KhunHeineken
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Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
The way you read the rules isn't worth much though, is it? It's the law, and the laws are changing, and moving more towards making it easier for the government to enforce the law. That's not what the several links I have posted just a few posts ago say, is it???? One link is from the ATO website. Did you read it? I quoted the relevant part. Is it incorrect? Can you post a link showing otherwise, and supporting your "read" of the "rules?" Another link is from an ATO staff member. What about posting about how "the ATO read the rules for OAP?" Quite an assumption. Do you have any links to back up your assumption? Yeah, lots. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
I have answered this before. After working hard and paying a lotttttttttt of tax, I admit, I do feel somewhat entitled, thus, I very well may restructure my income, and assets, and my finances in general, to receive a part pension. I have already discussed this with my accountant. Why would I "hate pensioners" when I am considering arranging my financial position so I could possibly receive a part pension???? -
Link please? How do you know they are not going to patch the workarounds as they see the masses exploiting them? No reason. It's Intel Core i7-3740QM CPU @ 2.70GHz, 4 core - 8 threads.
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I'm wondering if Microsoft will force users of Windows 11 on unsupported hardware to reinstall Windows 11 after every major feature update, after the geeks have made another workaround, so one can go from Version 24H2 to 24H3 for example. If so, that seems quite labor intensive, with the chance of losing data, until you are actually due for new hardware. Or, would it be better to stay with Windows 10 and pay for third party support until it's time to upgrade your hardware?
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Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Perhaps you would care to comment on the links I have provided. if you think the links I have posted are "BS" can you post some links that counter the information? -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
I read your link. Once again, it's focused on Australian residents for tax purposes, who have the benefit of the tax free threshold. The whole games changes as a non resident of Australia for tax purposes. The first tax bracket of non resident tax is $0 to $135,000 at 30%. I found the below links in 10 seconds on the first page of a Google search. Remember, the pension is deemed an "income" at law. This has already been established on this thread. If you disagree with this, post a link showing so. From the ATO. Note it includes "pensions." https://www.ato.gov.au/individuals-and-families/coming-to-australia-or-going-overseas/your-tax-residency/foreign-and-temporary-residents "If you're a foreign resident for tax purposes you must declare on your tax return any income earned in Australia, including: employment income rental income Australian pensions and annuities capital gains on Australian assets. As a foreign resident: you have no tax-free threshold" On the same first page of a Google search are the below that supports the above. https://reesgroup.com.au/australian-tax-returns-for-non-residents/ "Non-Residents must also lodge a tax return if they earn income while in Australia. However, non-residents only have to include income earned in Australia and do not have to declare foreign income, including income from employment in other countries. Australian non-residents are not entitled to the tax-free threshold and as a result pay higher tax rates than residents. This means that Tax in Australia for non-residents is charged from the first dollar of income they earn." And this one. https://www.taxback.com/blog/file-australian-tax-return/#:~:text=So%2C it's important to stay,on Australian buildings and land. "If you have any income derived from Australian sources, even as a foreign resident, you will have to file a tax return." Also this from the ATO about bank interest. https://community.ato.gov.au/s/question/a0JRF0000004AX3/p00253264 "Non-tax residents of Australia are taxed only on income earned in Australia. As such, the $35 bank interest may be taxable in Australia as it appears your bank is not aware you are a non-resident and has not withheld tax. (Dependant on the terms of any applicable double taxation treaty) As a non-tax resident, you do not have access to the tax-free threshold and will be taxed at 32.5% on the $35 (so $11.38 tax to pay)" Note the non resident tax in the first bracket has changed to 30%, down from 32.5%. Plenty of other links stating the same. If you can post a link that shows pensions are exempt from non resident tax, or expat pensioners still have the benefit of the tax free threshold, I would like to read it. The Australia / Thailand DTA covers government service pensions, not aged pensions from Centerlink. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Australia slipped down the rankings. https://www.mercer.com/insights/investments/market-outlook-and-trends/mercer-cfa-global-pension-index/ -
Aussie Savings Account Interest
KhunHeineken replied to Pattaya57's topic in Australia & Oceania Topics and Events
Link???? -
Yes. I have always said this is a possibility. It makes you go to them, rather than them chasing you. Make sense, doesn't it? Not being argumentative. TIT. How much do you think a TRD Officer will care what's on your phone at a boarder? Remember, you flight is leaving soon. You will pay, or miss your flight, and they know this. Why do you think it's unlikely? They have overstay desks. Why not TRD desks for a quick and easy few baht off foreigners who have stayed more than 180 days? They fine you 500 baht for 1 day overstay, why not some BS "tax" for being in Thailand for more than 180 days? You don't have to agree. I am not saying I am right and you are wrong. I am merely contemplating the Thai's milking the farang cow, and why, because they can. I have never said anything about lodging a tax return at a boarder. All I have ever said is "something" may need to be paid, either for an extension, or at a boarder. For some, that "something" may be a joke, compared to what what they should pay at law, and for others, who possibly should not have to pay anything at all, they may have to pay "something." TIT. You know the way it goes here. Money, Money, Money.
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As an example, I have one device that is Core i7 with 16GB RAM and a 1TB SSD. It's unsupported hardware. The next step up would probably be a Core i9, 16GB RAM, and a 1TB SSD. Is Core i7 really that outdated????
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I'm aware of some modified versions of Windows 11 to get around the unsupported hardware issue. What else COULD be in that modified version of Windows 11 that MAY benefit the hacker and compromise the user????
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I'm well aware of the work arounds to get Windows 11 on unsupported hardware. As another member posted, in another thread, Microsoft have "patched" a stop to these work arounds. Whether Microsoft have patched all work arounds at this stage, I don't know, but there is plenty on the internet that they have patched at least some. Question is, are you better off with Windows 11 that Microsoft may eventually block all updates to hardware that is unsupported, or staying with Windows 10, and paying for extended support? I'll wait closer to October 2025 to see how it plays out.
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best alternative to a fixline internet provider
KhunHeineken replied to motdaeng's topic in IT and Computers
As another member alluded to, maybe his "shift" key has worn out. Of course, we can get into the whole English teaching thing if you like, but that's in another forum. -
best alternative to a fixline internet provider
KhunHeineken replied to motdaeng's topic in IT and Computers
Incorrect. I even do it with a small travel router when staying in hotels while traveling around South East Asia. I don't even know the hotel's ISP. I use this one when traveling. It's getting a bit old now, but still serves me well. 300Mbps is enough for my needs. https://www.gl-inet.com/products/gl-mt300n-v2/ I use mine with a VPN, so more secure. Plenty on the net about it, but this youtube video explains it pretty well. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
The Mods have warned every member on this thread, more than once. I will not engage your baiting post. The facts are: 1) The pension is deemed an income. 2) The pension is taxable. 3) There is no tax free threshold in the non resident tax brackets. 4) The proposed changes have no exemptions for old aged pensions. 5) The proposed changes will see one deemed a non resident for tax purposes if outside of Australia for 183 days. (the 45 day rule every 3 years aside) 6) The DTA only covers "Government Service Pensions" and an old age Centerlink pension is not a Government Service Pension. Happy to discuss what you disagree with in the above. Everything else you post is designed bait me. Can you post a link showing ANY of points 1,2,3,4,5 and 6 above are incorrect???? When you stop making it "personal" and stick to the above to discuss, perhaps the thread can continue in a sensible manner. Many on here would like to discuss the above, in the exact same way it's being discussed in another forum, in relation to the Thai remittance tax, which, funny enough, you did state on that forum, under Article 19 of the DTA an individual will have to pay tax, but on this forum you stated, under Article 19 you don't have to pay tax. Go figure. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
Deleted post. -
Australian Aged Pension
KhunHeineken replied to VOICEOVER's topic in Australia & Oceania Topics and Events
As per the Mod's warnings on the matter. See the below post. Happy to discuss points 1,2,3, 4, 5 and 6. Everything else is designed to bait me. Is there something, anything, in point 1,2,3,4,5 and 6 that you think is incorrect, and can post a link showing so???? -
Did you get this month's security updates?
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Does any member have any experience with Windows 10 IoT Enterprise LTSC? I have read it is a debloated version on Windows 10, and is for businesses, Eg. no Candy Crush etc. Support for this version of Windows 10 continues until 2032, and you can still buy a license / key for it. https://learn.microsoft.com/en-us/windows/iot/iot-enterprise/overview Windows 10 Pro v Windows 10 IoT Enterprise LTSC.