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Everything posted by animalmagic
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Thailand's Cashless Leap: Ahead of the Asean Pack by 2028
animalmagic replied to webfact's topic in Thailand News
The phrase 'race' is something used by online payment providers to suggest it is something that needs to be won; and get more to join. They charge fees for interchange, assessment, e-wallet and payment; these are generally based on what they think they can get away with and not the cost of providing the service. These fees are charged to the retailer accepting the payments and will eventually be reflected in the cost of the item. Every buyer then has to pay more whether using cash or card. -
Thailand's Cashless Leap: Ahead of the Asean Pack by 2028
animalmagic replied to webfact's topic in Thailand News
Online payment fraud in 2021 was 20 billion USD, a 14% year on year increase. For ease of reference - 1. The largest ever cash robbery from a vault is recorded to have been in 1972 where 30 million USD was stolen from a vault in California. At today’s values, 30m USD in 1972 is equivalent to 225m USD. 2. The diamond and jewellery part of the industry lost 117 million USD from a vault in Antwerp in 2003. At today’s values 117m USD is 2003 is equivalent to 199m USD. 3. For bullion the largest recorded loss was from a vault in Heathrow in 1983 where 26 million Sterling (approximately 35 million USD) was taken. At today’s values 26m STG in 1983 is equivalent to 110m USD. Basically, the cash, bullion and DnJ industry would have to suffer their 3 biggest historical losses 4 times a month before they exceeded the losses to online payment fraud. Cybercrime losses, in 2021 were estimated at 6 trillion USD, as a whole are much, much worse as it includes online payment fraud plus the financial losses caused by denial-of-service attacks to shut down critical infrastructure and commercial activity, the damage and potential losses caused by the theft of data; and every other way in which the internet impoverishes our lives. The three worst days listed above listed above would have to occur 11,236 times a year to equal total annual cyber-crime losses. Cash is not the criminal's choice! -
And how many are using the current ban on school trips to bodge another job to try and ensure they pass inspection? A deeper dive into the ownership of these companies and recent emails and phone calls between DLT officials and the operators should shed some light on the depth of corrupt practices. I'm quite surprised that lawyers from Mercedes Benz have not addressed the DLT to stop operators sticking their logo on buses they have no connection with. Would love to see the contracts offered by the operators on supplying 'Mercedes Benz' vehicles.
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Transfer green book from dead friend
animalmagic replied to dictater's topic in Motorcycles in Thailand
Ask Prawit? -
The Decline of the United Nations: A Toothless Global Forum
animalmagic replied to Social Media's topic in World News
I have spoken to Baldrick, and we have a cunning plan. Rebuild Gaza and relocate the UN there. That way they may ensure that their champagne and caviar budgets are not diverted to build tunnels and buy missiles. There were quite a few Hamas terrorists on the salary list with the UN so this might prevent their starting up a sideline of murder, torture and rape of innocent men, women and children. They could lose their jobs for that! It might be a tough gig at first for the diplomats but I'm sure they can adapt to tents and generators. What better incentive to get things sorted as quickly as possible? -
Baiting you was not my intention. I was seeking enlightenment on the concept that non-christians are allegedly incapable of christian acts. I thought that polite intellectual discourse would prove a welcome change for these chat groups.
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Are non-christians incapable of loving others and giving to the poor? Do they need your christian commandments and gospels to behave in a moral manner?
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Very true, but it sort of undermines the argument for religious wars, intifadas and crusades? Nazi soldiers had 'gott mit uns' on their belt buckles; so that seems a little odd. As every religion claims that non-believers (in their particular faith) will go to hell then it's going to be quite busy. Meet you there!
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Trump’s First Day Back: Key Priorities for a Second Term
animalmagic replied to Social Media's topic in World News
So, are you suggesting that ASEAN now are far left leaning? Or perhaps that the majority on here would not support 45? Sounds like you've lost. Criticism of 45 is based purely on an educated point of view and observing facts. As opposed to strident claims of, 'everybody knows', but we can't prove it. -
Even non Christians can read, and the Ten Commandments are widely known.
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To a Christian, which I am not, the Bible is the word of god. It should therefore be followed as such in its entirety, there is no option for followers to selectively pick out elements that appeal to them. My point was that there is nothing to take from the Bible unless the follower adheres to every message. To do otherwise is the same as deciding which commandment you want to follow!