KhunHeineken
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Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Do you have any content that is on topic to post? -
Thai Tax Returns for Foreigners
KhunHeineken replied to Nickcage49's topic in Jobs, Economy, Banking, Business, Investments
Ignorance is bliss. Have you ever known a Thai to walk away from a baht? What make you think the Thai government will walk away from this, especially when they know they have foreigners living here by the b*lls? -
Interestingly, it's those occupational government pensions that are covered in many DTA's with Thailand, not an aged pension, based on welfare / benefits. Many members see the word "pension" in their DTA and think they are fine. That may not be the case. Many DTA's cover only specific pensions, not all pensions.
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Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
No oxygen needed. The stats speak for themself. -
Your best option is to VPN back to a friend or family's router in your home county. Most routers have the ability to set up Wireguard or Open VPN these days. They can send you the config file via email. Install it on the Open or Wireguard VPN app and you are good. It's free, and will never be blocked by companies as it's to a residential premises, not a data center. If you are unable to do this, look at using a decentralized VPN where people rent out their bandwidth from their home, for the same reason as above. They are cheap. More and more companies are blocking commercial VPN's these days. Some good VPN companies can still get through, but it can be hit and miss.
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Australia & NZ Banking issue.
KhunHeineken replied to 0ffshore360's topic in Australia & Oceania Topics and Events
Banks, insurance companies, property developers, oil companies, and mining companies running the country now. They can decrease service and maximize profits because they have the government in their pocket. Just look at Qantas. Expect more of the same in the future from all big business, across all sectors. -
NZ Navy ship sinks off Samoa
KhunHeineken replied to thaibeachlovers's topic in Australia & Oceania Topics and Events
Cheaper for NZ it stays where it is. -
Aussie Savings Account Interest
KhunHeineken replied to Pattaya57's topic in Australia & Oceania Topics and Events
Depends if your amount of savings produces enough interest to keep ahead of inflation, doesn't it? Then, you have to consider many things are increasing in price more than the CPI. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
No one has posted on this thread since 7/11. I make one post and you reply immediately. Thank you for following me. No fear mongering here. Australia is nearing $1 Trillion in debt, for a country with the population of only about 28 million people. There's $3.9 Trillion AUD in the Super pot. Tempting, right? How about you play the post, not the poster. -
Centrelink Expert Australia
KhunHeineken replied to CaseyJones's topic in Australia & Oceania Topics and Events
Probably still cheaper than paying an agent, especially with a decent VOIP provider. Put it on speaker, sit back and wait. -
Centrelink Expert Australia
KhunHeineken replied to CaseyJones's topic in Australia & Oceania Topics and Events
What is your issue? What are you hoping to achieve? -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Never say never. The country's broke. All bets are off, and everything is on the table. They need to chase every dollar from everywhere and everyone, and yes, that includes pensioners. $3.9 Trillion AUD in the Super pot. Too tempting for them not to have a go at it. The money has to come from somewhere, or the lights go out. -
Now they are coming for our butties!
KhunHeineken replied to RuamRudy's topic in UK & Europe Topics and Events
Well, the bread was made by migrants, working for "cash" with imported flour, and the dripping came from imported livestock, also slaughtered and processed by migrants, many of whom send most of their money back to their home country. End result, a shrinking middle class, aka, "the worker" thus, a shrinking economy. This leads to only company tax propping up the country, and squeeze their profits too much and they are off to the EU or China. Meanwhile, those on benefits complain about the cost of living. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
As explained in the above post, I can think of many Australians who won't like it at all, and would never vote for it. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
I did mention the latest pension increase was below the inflation rate, thus, pensions, and pensioners, were falling behind. A couple of things in the article stood out for me. "The Australian government forgoes nearly $38 billion a year in superannuation tax concessions." Should it become an election issue, wouldn't this see the number of workers going up against the number of pensioners at election time? It's pitting workers against pensioners. Why would a worker vote for losing tax concessions, which is basically more tax on their superannuation? On that basis, what political party would be brave enough to put this policy to the Australia people? We saw what happened to Bill Shorten when he went to an election looking for a mandate to wind back negative gearing. "10 per cent of Australians reach the age of 65 with a super balance of $1 million. These people hold 51 per cent of the nation’s overall super." If the policy was passed, only 10% of people paying into superannuation would lose the tax concessions, but before you say I have contradicted myself, how would you sell such a policy to the younger worker, who will most likely have over $1 million dollars in superannuation by their retirement age? https://www.fool.com.au/2024/10/19/heres-the-average-superannuation-balance-at-age-69-in-australia/ "For Australian's aged 65 to 74 years, men have an average super balance of $435,900 and women have an average of $381,700." The people in this demographic were working for around 20 years before super was even introduced. Now, super is paid from the first day a kid starts working at McDonald's, right through until the end of their career at retirement age. So, that's $435,900 for people who did not contribute into their super fund for 20 years, because it never existed. Given you must pay super from your first day at work, and wage growth since 1992 when super was introduced, and the retirement age is now 69, up from 67 and may go higher, and super has gone from 6% to 11.5% and will go to 12% next year, I think it fair to say younger Australian workers will have an average of $1 million in super at retirement age, so how would a political party "sell" the policy to them? It looks like a Robin Hood type policy, taking from the rich to give to the poor, but it's actually taking from ALL working people, but mostly younger working people, to give to pensioners, some of whom have never worked a day in their life. If a party goes to an election with this policy, I think it would be political suicide, like Bill Shorten experienced. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
You posted you had an Australia JP witness your signature on a document. I quoted the JP Handbook, and posted the link that JP's can not perform their duty outside their State of Australia jurisdiction. Either the JP told you this, and you posted a lie on this forum, or the JP did witness the signature, thus you submitted an invalid document, and the JP risked losing their accreditation. It's one or other, and a good reason for other members to take everything you post on here with a grain of salt. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
I posted this over 2 years ago and members still think it's fantasy, despite Thailand moving to enforce the same in 2025. It's laughable. https://hlb.com.au/tax-residency-changes-for-individuals/ -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
https://www.ato.gov.au/individuals-and-families/coming-to-australia-or-going-overseas/your-tax-residency/foreign-and-temporary-residents If you're a foreign resident for tax purposes you must declare on your tax return any income earned in Australia, including: employment income rental income Australian pensions and annuities capital gains on Australian assets. As a foreign resident: you have no tax-free threshold" Any comment???? -
Link please? I know this, but it's an install on hardware that is not compatible. As I said, people are working around it, and Microsoft are working around the people who are working around it. I know I can install Windows 11 on my device, however, if they patch out what I have done, along with millions of others, and block updates, I may have been better staying with Windows 10 and paying for third party updates until I upgrade to Core i9 device. You can not guarantee Microsoft will continue to support Windows 11 on hardware that is not compatible, can you?
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Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Clearly, circumstances are changing, and not just for guys like Paul Hogan. Funny how most members on this thread accept Thailand's inside Thailand for 180 days you WILL BE a tax resident of Thailand for tax purposes, as discussed in another forum, but NO WAY can they accept Australia moving to a similar system of outside of Australia for 183 days, you WILL BE a non resident of Australia for tax purposes. Go figure.