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Everything posted by Sheryl
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Obviously, except for interest that may still be accruing. To my reading only interest newly earned on an IRA after 1 Jsnusry would be taxable in Thailand and that, only if remitted here. the Tax treaty specifically states that oncome from annuities (a common vehicle ofr IRAs when people are ready to start tapping into them) is taxable only in US.
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They are also used -- widely -- for peopel with long term conditions (like COPD) that require low flow oxygen at home. Tanks that need refilling are nto very practical for long term use. But no indication any of this applies to the OP's wife. Sounds more like his wife has other reasons for nto wanting to come home (or, apparently, have him visit)
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He is a senior Professor at Chulalongkorn (the senior-most colorectal specislust on faculty there) and trained in US at the world renowned Ckeveland Clinic. Other colorectal specialusts here also regard him as the top. In fact most studied under him. Besides being the best in the field he is also a very nice, very sincere man.
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It is important to note that 80-90% of people who return from being clinically dead did not have (or at least have no memory of) an NDE. These are the exception, not the rule. Putting aside the question of what an NDE actually is, it is not known why some people (a minority) have them and most do not.
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7-11 takes 1000-Baht-bill for 100 Baht, shortchanges - your take?
Sheryl replied to henrik2000's topic in General Topics
My take on it: 1. Either you are wrong about the 1,000 or they deliberately ripped you off. Can't have been accidental because if it were, the 1,000 would not have been concealed in the drawer and the matter easily reoslved 2. Police would nto be remotely interested and threat of police would likely have accomplished nothing becasue they'd (the 7-11 folk) would know this. 3. You urgently need to go to hospital for rabies shots unless the owners of the dog can show definitive proof it was vaccinated at a reputable vet (unlikely in a rural area). Forget about the money (though maybe don't shop there again) and worry instead about rabies, which is endemic in Thailand. -
Not mentioned in the webinar and also not addressed (unfortunately) in the US-Thai tax treaty as far as I can see. Addendum: while no mention of VA Disability Compensation the Tx treaty does say as follows: "a) Remuneration, other than a pension, paid by a Contracting State or a political subdivision or a local authority thereof to an individual in respect of services rendered to that State or subdivision or authority shall be taxable only in that State." And there is a similar clause regarding government pensions. (i.e. US government rumunertion overall, and poensions, are taxable only in US). Section 21 of the Treaty. It could be inferred from these clauses that the VA compensation should not be taxable in Thailand but would need to confirm that.
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Many thanks to @TallGuyJohninBKK for sharing this content, I had not seen this thread in time to join. What if anything was said specific to: - US Social Security? - Government and private Pensions ? The pension issue seems still unclear to me since one may be a Thai tax resident when the income is obtained but it is usually based on earnings prior to becoming a Thai tax resident. Addendum: I have now listened to all and they failed to address the specifics just saying it depends on the tax treaty and pension type. SInce this is being held at AmCham I'm a bit surprised they did not mention the specific exception of US Social Security which is clear in the tax treaty (exemption form tax in Thailand, that is - it is assessable in US and some will have ot pay tax on it there).
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Irishman’s life hangs by a thread after mosquito bite in Thailand
Sheryl replied to snoop1130's topic in Bangkok News
As per the linked story, he had insurance. But expiring in his day of departure (a common arrangement) and most unfortunately that is exactly when he fell severely ill. -
A considerable savings and (assuming no problem to immediately come up with the $1,000 deductible) well worth it. Suggest you contact them just to be sure the fact that you are already here does no invalidate the policy
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Change yearly permission to stay renewal date
Sheryl replied to gargamon's topic in Thai Visas, Residency, and Work Permits
I too have a very inconvenient extension date, though for different reasons. I doubt you will be able to get less than a full year extension. So other option would be to let the extension expire and start the process anew. -
I think you can further reduce it, if desired, by accepting a deductible and also by (if applicable) not opting for the active sports add-on (but first make sure you don't need it, of course)
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Irishman’s life hangs by a thread after mosquito bite in Thailand
Sheryl replied to snoop1130's topic in Bangkok News
He is comatose and intubated (on a respirator). Does not have simple dengue, rather dengue hemorraghic fever and kidney failure. Altogether different matter. -
Irishman’s life hangs by a thread after mosquito bite in Thailand
Sheryl replied to snoop1130's topic in Bangkok News
In general Thai insurers have a much worse tarck record for pay outs than international ones. The ink about insurance companies not paying out on travel policies usually relate to people who suffered accidents while intoxicated, drivin ga motorcycle without a valiud license or helmet etc. In any event the circumstance here was that the insurance policy had lapsed by time he was admitted to hospital which seems to have been day of his planned departure. -
Irishman’s life hangs by a thread after mosquito bite in Thailand
Sheryl replied to snoop1130's topic in Bangkok News
In this specific case he had insurance for the full duration of his trip, ending on the day of departure. Unfortunately that was when he became ill. Moral of the story: make sure travel policy ends on a date after you will be back hoem and that your family know to immediately extend it if you become ill. -
Irishman’s life hangs by a thread after mosquito bite in Thailand
Sheryl replied to snoop1130's topic in Bangkok News
From the link: "“He had acute kidney failure, pneumonia, a bleed on the brain and severe nerve damage. " So yes, complicated dengue - DHF and cerebral, with accompanying renal failure. It happens. -
Irishman’s life hangs by a thread after mosquito bite in Thailand
Sheryl replied to snoop1130's topic in Bangkok News
All travel policies have specific start and end dates. yes, he had a policy which ended on his planned date of departure and from sounds of it he fell ill while enroute to the airport. From the link: "Despite having holiday insurance, it had expired by the time of admission," Nothing at all "rare" about mosquito bites in Thailand including bites from the type of mosquito that carries dengue, though. But seems he is one of the unfortunate minority who developed severe (complicated) dengue. Even in a government hospital this would be costing quite a lot (though of course it will be at least 3 times more due to private hospital). -
I think he is looking for just travel policy not general insurance (which costs much more). @charleskerins Who is your insurance provider in the US? As I would start by checking with them to see if they also offer travel policies. Otherwise Seven Corners has a very good rep and is easy to get a quote online, also unlike most yo ucan tailor it to medical only https://www.sevencorners.com/?a=CCA1E864-24CE-4BBD-B7A7-3C0477BCDED7&z=HGPPZKH&gad_source=1&gclid=EAIaIQobChMI5Z_b-8aQgwMVj-QWBR1-SgOPEAAYAiAAEgIUAfD_BwE#start Other possibilities: AXA https://www.axatravelinsurance.com/our-plans/platinum IMG https://www.imglobal.com/img-insurance-plans The SE Plan which covers upo to $250,000 should suffice. One thing to check into is whether the plan allows you to enrol after the trip has started, since it sounds like you are already in Thailand. So do, some don't.
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A colonoscopy is a type endoscopy. Do you mean a colonoscopy and gastroscopy at the same time? The reason for having both done at same tiem would be a need for both. While colonoscopy is often done just for routine screening, gastroscopy is not and would be indicated only if there were specific issues e.g. pain in gastric or epigastric area, reflux etc.
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Large private hospital in Pattanakarn Soi 50 area, Bangkok
Sheryl replied to Puccini's topic in Health and Medicine
When trying to find out something like this on Google Maps there are 2 steps. 1. Find the location you want. 2. Click on "nearby" on the menu on the far left and search for what you want, in this instance hospitals. In any event, a photo of the exact hospital already appears in this thread: https://aseannow.com/topic/1314294-“please-explain”-hospital-that-refused-to-treat-foreigner-worlds-best-cuisine-tim-newton-today-dec-14/ And the name is widely available on Thai media sites. Lastly this sort of occurrence is, unfortunately, common in private hospitals in Thailand. The only thing unusual in this case is that it made the newspapers and that in turn is because the patient died and the government of their country raised the issue. Started in the Taiwanese media first. Thread closed. -
That may have more to do with all this than anything the doctor or hospital staff are actually saying. Might not just be exaggeration. They may be intentionally lying for some reason or other. May be a family problem rather than a medical one. Was the bit about a home oxygen concentrator accompanied by a request for money? Where is your daughter (who presumably speaks both English and Thai?) in all this?
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Doesn't help me though. I'm in Prachinburi. Virtually no foreign retirees here whereas a fair number in Issan.
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It does vary by hospital (level and location). Most government hospitals not affiliated with a university do not have the capacity to do endoscopy e.g. even the >800 bed Regional Hospital near me does not. And even the hospitals with the capacity usually will not do it for routine screening. The situation reported in Samui is most unusual. A major exception in Bangkok is Chulabhorn Hospital cancer center which does do endoscopies for cancer screening and is comparatively easy to deal with (though have to go in person to book).
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Yes, I live upcountry. The only agents in my province handle just migrant worker visas. Can't fund any that would handle my retirement extensions and can;t find any agents elsewhere willing to come out here, even for a fee.
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Distressing discovery of abandoned fetus stuns Phuket neighbourhood
Sheryl replied to webfact's topic in Phuket News
Yes, if illegal (as many migrant workers are, due to the prohibitively expensive and complicated procedures to work legally) she would have been afraid to go to a hospital. May have had a miscarriage/premature delivery alone in her room or with only an untrained attendant. Likely had no prenatal care either.