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hotandsticky

Advanced Member
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Everything posted by hotandsticky

  1. Of course it is acceptable!
  2. OnemoreFarang is certainly not stressed............his posts remain calm and lucid - and typically p!ss taking.
  3. Not being a bank, WISE is not part of the Financial Services Compensation Scheme. FSCS can pay compensation to customers of authorised financial services firms when they fail. Set up by parliament and funded by the financial services industry, FSCS is a completely independent and free service. This means FSCS can pay back any money you hold with a failed bank or building society, up to its compensation limit of £85,000 per person. https://www.fscs.org.uk/industry-resources/deposit-protection-banks/#:~:text=FSCS protects you up to,you hold with the bank. However:- Is Wise FSCS protected? One important thing to note is that Wise is not a bank, and as such is not part of the FSCS (Financial Services Compensation Scheme). Instead, as part of the conditions of maintaining a financial service licence in the UK and internationally, Wise must follow a different set of rules to keep customer money safe, known as safeguarding. We’ll explore how that works and how it’s different to FSCS in a moment. How does Wise keep my money safe? Wise is not covered by FSCS protection, but instead, as an Electronic Money Institution in the UK, Wise protects customer funds through safeguarding. This means that Wise holds all customer deposits in either²: Cash deposits with top tier financial institutions - like Barclays and Citibank Secure liquid deposits - like government bonds in the UK, US or EU. https://wise.com/gb/blog/is-wise-safe-uk#:~:text=Wise is not covered by,institutions - like Barclays and Citibank
  4. ...add the Viagra, watch and sunglasses vendors.....
  5. Of course you can have an account with them - that doesn't make them a bank. Read their small print and you might just start to understand the difference.
  6. I can handle capitalism, no problem, I was part of it for years. What I can't abide is arrogant gouging my low life 'hustlers'. They would sell their Granny for Sixpence and would not hesitate to rip off visitors to this country. The Phuket mafia are probably the worst.
  7. Seriously, you need to get a life.
  8. You know nothing - and continually provide evidence to support that view. I detest tuk-tuk drivers and begrudge the cheating b4stards anything,
  9. That is probably the weakest argument and most stupid comment I have seen today.
  10. Same here. Haven't paid a camera generated speeding ticket in 3 years.
  11. Incorrect. We aren't a bank, which means we don't lend out our customers’ money to people or businesses. This also means our e-money and payment services aren't subject to the Financial Services Compensation Scheme (FSCS). In the UK, Wise Payments Limited is an authorised Electronic Money (e-money) Institution under the Electronic Money Regulations 2011 with permission to issue electronic money and provide payment services. TINV Ltd is regulated under the Financial Services and Markets Act 2000 for the provision of investment services. We follow a strict set of rules set by our regulators in each country in which we operate, such as the Financial Conduct Authority (FCA) in the UK, the National Bank of Belgium (NBB) in Europe and 48 state regulators in the USA. These regulators protect the markets in which we operate. https://wise.com/help/articles/4IusAofIppsIGPcs7sEIXI/how-our-uk-entity-wise-payments-ltd-safeguards-customer-funds For USA:- We are not a bank, which means we do not lend out our customers’ money to people or businesses. It also means our money transfer service and Wise account balances where you haven't opted into interest are not subject to FDIC insurance. If you’ve opted-in to earn interest on your Wise account, you're able to take advantage of FDIC passthrough insurance on your USD balance up to 250,000 USD. https://wise.com/help/articles/5toCJQjm9MkTs8bEKSm30O/how-our-us-entity-wise-us-inc-protects-customer-funds?origin=related-article-4IusAofIppsIGPcs7sEIXI
  12. Same here. I have 3 accounts across 2 provinces and all appear on online banking and the app.
  13. You can repeat it as often as you like, but you are still wrong about this thread.
  14. Keep digging to try and justify the bo11ox you write.......but you are wrong - this thread is about underage staff Do try and keep up.
  15. Wrong. The thread is about underage girls in bars. Try reading it before making a fool of yourself
  16. ....or Cambodian. Occasionally Laoatian.
  17. I agree, consistent service from the ladies in there - and excellent value at 150 Baht (even if a nearby shop has now dropped their prices to 120 Baht). Opposite Pattaya City hospital
  18. Your words:- "They compared it to my passport" In your case Immigration picture rules = UKPA photo rules.
  19. If the photos are required for comparison with a passport then it is logical that the passport photo rules are adhered to:- How to get a digital photo You can get a digital photo either: from a photo booth or shop before applying for your passport by taking one using your own device during your passport application Photos from a booth or shop are more likely to be approved than a photo taken using your own device. Get a photo with a code from a photo booth or shop Before starting your application, get a digital passport photo from a photo booth or shop. Choose the option to get a code with your photos. You’ll be asked to enter the photo code during your passport application and your digital photo will be added to your application. Take a photo using your own device You’ll need someone to help you take a photo during your application. Rules for digital photos The quality of your digital photo Your photo must be: clear and in focus in colour unaltered by computer software at least 600 pixels wide and 750 pixels tall at least 50KB and no more than 10MB What your digital photo must show The digital photo must: contain no other objects or people be taken against a plain light-coloured background be in clear contrast to the background not have ‘red eye’ If you’re using a photo taken on your own device, include your head, shoulders and upper body. Do not crop your photo - it will be done for you. In your photo you must: be facing forwards and looking straight at the camera have a plain expression and your mouth closed have your eyes open and visible not have hair in front of your eyes not have a head covering (unless it’s for religious or medical reasons) not have anything covering your face not have any shadows on your face or behind you Do not wear glasses in your photo unless you have to do so. If you must wear glasses, they cannot be sunglasses or tinted glasses, and you must make sure your eyes are not covered by the frames or any glare, reflection or shadow.
  20. I paid 205k at Bangkok Korat hospital in 2017. Excellent service but unfortunately the laparoscopic surgery on my abdominal hernia failed. I had mesh surgery under the NHS in 2019 and all has been good.
  21. ???? It's back to drinking then...............................
  22. If you drink to relieve boredom then life will be a struggle. Try solitaire - or masturbating.

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