Thailand J

1 hour ago, dinsdale said:

S&D 500 over the last year.
https://www.moneycontrol.com/us-markets/

1/8   of my money is in BRK/B.

up 18% ytd, 34% in a yr.

On 12/8/2024 at 5:57 PM, sometimewoodworker said:

There are competent wealth management companies who can advise you on sensible investments that are low risk and incur no UK tax. You can expect about a 5% ROI. That is what I am getting on a low risk portfolio   You can do better if you want to work on the investments, you may do much worse. My 5% is an average from around 15 years so I am reasonably confident that it will continue to maintain that ROI. 

Which financial management companies would you suggest, in Hong Kong and/or Singapore?

I need to move my portfolio out of US to avoid IRS Transfer Certificate Form 5173.

On 3/17/2025 at 10:09 AM, SiSePuede419 said:

Yesterday the S&P was down but my DIY portfolio mix was up +1.72%

S&P500 is down 4.33% YTD. That is about the same as I my portfolio is down YTD. But my invesment in BRK/B is up 16%.

On 3/7/2025 at 3:59 PM, Gecko123 said:

The customer svc rep was able to change my number in the system with the lead zero deleted, and after a 24 hour computer refresh cycle I was able to receive the verification password on my cell phone.

I called Fidelity yesterday to deleted the first zero of my Thai phone number. I am able to receive the passcode now. Thank you for the valuable info.

I had turned off 2FA in the account and was able to log in without a passcode. Some how it was turned on in mid February. I am going to keep the option on now that I can get the passcode.

1 hour ago, bamnutsak said:

You should be aware that with Fidelity you can accomplish 2FA via their app. I use this option most of the time, when logging in on a PC.

I have to call for OTP to sign on my account on NetBenefits app. Is there another Fidelity app?

In 2024 Jomtien Revenue Office claimed to have mailed a refund check to me twice.

After the second check didn't get here, I had to pick up a new one on the 4th floor.  

I still havent get any of the first two today  🙂 

15 hours ago, LivingNThailand said:

Costs me about $15 a month

First withdrawal of the month is free at Interactive Brokers and it can be International transfer.

No minimum to open a Lite account, no maintenance fee. It comes with a linked bank account that you can deposit SSA benefit into.

Thai address acceptable.

Request transfer online or set up auto monthly transfers.

There are other brokerage firms with free international transfers.

Both Bangkok Bank IDD which the OP is trying to set up and Interactive wires will use SWIFT tranfers.

8 hours ago, BKK57 said:

Now I have to call Fidelity Investments where I have all my investments and ask them to send each month. An automatic payment every month is preferrable

Bangkok Bank IDD is a good idea to have automated transfer.

Interactive Brokers is the only brokerage where I can set up monthly auto transfer.

If you are Non-US citizen, Non-US resident and if you are a Thai resident.

US tax:  File Form W-8 BEN with IBRK to have correct withholding of 15% on interest and dividends. If the withholding is correct, you do not need to file US tax, unless you have other US income. File form 1040NR with Schedule NEC to pay the difference or claim a return if the withholding is incorrect. Form 1040NR is tedious but there is a short cut for this purpose, it's in the instruction. Capital gain from the sale of US stocks are tax free for you.

Thai Tax: only if you bring the proceed into Thailand, I don't know anything about Wise let others help you there.

5 hours ago, John49 said:

My first prostate MRI was done on the wrong kind of machine (I wish they had told me).

I waste several months of possible treatment, until I was tested on the more modern and expensive machine (Tesla 3).

Using 3 Tesla MRI to investigate prostate cost 63,000B at Bumrungrad, 32,000B at bangkok Pattaya Hospital. Using 1.5T cost a lot less at Payathai Siriraj.

1.5 T with endorectal coil is good enough for prostate examination:

https://ajronline.org/doi/10.2214/AJR.04.1584

12 hours ago, KhunLA said:

Since brother is here, somewhere, next week I might actually pop into StarCrap @ ICONSIAM, and more for the view than the coffee.

To enjoy the river view, you can go through Starbuck on the left , or enter Napalai Terrace through the small door on the right.

Keep it simple.

Logitech M90.

same as last year.

Go to Security Settings and turn off MF authentication at log-in.

On 12/9/2024 at 3:29 PM, up2you2 said:

I will kick this off with Kota Mun Kai Restaurant in Phuket town.

Ji Hong has kao mun gai plus more. Try the "everything" platter.

https://maps.app.goo.gl/7JMbkvKYf5HMLgZt5

4 hours ago, carlyai said:

Original Blue Book and CRV car purchase at Chonburi in 2012.

New blue book when transfered to Kalasin province.

I did not keep the original Blue Book as had the new Blue Book.

When I transferred registration from Chonburi to Yaso, I didn't get a new book at Yaso.

The new registration number and province were noted on the cover of the old book.

On 12/5/2024 at 4:16 PM, Yodarapper said:

My head is definitely spinning mate! Probably just my over thinking nature…..

went again today and saw the atto3 and the M6. Wife asked for us to test drive and wife and kids loved it but to me it seems less….nice. More room but the driver seat is lower and doesn’t feel so premium.

good things I guess is the 7 seater and bigger battery means more km but everything in be read puts the atto3 as a better car?

current offer means both are same price. But in thinking the atto3 is a better option because it’s a better car? 
thoughts?

I went to see Deepal S07, i love the interior, but BYD Sealion 7 looks  interesting and online research shows it's better in many ways. I can still use the car if they really want to tax world wide income and I dont stay here year long.

Just  watched:

Black Doves. New TV series, only 6 episodes.

Juror 2. Latest movie from Clint Eastwood.

Both very good.

Fidelity won't let me have a debit card because I have an International address.

47 minutes ago, chiang mai said:

I continue to invest in global equities and to mostly steer away from index trackers. I realise that trackers such as Fidelity Index World and HSBC FTSE All World produce consistently higher than average returns but the lack of control in a downmarket is scary. I like the idea of having a fund manager who can swap out of high risk and rapidly falling territories and sectors and into something less risky.

The last thing I want is to have a fund manager playing market timing on my behalf.

https://www.spglobal.com/spdji/en/research-insights/spiva/

Once when I had my BKK debit card swallowed by an ATM, I went inside the bank to report. The front desk told me the branch did not have the key, the teller made a copy of my ID, which he showed to the ATM maintenance crew when they came two days later. The crew retrieved my card and let the branch held it until I came to pick it up.

I don't have any debit cards from any Thai bank anymore, not worth the fees and hassle,You never know when it will be rejected. Now I am carrying a BKK credit card, with QR scan payment everywhere and cardless cash withdrawal, I am using my card less and less often.

Congratulations to US index funds investors.

S&P 500 index was 5995 at Friday's market closing.

It took about 5 years to double from 3000.

It is up 26% year to date, not including the dividends.

12 hours ago, JustThisOnePostOnly said:

Their web site (and posts here as well) suggest that an overseas applicant only requires U.S. passport and Social Security card, but their AI verification system insists that in order to even get the chance at a video call I have to have a third ID, like a driver's license, which I don't have.

1. US Passport

2. SS card.

3. For the third ID, I used Form SSA-1099 which has my correct address.