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jumbo

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Everything posted by jumbo

  1. Land is 2 rai, the loan is 50% of value... so they could pass on 1 rai.... But it is a crappy situation for sure I will advise him to talk to a lawyer...need one that speaks German as he barely speaks English
  2. House has not been put up for anything as it is not the wife her property Who would sell or buy land for that matter that has another person his property on it????
  3. SCB loan, they first bought the land and then built the house. house is free of mortgage but not in his wife his name Land repayment is low, i understand around 3.000 thb per month so they did not bother to pay down
  4. That is what I though to, but the land is only in her ownership for 50% and the house, not her property, is built on it How can they take and sell?
  5. An elderly German friend came to me with the following issue, and I could not give him proper advise The land they live on is owned by his wife and her daughter The house they all live in is owned by the daughter On the land mother and daughter have a loan equal to 50% of the value of the land House is free His wife is guarantor for her sisters mortgage on the sisters house and she informed the wife that she could no longer pay the mortgage His question is; when the bank would call on his wife, being the guarantor, what could they do, he is afraid they will take the land and do something with Sell it or jeopardize the house in any way..... Anyone has any idea?? Or suggestion? thanks
  6. I am just playing around with a thought, If someone makes 250,000 thb it means at 5% 12,500 thb which is somewhat high, maybe a gradual rate downwards and a maximum Employers would not have to provide additional health cover, as mine did/does, they could involve more private hospitals to accept the card... even make it mandatory given the oath doctors take Like I said, just a thought and absolutely nothing else
  7. 2 different things of the SSO The lumpsum is related to provident fund The health part and extension is separate So you can ask for the lumpsum and still extend the health part. That's what I did
  8. This is correct and in my opinion also a way to make sure that elderly people have a good pension/retirement allowance by increasing the 15.000 thb maximum to unlimited. This means that the higher salaries will pay more in support of the elderly, for me a totally acceptable principle They could find another maximum or reduce the percentage per 100,000 thb earnings... SS fund is one of the richest in Thailand. Expats will have noticed the reduced monthly payment during Covid, starting in 2020 and ending the end of last year and in the meanwhile they supported free treatment for all SSO groups. SSO should, in my opinion, create a separate group for expats at 5%(?) of income....which is more than the average (and rich) Thai pays Everybody happy and the farang pay 'more' so some government people even more happy
  9. You will need to extend within 6 months after leaving job or retirement
  10. And any Thai and foreigner are eligible for extension, when employment is cancelled or at retirement, of said Social Security, at least for the health insurance part for 432 THB per month A HUGE benefit
  11. I move the water from the well through filter(s) to the tanks... that solves the issue..
  12. Yes, we have a descaler (?) and and RO system for consumption
  13. I pump water from a well, so no need to put a pump between that and the filter, that is if you want the water to be filtered before it hits the tank and that is common sense and advised by installers/sellers. But maybe you see that different. From the tank it goes to my pump and then into the house , and yes there is a switch/valve there to adjust the pressure down if needed So given the above, what would be your set up?
  14. By visiting a shop that sells filters and looking at the input and output of said filters on the internet Of course I could be wrong in that all filters can handle the pressure of our 550 watt water pump
  15. I did not say ALL as neither do you...
  16. Most filters cannot handle the pressure of the water pump, you really need to make sure of that, if not, there is no cleansing
  17. It's a choice, but putting the filter after your pump you need to take in account the pressure your filter can handle And the volume, showering while doing laundry and the wife is spraying the lawn and daughter does the dishes
  18. Taken care of by big filter... first thing that gets sanitized Waiting for the pool guy in current house to give verdict on sample
  19. Have any of you guys seen or heard about a magnetic water softener in Thailand, they type you clip to your waterpipe??
  20. Yeah that is a choice I understand, either a filter and one tank or multiple tanks....I use one set-up with tank and pump for garden and pond. The in subject mentioned is for household use
  21. bore hole 60 m
  22. Clear. my mistake, I always think all power is measured in watt, 😄
  23. Does anyone have an idea with how much watt power the water from the government comes out of the tap
  24. We have an RO system in our current house, works perfectly... nobody died yet in 10 years use...
  25. Thanks Mike, all noted, the water is clear and does not smell but we still put it through a filter impulse, forgot to mention but yes, for drinking it goes through a smaller separate RO system
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