Everything posted by Sheryl
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Piggybacking on my stepdaughter's government health benefits
Step-parents do not qualify, period. Nationality does not matter. What matters is that you are not the legal parent. If you have legally adopted the child then yes, would qualify as you would then be the legal parent (and the biological father no longer so).
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Piggybacking on my stepdaughter's government health benefits
Moved to the health forum UHC is not same as SS. And SS has 2 types, regular and Civil Service. If your wife is a career civil servant and thus under the Civil Service SS system you as her husband are also covered. Not the case for the universal (AKA "30 baht") and regular SS system.
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Pricing in Queen Sirikit hospital, Sattahip
Note that while much, much cheaper than private hospitals (compared to BPH, about 25% the cost in general though it will vary with the treatment) , it will be difficult if not impossible to use insurance there. He would probably have to pay up front and be reimbursed and the level of documentation might not meet insurance company requirements for reimbursement. There will not be direct payment arrangement with insurer like there is at BPH. BPH is the most expensive hospital in Pattaya area and one of the -- if not the -- most expensive in the country. There are some less expensive private options nearby e.g. https://www.phyathai-sriracha.com/ https://www.samitivejsriracha.com/ https://www.pattayamemorial.com/
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When having received a '7 days to leave the country' permission, would doing a border-run result in a refusal to re-enter Thailand?
She already had a non-O visa. She was applying for extension of stay.
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Question concerning new foreign income tax
until 1 January the prior tax code provision prevails which is that income brought into the country after the year in which it as earned is not taxable. So you are fine for money brought in now assuming it was not earned this year. Whether or not future remittances would be taxable depends on a host of complex factors. You should carefully read the Tax treaty between your country and Thailand. Often some types of income (e.g. government pensions) are not taxable in Thailand while other types are but it does vary from treaty to treaty. IF you have an income stream which under the relevant tax treaty is not taxable in Thailand then it would make sense to limit remittances after 1 January to that and bring into the country now whatever additional you might need to get by on that in future.
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Iherb
My recebnt order arrived in under 2 weeks.
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Getting in an out of taxis
There is indeed an option to book a larger car ( at slughtly higher price) but my experience (in Bangkok) has been that booking regular I still often (not always) get SUV and rare to get car that is not larger/higher than a taxi.
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Getting in an out of taxis
Use Grab. Costs about the same (maybe few baht more) and the cars are usually larger. Also cleaner and reliably air con which cannot be said for taxis.
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Shingrix (shingles vaccine) available in Thailand now
1. Absolutely worth it. 2. Reduces occurrence of both shingles and post-herpetic neuralgia (a complication which can be permanent) by over 90%. Almost double the effectiveness of Zostavax.
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Spending Money - Should I follow my Friends Advice ?
Per his prior posts daughter has graduated from university and has a job. She is not (or should not be) the issue. It is his middle aged wife with no degree and no work experience who is of concern. The "loads of cash" is "loads" only if viewed in the very short term. It is not going to be sufficient to support his wife for the rest of her life though, if properly structured, could make a good contribution towards that. Hopefully daughter would kick in the remainder. As he currently has it set up, there is no mechanism to support his wife after he is gone, and it should be noted her lack of any work experience is due to his preference that she be a full-time home maker. Should also note that she in any case will be retirement age in 10-20 years with no income at that time (other than the government's paltry 600 baht a month) unless he does some planning now.
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Spending Money - Should I follow my Friends Advice ?
Which hardly meets his stated objective of providing for his wife after his death, even if she could manage to financial aspects (questionable). She's got another 25-40 years to go. IMO he needs to tie up as much money as he comfortably can (while still keeping aside what is needed for visa extensions) in an instrument which yields interest without risk of the capital and will yield a regular lifelong income (not a lump sum!) to his wife after his death. Such instruments exist. Of course there is a trade off between risk and interest rates and an insured product which does not risk the principal and provides a guaranteed level of pay out will be lower interest, but still probably more than he is getting in a savings account. Most importantly it will protect his wife from: financial requests from relatives bad/uninformed financial decisions (her own or others) outliving her resources (very, very likely otherwise)
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Dental tourism in Thailand
A post in violation of community standards has been removed.
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Shingrix (shingles vaccine) available in Thailand now
I had a sore arm, nothing more. YMMV
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Spending Money - Should I follow my Friends Advice ?
Hoping is not a plan. Even if she manages to fend off all relative requests it would come at the cost of estrangement from her family....a family she will need when this lump sum runs out. Which, if left as a lump sum in a bank account, it will do no matter how frugal she is and at a point where she is too old to have many options. As discussed above there are concrete measures you could take to protect her on both counts.
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Spending Money - Should I follow my Friends Advice ?
If the savings are all in the one account also used fir immigration purposes then it is a single account and there will be delays and hurdles in your wife accessing it. Keep 800 (or better yet 400 after changing to marriage extension) in the solo account and use the rest to purchase a deferred lifetime annuity for your wife that comes into effect after your death. (or similar instrument...you need to consult a financial planner). Not only would this protect her from greedy relatives but it would also ensure she does not outlive her money which is a very real risk. You have not given her age but as she had a child 25 years ago I assume she is in her late 40's to late 50's now. 3 million is very little money for what could be a 40 year widowhood... unless you invest it in an interest bearing instrument of some sort. She could otherwise be headed for an impoverished old age and being a significant financial burden to her daughter. Going forward live on your 35k monthly income and start to make the needed repairs on your house. That burden will otherwise fall to your wife and the worse you let it get the more it will cost to repair it.
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captopril blood pressure tablets
Not exact copies but chemically related. Same class of drug, same action. Enslaptil is newer (comparatively -- there are even newer drugs in this class) and longer acting with fewer side effects hence captopril is virtually never used any more. Nothing mild about enalapril efficacy. That said, people vary in their response. How you responded to a drug in slmany years ago is not necessarily an indicat8on of how you would respond now. As one ages the blood vessels become stiffer and hypertension harder to control. Not unusual to need more than one medication. The Loranta not working could be dose related; typ8cally they start one on a lower dose then raise it as needed. You really should return to the doctor who prescribed it and discuss the side effects etc with him rather than trying to self prescribe an obsolete medication based on experience nany years back.
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Sourpuss Waitresses.
The OP might not have been in an English-owned establishment.
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captopril blood pressure tablets
As aboce -- enalapril (available everywhere) is widrly used drug in same class/same mode of action as captopril.
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Your time is limited, what are you waiting for?
Flaming posts have been removed.
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Sourpuss Waitresses.
Keep in mind waitress is not the cook. Relaying a complaint to the cook could be highly problematic for her if cook is older than she is or more senior in the establishment. And quite possible neither cook nor waitress has any idea how to prepare eggs western style. Unless at a place that clearly specializes in western food, best to avoid ordering same in Thailand. In terms of eggs. Thais understand omelet. Boiled, poached, scrambled, Western-style fried eggs are not normal Thai fare.
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Sourpuss Waitresses.
Flaming posts removed in keeping with Forum Community Standards.
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pls recommend Bangkok doc for ablation for (paroxysmal) atrial fibrillation
Just glanced because not skilled in interpreting rhythms. Disregard that whole consultation. It does sound from your symptoms thst something significant is occasionally going on but no telling at this point exactly what. And without knowing that cannot proceed to treatment options. If for example what you are having is runs of v-tach treatment would be first medications then if not effective implantable defibrillator.
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pls recommend Bangkok doc for ablation for (paroxysmal) atrial fibrillation
First need to find out if paroxysmal afib is what you have. As opposed tp paroxysmal atrial tachycardia. V-tach etc.
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April International - some premium increase analysis
Are you sure you had such ties? Did AA World ever get in touch with you?
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April International - some premium increase analysis
Yes. I also had to send it to AA when I used them. It is a standard request. Generally they just want the face page.