wasabi

Yes we are both able to do online banking. Either through the website or phone app. However we both have to use the same login. The bank themselves told us to do this however it's not the kind of thing I want to draw too much attention to. It has worked fine for years though.

I have a Schwab One account which is both a checking account and a brokerage account.

This type of account sounds like a good idea do you know if you have to be in the United States to open it?

I have a joint Bangkok Bank account with my wife and we individually make transfers all the time.

I recently had the same issue as the OP with my Schwab account where they began asking for a physical Us address. For years I used a virtual mailbox address with no problem but it does seem they are catching up on that now perhaps due to the TD merger that's coming up. I also had a TD account for many years which I greatly preferred and only used the Schwab for the free ATM withdrawals. It is unfortunate they're merging but nothing I can do about that. This first came to my attention when they froze my account without any warning which caused a number of problems. Fortunately I do have a relative in the United States who let me use their address and the account was unfrozen. I'm thinking about using Wise to get money to Thailand instead of the ATM withdrawals hopefully that doesn't make it get flagged again. Of course I prefer the free ATM withdrawals but if that account were to be frozen permanently I'd be forced to go back to the United States.

I am hoping to go to Singapore in the next 6 months. Would be nice if they drop all requirements. I have been vaxxed but it's always stressful to go through the proof process.

Yes scrutinize travers from China but don't bring back those stupid temperature check machines and QR code check in and check out apps.

The only thing they need to do is greatly reduce air pollution. If one believes in climate change or not is irrelevant. The same drivers of air pollution are the same that would cause climate change.