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Sojuncoke
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Posts posted by Sojuncoke
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I just pulled out using my USA TDameritrade debit card recently and saw that it only charged for 400 baht to take out 20,000 (ATM 200 baht fee and exchange rate). I also tried it previously with 12,000 baht and it only charged me 200. This is actually on par or less fees than using transferwise. Am I missing something?
I remember long time ago, they used to trick people into using the thai banks conversion rate and the fees and rates were A LOT higher.
Did this change? And is it now on par with using transferwise?
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54 minutes ago, ubonjoe said:
Transfers visa ACH in the states goes through Bangkok Bank's branch in New York. They are normally credited in your account in less than 24 hours after received in New York. Not sure where you got the 3 days from unless that is how long it takes your bank to process a ACH transfer.
You can also do transfers to them via swift using their swift code BKKBTHBK.
This page on their website mentions both options.
ah this makes sense
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Does Bangkok bank even accept wires? I dont see it anywhere on their website, It only shows ACH transfer information. Does that mean it will just use the ACH method of 2-3 days?
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I tried using wire for Kasikorn and it came within 24 hours. Does this hold true for Bangkok Bank? I only see ACH transfer information on their website (which tales 3 days).
US to Thailand
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13 hours ago, chingching said:
I've heard the premium for using at ATM/BTC machine is quite high, like 10-20%. But I have no first hand knowledge. If your not in too much of a hurry you can open an account at www.bx.in.th
would this be a cheaper way than transferring to bangkok banks new york branch?
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14 hours ago, insertcoins said:
You can just use a regular atm to get cash for bitcoin/ether: https://www.tenx.tech/
that link is to a token sale. It would be great if they were up and running though.
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Hi everyone,
Does the Bitcoin ATM still exist in Bangkok and can you pull cash out of it by selling Bitcoin? So can I use my bitcoin wallet and sell the bitcoin in it and take out the Thaibaht?
If so, isn't this a cheaper and faster method for transferring money to Thailand?
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Looking for fellow enthusiasts to group up and run some competitions. I know Motorsportland in Bangkok runs quarterly compeititons that only 1000 baht for practice, qual, qual and race
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Great answer so far thanks everyone. One thing that wasn't brought up were the girls. How are the French girls? lol
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Thinking about staying there for awhile and would like the have the opinions on Paris from people that are used to Thailand like myself. How does it compare in terms of nightlife and people? I already expect that it will be expensive. How friendly is the city for lone travelers? Is it tourist friendly? Are people as friendly to tourists as they are in Thailand?
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$11.7 USD if you include Bangkok Banks rate compared to the market rate.
Is there a cheaper and equally faster way to send money through ACH?
I'm thinking one way is to have my friend send me a new debit card from the states and just withdraw the money from the ATM (continue without conversion so I get visa rates which is better) and be charged the 150 baht?
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I'm receiving money from payoneer
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Do the sending end still need to do a 2 initial deposit checks?
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OK so I was able to sign up for it. I basically had to keep trying and tell them how to deal with foreign accounts. I came to the conclusion that they are not trained nor know the policies dealing with foreigners. But they haev to send my application to HQ and mail out my password to sign up.
I really think it might be important to know why they wont let tourist open internet banking or the phone app? What would that be about? What are they worried about?
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10 hours ago, Sophon said:
I had the same problem years back when I applied for Internet Banking. When Bangkok Bank opens a new account it can be registered as a resident account or a non-resident account, and if your account is registered as a non-resident account it is not possible to register for Internet Banking (not only is it not possible to register via ATM, but your branch is also unable to do it). To make that possible your account first have to be re-classified as a resident account.
It took Bangkok Bank several attempts and about three months to successfully change my account so I could have Internet Banking, and it probably would never have happened if it hadn't been for the help of two foreign Bangkok Bank employees (Ian and Dave) who were members of ThaiVisa back then. Hopefully the Bangkok Bank employees are now more familiar with what is required to change your account status.
Sophon
yeah im still getting the same answer from the branch when I went there. Are you still in contact with those thaivisa members?
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25 minutes ago, Pib said:
Have you tried setting up ibanking via the ATM application method yet?
Here's Bangkok Bank instructions on how to do it. It just may work for you. Otherwise, you'll need to go back to the branch you applied for your bank account at and apply for ibanking there.
yeah that was the first thing I tried. I saw that link and tried at the ATM and it wont let me
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I will email them and send that link. thanks
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The branch (where I opened the account) actually looked up my bank account number and told me the account wasnt able to use ibanking.
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no they are saying they wont let you sign up for ibanking or phone app without a work permit now
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I jsut called the main bangkok bank line and also the branch I opened my account at (Central Embassy Bangkok) and they said I cannot transfer funds over the internet or app. I had to open my account with a US embassy letter.
Is this new?
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On 8/15/2016 at 5:23 AM, ChouDoufu said:
it works! took 2 weeks to link my brokerage account in
new york to the bangkok bank account; required to download
a form, sign and mail in. (no notary or medallion needed).
got email from broker on 8/9 that link was active, sent
$1000 that night online EFT. email on 8/10 received
that transfer had been sent to bank bank new york branch.
took five days to post to bangkok account, possibly due to
the 4-day holiday here. checked sunday evening...nothing.
8/15 (checked atm at noon) showed deposit of 34,246
rates last night 8/14 9PM: BKK BK 34.38 XE.com 34.77
rate 2pm today: SCB bangkapi mall 34.18
online 3pm today: BKK BK 34.22 XE.com 34.61
and what rate did i get for the conversion?
xfer $1000, minus $5 for New York Branch.
deposit after local branch fee (min 200, max 500) of 200 baht: 34,246
(fee works out to $5.78)
deposit before service fee (my calculation anyway): 34,446
conversion rate: 34.619 total fee for $1000 transfer: $10.78
why did it take 2 weeks to link your brokerage account? Did you use BK bank New york branch routing number to send 2 small deposits? Which should just take 3 days?
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ACs need a lot more improvement. When the outside unit turns on and off its not really helping with the humidity. They tried to help that with the Dry setting but it doesnt work for everyone. There should be a % power adjustment setting on the outside unit
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If they let you pay annually 30,000 baht or had 1 year plans I would be all up on it.
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also try to use the "dry" setting on your A/C because when you set your temperature to 25 and the A/C unit outside turns off, your fan still shoots out humid air which makes you hot. and sleep naked with a thin blanket.
Are ATMs not ripping people off anymore like long time ago?
in Jobs, Economy, Banking, Business, Investments
Posted
Ok either way I always saw that using ATM was a lot more expensive a few years back but now its actually cheaper than using transferwise. So then why would anyone use transferwise?