khunPer

22 hours ago, topt said:

Do you have a link for that as it seems surprising to me unless I have misunderstood you?

 

Surely the point of having more than one will is that it would be probated in the country to which it applies?

For example I have had to write a third will for the Isle of Man as they handle probate separately from the UK. I don't think a Thai court is going to deal with my estate in other jurisdictions either.....

My source is a Danish lawyer that are expert in Thai law, and the Danish government (link below). I was also surprised, but if you think about it, it makes sense. You can only have residence in one country – i.e. the country where you spend most of your time – and that country will handle the estate. It's not the country that one dies in that handles the estate, but the country of domicile; if you are on holiday in Thailand, but domiciled in UK, your estate will be handled in UK. If you for example have dual citizenship, it's the country of residence that handles the estate.

However, there are exceptions, such as non moveable real estate, which will be handled by the rules of the country, where the real estate is. A foreigner can for example inherit Thai land from a Thai spouse, but cannot own the land – i.e., needs to sell or transfer the land within a certain period – even if the spouse lives and die in another country, where real estate can be inherited...
"The rules for inheritance and probate differ from country to country. In some countries, the switch takes place in the country where the values are located. This applies regardless of where the deceased lived. Real estate often has to be exchanged in the country where the property is located." (Source link below.)

Inheritance can be complex, but in general, this is the principle. If you leave UK and settle in Thailand, then Thailand is your country of residence. Some countries might not acknowledge wills from other countries – again, think of for example real estate – which is why lawyers recommend to make separate wills for assets in separate countries. Different countries have different national rules, so you might be able to apply for an estate to be handled by country of citizenship, instead of country of residence.

Country of residence can de be defined by...

• Where the person themselves or the person's household have their permanent home
• Where a person's belongings are usually located
• Where the person resides when the person is not temporarily residing elsewhere (e.g. due to vacation, study or business trip, illness or imprisonment)

Link to Danish governmental source (you can use browser og Google translate) HERE.

Seems like the lucky amulets stopped working – this is the second recent news-story about an invisible thief – wonder where you get, or how you gain, invisible power...

On 1/7/2024 at 5:12 AM, 33 RPM said:

i need a small bottle of Hydrogen Peroxide

Where is a likely place to purchase it.

Thanks.

A pharmacy.

Small bottles comes in 3%.

Larger bottles (circa 450 ml) comes in 3% and 6%.

1 liter bottles normally needs to be ordered and can come in food grade, 35% to 50%.

On 1/6/2024 at 10:53 AM, Tropicalevo said:

Back to the heading. Who has my money?
Is this standard practice for all debit card credits or just this particular hospital 'taking its time'?

It takes time.

4 hours ago, JeffersLos said:

 

I have, but many years ago. 

To my knowledge, you need to continue with the voluntary option immediately after stopping work.

17 hours ago, JeffersLos said:

 

Thanks.

 

My Thai ID card number starts with the numbers 6 5099.....

 

Does this mean that I can qualify for 'Voluntary insured person under section 40'? 

You need to have been working in Thailand and paid SS while working in accordance with the rules, to continue when retired.

My Thai ID-card also begins with 6, but as I've never had a work permit – and therefore never entered the SS-system – I'm not eligible.

1 hour ago, TerraplaneGuy said:

Does anyone have a pdf or good printable version of the Samui Immigration office's own double-sided application Form TM7 (extension of stay) and TM8 (multiple re-entry)?  I know they tend to reject the single-sided version available from the main government website, and I'm staying far from the Samui office so it's inconvenient for me to go a day early just to pick up those forms.

You can get the forms in advance from the service window on the ground floor – they normally dont accept any other forms than their own printed versions.

I once filled in everything from home using downloads, I had to redo it all at the immigration office in their forms. Now I come a day, or a few days, in advance and collect the form.

On 1/5/2024 at 8:43 AM, Hanaguma said:

Apologies if this is the upteenth time this question has come up....

 

What options pay the best return on the money that I need to deposit for an O visa for retirement? I accept that I will take a haircut on what I can get in the market or on GICs.  

Also, does my wife also have to make a deposit, or can she piggyback on mine? (we are both over 50, both non Thai).

Thanks all!

12 month fixed bank account, pays at the moment about 1.6 percent per annum. I cash the interest every year – after 15% withholding tax – and leaves a clean 800k baht in the account for extension of stay purpose.

On 1/5/2024 at 4:28 AM, Presnock said:

I have read a lot of Thai (translated) by some legal folks too, that according to the new tax laws, there can be exemptions on certain pensions (in one it says special pensions) and even in other google available translations.  There is even an exemption for "wealthy retiree's pension" and the wealthy retiree is defined as one receiving a pension of over 80K USD per year.  Also, there are provisions that state that the DTA has priority if the pension is taxed prior by the paying country.  By reading one's country's DTA with Thailand (also can easily be googled) one should be able to understand if their pension or other funds are exempt or not.  All should be available on google in different languages even.  Hopefully we will receive "official" notification of exactly what we can expect to do this year though nothing needs to be paid until we reside over 180 daysin Thailand this year, but it would be nice to be able to make any necessary plans prior to then.

Valid DTAs are still valid; many covers retirement pension taxation.

On 1/5/2024 at 12:24 PM, Pappap said:

Hi, has anyone experience of having two separate and different wills in two countries, i.e. one in Thailand and one in the UK. Seems this would be easier for the relevant executors/administrators in each country, one dealing with each country. Thanks.

Yes, and that is advised by the Thai lawyers that wrote the book "Thai Law For Foreigners". Make one will in Thailand for one's belongings in Thailand, following the Thai law and custom; and another will for belongings in one's home country following the law and customs there. However, be aware of that it's a court in the country where you have your primary home (lives), which will handle the estate of both wills, no matter where you die.

I made two will, one in Thailand and another in m y home country. I wrote in both that there is another will covering assets in the other country.

13 hours ago, mrblonde said:

My plan is to move out to Thailand permanently within the next 4 years, I’m currently 46.  I did have a buy to let flat in the U.K. (in South East) for a few years but the combination of increasing interest rates and the government targeting landlords I chose to sell up.
The way non-paying tenants are so protected in the U.K. was also a genuine concern.

I’m considering buying a couple of condos in Pattaya (outright) to rent out long term.  ROI am looking at 8% in most cases.  
When I move out to Thailand, I’ll move into one of them. 
With the way the West seems to be going, I’d imagine more people wanting to head East as they near retirement, keeping property prices stable (at worst).

 

I’ve seen other posts on here advising the stock market for an income but I have a SIPP and do not want all my future income (my Thailand retirement fund) tied to a potentially turbulent market.
 

are there any things to consider?  Anything to avoid?  

 

If you are making a business with more than one condo, you might need to do it from a Thai company limited. You shall pay tax of the income.

I wouldn't do that, just buy the one condo I need for myself. There are (plenty) of other ways to make an income from savings with lower risk factor risk than property in Thailand, when looked at as an investment.

19 hours ago, advancebooking said:

I saw a lady sitting at the teller at Bangkok bank today. She withdrew millions of baht and put the cash in her bag. Obviously I was trying not to look too much but was wondering why should would withdraw huge amounts of cash like this. Most likely to buy land or house at the land office. 

 

I assume it must depend on the agreement between the seller and the buyer but I wonder if the average Thai minds accepting cash as part or full payment for a property transaction

 

If withdrawing large amounts of cash like this I wonder if the bank has to report this to the AML office in Bkk?

 

Often seller wish cash payment when a title deed change hands; so yes, that is a possibility. You can normally only withdraw up to 2 million baht without prior notice. When I've been withdrawing 2 million baht, I use place a one baht coin on the bank cashier's desk and withdraw the limit of 1,999,999 baht...

On 1/2/2024 at 5:40 AM, tigerbeer said:

But what would you buy now sub 800K baht? No preference to EV, Petrol, or Hybrid.

Toyota Veloz...

5 hours ago, phetphet said:

I got all the forms yesterday, but couldn’t find the list of requirements and staff didn’t understand what I wanted.

 

Also. Can anyone explain what no.13 on that list is? Documents order of Royal Thai Police.

 

Are they asking for something? Or is it just stating an order?

 

TIA

 

I will go to Choengmon Immigration today to try and get an updated TM.30.

As it clearly says in #13, it's about extensions when the original visa is a non-immigrant type: O-A.

If your original entry visa is not that kind, don't take notice. If it is, you need to show that you have a health insurance with a minimum cover of 3 million baht.

21 hours ago, Celsius said:

As long as I remember, people used to complain how McDonald's in Thailand is more expensive than in their own country.

I'm happy that I don't dine in McDonald's, then I have a problem less to worry about...

11 hours ago, scubascuba3 said:

Sickening I've never seen anything like this 555

Same-same, but different, when the opposite gender heads to Thailand...

By the way: Bali and the Thai islands Phangan and Samui are also destinations for female tourists, but slightly more up-priced to travel to these areas if you start from Britain...

On 1/3/2024 at 3:14 AM, EVENKEEL said:

Lamaii is the only place I've stayed at, but like 9 yrs ago. How is it today?

Different now, compared to 9 years ago. If it's an improvement or not, depends of what one is looking for or expects...

3 hours ago, phetphet said:

Has anyone got an up to list of all latest requirements to renew extension based on retirement?

I went to immigration this morning to pick up TM.7 and TM.8, tried asking, but couldn’t get any joy. Just “copy passport”, “copy visa”.

 

Reading on here recent new requirements of new TM.30 report and photos showing accommodation address. Trying to save myself being turned away.

 

TIA

This is still the current list (from August 2023 in @Neilly post)...

At the service-window on the ground floor you will normally get the list including all the needed documents to fill in and sign.

4 hours ago, TerraplaneGuy said:

If someone has gone to the trouble to fake all the other residence documents (TM30, lease, etc) why couldn’t they just go to their fake residence and take a pic of themselves in front of it? It doesn’t really prove they live there.  It’s in fact easier to fake that than the other documents.  

I think you misunderstand. It's not about fake documents, but to check if you are actually living at the given address. Also for married couples, it's to check that they are living together.

2 hours ago, KannikaP said:

In my case in Phitsanulok...........5 minutes.

This thread is about Samui Immigration and different regulations from Phitsanulok, so no help replying about another place, different immigration offices have different regulations.

It takes about 5 working days or one week in time before you can pick up your passport.

2 hours ago, TerraplaneGuy said:

So the house book, TM30, drawn map, rental agreement ...  are all insufficient to accomplish that?  And if someone really wanted to fake their address, a pic of them in front of a house would stop them?  lol

To show that you actually live/stay on the address recorded in your paperwork; similar to, with a police visit, to check that married couples also lives together.

I had visit by two kind policeofficers one morning some years back – they had a long list of foreigners to check, if the lived at their given address; they showed me the list – saves time for police to visit foreigners, when you prove it yourself. It also saves you from a visit by the police.

No matter what we expats think about weird rules at Samui Immigration, we have to follow the rules to get an extension of stay, so much more easy, just to do what they ask for...

On 12/28/2023 at 12:20 AM, hotandsticky said:

Update.

 

Chaweng beach favoured, quieter end preferred, sea view preferred.

 

Budget up to £200 per night, quite happy to pay less.

You would have many option for up to £200 per night. A good way to check beach-end resorts is to use Google Street View and "walk" by the beach. When you find something interesting it will often be shown on the map with a link to a website or other kind of information. You can also check prices via the hotel-booking sites, they might have good offers.

The quiet areas are north and south, but can still be within a healthy walking distance from McD, there in one a bit south and another in the central party-area...

Depending of you choice of holiday live-style, THIS area up north is cosy and quiet and has some affordable priced nice bungalows both beachfront and second row. But in general are many of the beach-side resort amazingly quiet when you come inside the area – of course, apart from those with beach parties like Ark Bar Resort – but close to nightlife action, there might be some noise if staying true beachfront.

3 hours ago, TerraplaneGuy said:

Hate to ask because it can be futile to try to understand Immigration but do you have any idea why they want this photo, in addition to all the other things that already prove your residence?

Proof of address...

14 hours ago, Petchou said:

I just renewed my visa.   My 90 days reporting is in 3 days.   Do I need to go report or not, since I have new visa.

Thank you 

Look at the 90-day slip stapled in your passport, it says when to report your address. It vary from province to province if 90-days address report resets when approving an extension of stay – not visa, it the stay that is extended – some resets, others count continuously from last entry to Thailand.

Reminds me of Prayut Chan-o-cha's: »Good guys in, bad guys out!«...