happened in BKK, I've seen enough such comments to think there's some truth to this in rural areas.

     

  8. Just now, alextrat1966 said:

    By MB you mean Mercedes-Benz? 

     

    If so, I suggest you contact Thomson Garage in Bangna, they are experts in Mercedes AND also they are expert in handling insurance claims for you. 

     

    They may be able to offer some ideas.

    I've heard of Thompson before. What advantage would using them over my MB dealer give me? At the moment I have an MB dealer helping out with the insurance issues, finding everything wrong with it and providing quotes to fix it at each step of the way. I'm planning on just redoing the repairs with MB properly then demanding AXA pay for it plus the rental car costs they agreed to pay then renegged on, plus any other costs this involves.

     

    I was thinking more about an industry body that provides third party mediation to sort this sort of thing out before going to court.

     

    6 minutes ago, Etaoin Shrdlu said:

    Did you obtain your insurance through a broker? If so, ask your broker for help.

     

    If not, you should look to file a complaint with the Office of the Insurance Commissioner. The OIC will give you a fair hearing and is usually quite consumer-friendly. You will probably need a Thai-speaking person to help you with this process.

     

    https://www.oic.or.th/en/consumer

    I purchased it directly from AXA. The OIC looks just what I'm looking for. Thanks!

     

     

  9. I was involved in a car accident. It was pretty straight forward. The other party accepted liability and we're both insured with 1st class insurance with AXA.

     

    I brought the car to the dealership who listed all the items that needed repair. The repair bill was THB 179,268. AXA refused to pay for the repairs unless I contributed about 110,000 to the repair.

     

    As a compromise, we agreed to repair the car at AXA's repairer with the following guarantees:

     - any second-hand parts used will be at least of the condition as the original parts

     - ensure no new faults will arise from the repair

     - my rental car expenses of 9,630 baht per day for 11 days will be reimbursed, plus any additional expenses if any further repairs are required. I accepted a cheap car in return for AXA pre-approving the rental car bills. A matching car would cost 19,000/day.

     

    My car was returned in a sorry state. The car couldn't be locked, the door was out of alignment and couldn't be opened or closed fully, they replaced my door with one in poor condition that needs repairs. The door vibrated very noisily when driving. MB advised not to drive as the door would be damaged further. The repairer also caused new damage.

     

    When I sought my approved rental costs, AXA refused to pay unless I agreed that I would not sue for any other losses.

     

    I gave AXA a chance to remedy it, and they've since replaced one hinge, so the door vibrates less, repaired the accident damage the repairer caused, and agreed to repair the trim damaged they caused but haven't done so. They also agreed to replace the damaged parts of the replacement door issues but haven't done either. They have also reneged on their promise to pay for my rental expenses for the further repair time.

     

    AXA is no longer co-operating and honouring its previous promises. What can I do here? Is there an industry ombudsman that helps with this sort of thing?

    • Like 1
  10. 1 hour ago, BritTim said:

    Can you explain how condo ownership ties in with a work visa. I am not saying you are wrong. There may be some creative trick that some agent has devised. However, it is not obvious.

     

    Under some circumstances, ownership of a condo might qualify you for an investment visa, but the value of the condo must be high, and generally only selected new developments qualify. Often, you can do better by buying a condo in the secondary market, and buying an Elite visa if you need an easy way to stay.

    No tricks, you qualify for a non-immi B if you have a condo in Thailand. This has been the case since Oct/2020 for the purposes of letting condo owners enter Thailand to maintain their condos when the borders were closed as tourist visa classes couldn't enter at the time without permission from the MFA.

  11. 8 hours ago, josephbloggs said:

    I don't believe when people say this.  I have driven under these things dozens of times in various places and the readout has always been correct.  Pretty sure they don't just start randomly generating numbers; if they are out if may be by 2-3 km/h.

    And police speed cameras are just as accurate as those anywhere else (I know as I have been caught with them numerous times).

    He is correct about one of them on the number 7 - it reports around 87km/h for 120km/h driving. The rest of them are pretty accurate when they're working.

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