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hotandsticky

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Posts posted by hotandsticky

  1. 11 hours ago, VBF said:

    Ooh beam me up snotty!!! ????

    You said "I reckon that 90+% of high street transactions are by card. "  

    Well i reckon you're not very observant as 90+% of transactions might have been by card but clearly that was people's choice as everywhere in my area and that of several friends takes both forms of payment. Some might prefer e-payment but that's not the same as only taking it.  As the customer, it's MY preference that's important.

     

    Happy now?

    We knew it was your preference, that is why your comments were biased.

     

    I don't give a toss about your preference (although I have no desire to cash eliminated) - my observations were on par with The OG....... I guess you see what you what you want to see.

     

     

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  2. 9 hours ago, advancebooking said:

    Actually the 100% cheapest option in Thailand that will NOT cost your thai family here anything is to donate your body to Science. Its a matter of filling out a form that you download from the website of the Siriraj Piyamaharajkarun hospital in bangkok. After you submit the forms they will send you a member card and you keep it in your wallet. If you die your wife can call them and they send a van immediately. After medical and dental students are finished doing surgery on all parts of your body it will be cremated and they inform the date etc to your wife. She can attend the ceremony along with anyone else who cares. Unsure if its available to westerners but surely should be. Call them

    A friend tried that.

     

    They didn't want his body.

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  3. 5 minutes ago, thaibeachlovers said:

    I always tried to make my partner happy when doing the dance, but I noticed that no matter how many times I made them "happy" I never got any Brownie points for doing so.

    Positive Brownie points are a figment of the male imagination.

     

    It always seemed to me that Brownie points could only ever be lost.......................

     

     

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  4. 56 minutes ago, bigt3116 said:

    Can you show me where it officialy says that? I can not seem to find it on the Immigration website.

    I will find the Thai Immigration Bureau reference when I have time and post it up.

     

    Buriram Immigration did mine 40 days early on one occasion.

     

    In the meantime you will see 45 days referenced here from the Key Visa website:-

     

    https://www.keyvisathailand.com/services/retirement-visa-in-thailand/

     

    How to renew your retirement visa extension

    Your visa extension based on retirement is valid for one year, it’s important that coming up to that time of renewal, you start to make proper plans to renew it.

    Currently, you can apply to renew your visa 45 days before it expires. You should renew as early as possible and not leave it to the last minute.

     

     

    Also Pattaya Expats Club:-

     

    https://pcec.club/Extending-Stay

     

     

    How early before the extension expires may I renew it?

    Usually you can apply for renewal from 30 to 45 days before the end of your extension period - Chonburi (Pattaya) Immigration will only do it up to 30 days early. When renewing an extension, the new period begins at the expiration of the current extension period.

  5. 3 hours ago, Mutt Daeng said:

    I don't know if you need a UK address to get a Gov Gateway account. I opened my GG account before 2009 (When I left the UK for good)

    I believe you do  -  or at least I had to for my friend in Lahansai yesterday.

  6. 1 hour ago, Mutt Daeng said:

    I've used this chat to sort tax queries out a few times.

     

    https://www.tax.service.gov.uk/ask-hmrc/chat/online-services-helpdesk

     

    The HMRC phone app is also very useful (essential IMHO). It lists all your incomes and tax code(s) that HMRC are aware of. It also explains how your tax is calculated. You need a Gov Gateway account to use the app.

    Good stuff.

     

    Don't you need a UK address for the Government Gateway?

  7. 38 minutes ago, lungbing said:

    I'm the same.  I wrote to HMRC in April but this month's tax is still wrong.  And yes, they did the same last year but corrected it quickly after a phone call. There wasn't enough rebate to make it worth while  making a bank payment so they adjusted my tax code slightly.    This time I'll try to get through  to them through  my Gateway account.

    Good luck with that.

     

    If you find a clear cut, easily identifiable way to communicate with them (like a CHAT or email function that you might get with a bank app) please let me know. I spent ages yesterday trying for a friend and had to piggy back on something else to be able to communicate a message.

     about an incorrect tax code.

  8. Just now, JonnyF said:

    They postponed it - whoopydoo. A sensible move IMO, it's not a priority. We'll do it when we want. Why? Because we can. The British do what we want, when we want. No more being told what to do by the failing corrupt federalist EU #thankgodweleft :drunk:

    ....and we never said ALL EU generated rules were bad - this one seems sensible so we retain. The sh1tty ones we dump.

  9. 14 minutes ago, mikebell said:

    I am just back from 3 weeks in the rain. This is to let you know, I (& many others) are likely owed many thousands; I stand to recoup over 5K UKP.  I know next to nothing about Income tax coding which is at the crux of the scam.  Each year I am given a notice of coding & accepted it unconditionally as it was from the HMRC people themselves.  This is their defence when challenged; if you accept it without checking, you lose.

    My daughter thought I was paying too much.  We checked on line & found (eventually) to my horror that the tax authorities have assumed I was receiving a full State pension (of 10K this year.)  In fact my pension has been frozen for 15 years as I live in Thailand.

    I sent two letters  from Thailand which were ignored.  I sent on-line messages which were allocated an official case number but never acted on.

    So I phoned in the UK.  (Phoning from here was difficult because of the time gap + an inordinate wait of about an hour before you got a real person (all the while being told how important your call was). I was initially re-directed to the Pension people in Newcastle, staffed by incompetents who did not know what day it was & re-directed me back to the Tax people.

    After an exhaustive conversation with someone prepared to go the extra mile, he admitted that I have been overpaying for years.  He could only go back 4 or 5 years and calculated I was due 5K+.  I received the 1st tranche within a week (3,500+) but there has been a deafening silence since.

     

    I am just helping a friend in the identical situation.

     

    Somebody pointed out that he seemed to be paying too much tax. 

     

    This probably goes back 10/11 years to the time his state pension was frozen. He has letters (previously used for the old British embassy income certification and also to show Immigration) confirming his weekly entitlement of GBP 135.84. HMRC make payments to WISE, every 28 days of GBP 543.36 which totals GBP 7,063.68.

     

    He spent 5 hours on the phone yesterday to various HMRC staff and he was told he was wrong (and had the phone put down on him by one arrogant a55hole who said "don't try and tell me how to do my job"). 

     

     

    I eventually managed to create a Government Gateway tax account for him. It is appalling that there is not a freeform option to advise things like incorrect tax codes..  I found an online claim form where I there was a box where you could input text - so I set out the problem in the disparity between the actual state pension payment and the system generated state pension figure of GBP 9,738. That resulted in wrong tax codes being sent to the occupational pension provider.

     

    I have a reference number but fear that the outcome may be similar to the OP.

     

     

    As a back up it may be necessary to post correspondence, with supporting evidence, to HMRC in the UK. All this because HMRC screwed up and, so far, have not been able to recognise/admit their mistake.

     

     

    I wonder how many other people in Thailand are similarly affected.

  10. 22 minutes ago, billd766 said:

    And if the 65,000 drops below that figure even for 1 month you may have a problem with your extension.

     

    Also if your income is 65,100 and th forex rate drops you cannot send 65,000 as there may not be enough money in your UK account to stretch that extra.

     

    65,000 baht is the bare minimum amount required, which is why, if you had read my post clearly, you would have seen that I pointed out that you need to send more than 65,000 baht every month as a safety factor.

     

    The forex rate which changes daily is a vital factor in how much it will cost every month to maintain the bare minimum.

    You do waffle on.....

     

     

    You ONLY need 65k pm to satisfy Immigration requirements; I know several people who spend less than that and build a surplus.

     

    Obviously you need an adequate amount of (say, Sterling) to make exactly 65k payments every month. 

     

    I send around 200k p.m. but that is my personal circumstances  -  one payment of 65k for obvious identification purposes and other amounts as required........... Kasikorn Bank actually certified 2m Baht of payments (with at least 65k p.m.) for me and Jomtien were happy with that.

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  11. On 7/25/2023 at 11:51 AM, billd766 said:

    In reality you need more than 65,000 every month to allow for forex variations,

     

    80,000 gives you a safety net. 

     

    If you only get 65,100 a month and the forex rate drops against your currency, then depending on your IO you may not get your next extension.

    If you transfer 65k pm Forex is irrelevant.....the same amount is received into the Thai bank every month. 

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  12. 9 minutes ago, bignok said:

    Obviously you know little about cricket. Head and Smith had lots of near misses. Could have been out 2 or 3 times.

     

    The bowlers were tired. The new ball hooped around like crazy. No it wasnt the conditions. Was mostly sunny.

     

    Even the poms admitted the new ball made a huge difference.

     

    Another ball may still have swung but likely not like that. Would have been a 5 run game I would think and gone either way with a normal ball.

     

     

     

     

     

     

    You need to lose your fixation with balls!

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