chrisandsu

1 hour ago, Yellowtail said:

Please explain what do you mean by that. 

 

But yes, having a 30 year loan at 3% when the current interest rate is 6% it great, and real estate, and equities for that mater are generally a nice hedge against inflation. 

 

BUT, if the interest rate jumps from 3% to 6%, the payment on a $500K home goes from about $2,000 a month to $3,000. It's not likely wages will keep pace with that kind of increase. 

 

Most people get a locked in rate . I can’t see interest rates going up and won’t affect people who already have loans as of today , especially when variable interest rates are a thing of the past  . This is a great time to borrow even with inflated money as it’s tax free . 

18 minutes ago, Yellowtail said:

The low interest rate is the biggest driver of real estate prices in the US. If the interest rate goes up a couple points, the prices will be unsustainable and the bottom will fall out of the market. 

Which is why borrowed money becomes cheaper if inflation also raises incomes .

No In the west we have such a devalued currency from all of the printing we are getting massive inflation in everything including real estate . The only silver lining is borrowing money is cheap with low interest rates . 

33 minutes ago, XJPSX said:

The numbers are falling exactly as Prayuth predicted 2 months ago.

He is the only leader in the world who has successfully forecasted when his numbers will fall and was even brave enough to say they would be less then 10k by 1st November. Just incredible!

How does he do that? 

He borrowed the TAT forecast analysis? 

Or be like Australia . Have a few cases and the whole country becomes a prison . What are they living on ? Fresh air ? People need to make a living 

20 hours ago, tonray said:

Hmmmm...I wonder who facilitated his entry....inquiring minds want to know...perhaps an inside job at the border ?

Or got rid of the passport he entered on . 

If I owed money to someone and they died you can bet your boots I’d be saying I’d already paid it ????

5 hours ago, Cake Monster said:

Its a sign of the times we now live in, where goods are traded online with little or no inspection performed by the buyer.

I guess the greed factor just took over, and they placed a large order to get the benefits.

Pretty dumb.

This is correct . If we cast our minds back to the beginning of the epidemic there was shortages of PPE . My friend was trying to get me to sell rubber gloves made in Malaysia but when checking the prices they were half the price on Amazon ???? if only he would of come to me with a price half of the Amazon price I might of been interested and I could of ended up in the same place as this women . All for a quick buck 

5 hours ago, wadman said:

I think it's more likely that Sathian went there to tell Rudolph to move on and move away.  The house is likely in the wife's name, so can Rudolph kindly make himself scarce now, so Sathian and Lak can live happily ever after in her house.

This is most likely the closest to the truth . Who wants to live in a rural village where the locals are threatening you with a gun ? 

She seems like a high class woman ,running off to a shack in the middle of a rice paddy to get some nooky ! The plot thickens . 

12 hours ago, HappyGoLuckyLife said:

Yep $20 a piece from AAA

The AAA licenses are hilarious . They look like something your kid would make in a art class (when he’s 5) it’s a bit of cardboard folded in half with a passport photo glued on it ! I kid you not . 

6 minutes ago, Joules said:

Meanwhile, back in the good old US of A, the Biden Administration wants to put the spotlight on every American bank account worth $600 or more.  Hey man, this ain't no joke, there must be some unpaid taxes in there somewhere.  

Maybe his and his sons ….. he avoided $500 k last year and telling us to pay up ???? you couldn’t make it up 

2 hours ago, sirineou said:

When a politician whose salary is less than $200, 000 has millions stowed in offshore accounts , It does not take a great leap of imagination to think that such funds are the result of illegal activity. 

Just look at that old hag Nancy Palouse . They are inside trading all the time but corruption doesn’t happen in the west ……

31 minutes ago, tlcwaterfall said:

A good reason to have security cameras installed.

Agree . Especially with no witnesses and most likely a language barrier 

44 minutes ago, EVENKEEL said:

Would it matter why an individual scaled a wall, discharged a gun in an assault. The Swiss is defending him self regardless of WHY the guy climbed over the wall.

So who said who’s gun it was ? Who said he scaled the wall ? It has to be investigated before anyones side of the truth can be believed . It’s quite easy to understand . Just for  arguments  sake he’s probably telling the truth ….. but you and I and most likely the police don’t for sure know that .

42 minutes ago, WinnieTheKhwai said:

On the original topic:  I always talk to foreigners when in bars and socializing; that's what I'm there for.  Thais too. (m/f/other).    Especially these days there are not that many people in the bars most of the time (some exceptions..) so then I say hi.   I do steer clear of tedious topics and conversations.. like .. I'm not going out to discuss US politics, crypto currency or Covid with someone who didn't spent a day in med school.   But all other topics are cool.

 

A random person in the street or the supermarket though.. probably not when in a place like Chiang Mai that has tons of foreigners. But if it's seriously off the beaten track then I might say hello.

Best post so far . A very normal approach . The way I see it , as I’m considered a younger guy (40) when traveling around Thailand I may be the only foreign guy some of these older guys see for a period of time . So yes I say hello and want nothing in return other then a hello back . I do the same here when I knock on my elderly Neighbours door to see how they are. I think we should all make a point of looking out for each other as I know for sure the Thais do for their elderly . 

two things ….. what was the name of the original thread ? I also said when I’m in a rural place with less foreigners I say hello to them . 

3 minutes ago, JensenZ said:

Perhaps these "strange" (based on your idea of strange) people went to live in rural areas far away from other foreigners because they don't want to be disturbed. They could just be loners. Surely if being in areas where lots of other foreigners lived was important, that's where they would be.

Saying hello to someone is common curtesy where I’m from.