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johnh101

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Posts posted by johnh101

  1. Scamp,

    Sitting in the wilds of Tcheuchterland you are exposed to the wonders of that marvellous cash crop called Rape seed.............. yes all those pretty yellow flowers on the hills around the Broch are bringing misery to thousands (if not millions).

    Go get a shot ! !

  2. I have often wondered about the caffiene levels in the coke here... i was drinking a lot of jack and coke when i got here and could not sleep... now i drink breezers and i sleep fine (i also am garanteed not to get flat ^**#ing coke)

    Also i have wondered about the caffeine levels in Ovaltine and Green Tea... anyone know if these two have caffiene?

    I'd be careful with the figures quoted for the Green Tea as I believe this only refers to "home brewed" from a tea bag. Not the pre mixed stuff in the bottles and can's. My wife informs me that a few months ago the Thai language press had a big splurge about the hugely excessive amounts of Caffeine in these products and that they were trying to get some brands taken off the shelves.

  3. Any book by Stephen Leather, The Tunnel Rats being one of my faviourites.

    The Big Mango by Jake Needham

    Forget You Had a Daughter and The Damage Done, both biographical insights of that we place we pray we never want to go.

    I also read a good book called Stone Gods, Wooden Elephants by B Berger which is about antique smuggling in Thailand.

    Ratanakosin by a Thai MP (I forget his Name) its a historical novel about the founding of the Chakri dynasty.

  4. Lets not get too excited about this. The maximum mortgage is 70% and the minimum amount they will lend is $100,000. And the maximum period is only 10 years.

    So unless you are looking at property over 6 million Baht it is of no use to you.

    See Below

    FINANCING CONDOMINIUM PROPERTY

    TERMS FOR FINANCING OF RESIDENTIAL PROPERTY IN THAILAND

    Purpose

    To finance the purchase of freehold condominium property in Thailand.

    Loan Quantum- Up to 70% of the purchase price

    Maximum loan amount - S$1,000,000 or equivalent amount

    Minimum loan amount - S$100,000 or equivalent amount

    Note : Drawdown quantum shall be the lowest of

    a) amount as per approved limit

    b. Up to 70% of purchase price of property, when converted at our exchange rate prevailing upon drawdown

    c) 90 % of the appraised value upon completion by our appointed valuer

    Security : Legal mortgage of property to be financed

    Loan Tenure : Max 10 years

    Currency : The loan shall be denominated in SGD, USD or any other currency acceptable to the bank

    Interest Rate (Subject to changes at Bank’s discretion)

    Loan in SGD – Bangkok Bank’s Prime Lending Rate per annum(currently 6% )

    Loan in USD – US Prime + 0.5% per annum(currently 6%+0.5% =6.5%)

    Loan in other currency – To be advised

    Repayment : Repayment of principal and interest is by monthly installment and to commence one month

    from date of disbursement of loan.

    Drawdown

    Loan shall be drawdown only upon payment by the borrower of the difference between the purchase price and the loan amount, subject to completion of loan documents and fulfillment of the conditions precedent.

    Prepayment

    Prepayment of loan allowed subject to payment of 1.5% flat on the loan amount to be prepaid.

    Processing Fee

    Processing fee of S$5,000 or equivalent amount is payable upon acceptance of our letter of offer and S$2,000 or equivalent amount shall be refunded upon drawdown of the loan.

    Expenses

    All expense such as legal/mortgage costs , valuation fee and fire insurance premium etc shall be payable by borrower.

    Documents Required

    i) Completed Loan Application Form

    ii) Copy of identification card(front and back)/passport

    iii) Last two years’ income tax return

    iv) Last two years’ Balance Sheet & Profit &Loss Statements(For self-employed borrower)

    v) Option to purchase or Sales & Purchase Agreement

    vi) Employer’s letter addressed to Bangkok Bank Public Co Ltd (Singapore) confirming position, years of service and remuneration

    vii) Bank’s Reference letter addressed to Bangkok Bank Public Co Ltd (Singapore) confirming banking relationship, conduct/type of account and size of loan/deposit with the bank.

    viii) Last 6 months bank statements

    ix) Others upon request

    Note : Approval of loan subject to evaluation of applicant’s financials standing and repayment ability

    For enquiries : [email protected] Tel : 65-6410 0400

    For more information contact : Narumon Chartvivatpornchai [[email protected]]

  5. I am out of country at the moment so cannot give you the details but we have a Thai/English, English/Thai dictionary in Thailand which is about 7" high and 2 1/2" thick with a Purple cover. I got it from my old secretary as it had been recommended to her by her university lecturer as the best. I have seen it in many bookshops in Pattaya so it is probably available in all the large cities.

  6. Most folk won't know them but:

    Babylon's Burning by The Ruts

    Alternative Ulster by Stiff Little Fingers

    I am sure those who remember will say not in the class of the Rolling Stones, but still classics IMHO.

  7. Clear out the lager louts, clean up the streets, re-liberalise the licensing laws and hours of operation, improve the infrastructure, get rid of the peadophiles, allow go-go's / clubs to operate within a common decency standard (no live f#cking, razor blades, etc.), get rid of corruption in the police force (haha), put the skytrain all the way to Walking Street Pattaya (you'll thank me DaveT), get rid of the beggers and hawkers selling cr@p, protect foreigners rights in local or legal disputes, allow foreign ownership of property, license ALL providers to the tourist industry operating in Thailand, clamp down on the crazy and sometimes non-existant driving standards, arrest the criminals / Drug sellers, reduce the Chinese package tours and most importantly only ever serve me a beer that is Ice Cold...no excuses ! !

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