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AAInsuranceBrokers

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Posts posted by AAInsuranceBrokers

  1. Quite correct, you do not have to state where the bike is being kept for the insurance and the bikes are insured for any Driver.

    Should the driver not have a valid license for a bike then the insurance is naturally void i.e. he is riding it illegally.

    Stolen bike : this depends on different companies but 8 weeks is not long to pay out on a total loss – the companies have to check the bike has disappeared and it not an elaborate scam.

  2. ^^ The difference is your has bike coverage my quote doesnt so not so cheap....What i am looking for is 1,000,000 liability and 1,000,000 accident medical,No bike insurance as i know its not available,,Really 50,000 is a joke for medical even in thailand,,,

    Ah I see

    Yes 50k is good for minor road rash

    But anything real 50k would not scratch the surface.

    I have a high limit credit card from the US I carry

    as my health insurance for now.

    But I would like to find something like what you describe.

    Maybe AA will chime in with some info ?

    We can offer over 600,000 Baht in medical expenses on a PA policy BUT please note these can only be used for accidents - true Medical Insurance pays for everything including accidents (on bikes !) and any other medical problems.

    • Like 1
  3. I think BUPA on their english website show crystal plan in Thailand only , I cant read anywhere its only for Thai nationals.

    I have applied for the Crystal plan so we'll see.

    I used to pay 8000 baht yearly from another insurance company , also based only in Thailand, but I have decided to change to BUPA.

    The Crystal plan is only for Thais

  4. The answer is yes, it is possible to insure in your name but have your wife own the vehicle.

    NCB : As one poster said the insurance is with the vehicle not the person. However saying that we can arrange for at least some of the NCB discount to be transferred under certain circumstances. This is the reason we ask for the renewal notice/letter when quoting.

    • Like 1
  5. Went by to check on a rumor, and they have vacated. They left only a Pattaya phone number from the 'parent' organization. I called to find out what happened and if my policy was still intact etc. they were of no help.

    Called my previous account manager on his cell phone and he was not forthcoming?

    Anyone have any encouraging news?

    Apologies for that as the phone should have been answered. The office (from yesterday) has been close early as the staff has been offered a position in the USA and a new improved location has yet be arranged.

    This came to us in rather a rush but it makes no difference to any of our many customers in Chiang Mai and the North – all business can be conducted over the internet (as before).

    From a positive viewpoint, it save a journey out to the office !

    For all inquiries please go HERE and for quotes HERE

  6. Just had cause to use the new Nokia service centre a doors up from the AA Insurance Brokers office (opp. Big C) and I have to say I was pleasantly surprised with their level of service.

    Recommended.

    • Like 1
  7. As Stevenl has mentioned had you been insured earlier the problems with your child would have been covered under your insurance.

    However that is past and you are asking about the present so we would recommend to apply now as waiting for your new business company to be created would not make any difference.

    Lesson for all : do not wait/put off insurance, Thailand can be and is expensive !

    For quotes please go HERE

  8. Travel Insurance is available for your wife BUT would not cover any pregnancy problems due to her being 6 months gone by that time – she is staying in Canada for the birth ?

    Medical insurance for the new born is not a problem and fairly easy to get.

    Please contact us HERE as we shall need more information from her.

  9. Always confusion over Bail Bond requirements. As a rule of thumb :

    Thais 100,000 Baht

    Foreigners 200,000 Baht

    Have to say it makes me smile when I see some (bike) policies going through with several millions of Baht for the Bail Bond – not sure what one would have to do on a bike for that !

    • Like 1
  10. It is quite correct to say Broker and Agent are different animals.

    The 2 different levels are determined by the licenses issued by the OIC.

    Agent/Agency has a license which allows a single insurance companies’ products to be sold.

    Broker has a license which allows any insurance companies products to be sold.

    For a Company to hold a Broker’s license, 5 of the staff have to hold individual Brokers licenses

  11. As always the devil is in the detail and unless all the facts are known one cannot say one premium is too high (or low) compared to another.

    There is also the insurance companies to take into account when one choses one company over another i.e. some are rather slow on responding to problems/claims.

    As always we suggest you work with a Broker – they cost no more BUT can help in several ways e.g. knowing the better companies to recommend, helping with problems/claims should they arise etc. and saving the vehicle owner time and trouble visiting different insurance offices/web sites

  12. Thank you jbrain

    Certainly AA insurance Brokers can offer motorcycle insurance for both big bikes like the Ninja 650 and the smaller scooter types.

    As with all vehicles the voluntary insurances are :

    1st Class : Covers damages to Third Parties and your property

    2nd Class : Covers damage to Third Parties and Fire & Theft to your property

    3rd Class : Covers damage only to Third Parties

    Note : all the above contain a Bail Bond.

    For all quotes please go HERE

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