olfu

When in Pattaya I got temporary married every week.

And be ready to live with High Blood Pressure for rest of your life.

55 minutes ago, Davo369 said:

Buy her a shovel and then tell her to dig for it

Is this what they do in rice fields?

^{How to choose place for settling down in USA?--you don't--available money will dictate.}

^{Every state has pros and cons and I moved to Florida, Miami area because of climate. At the time I didn't realize US is in the middle of soft invasion but 20 years later Miami's dominant language is Spanish. Nice. Everything is nice in US if you don't pay attention-unfortunately internet let some people move their brain and results to be seen.}

22 hours ago, Pilotman said:

No country that I know of is good for old men.  Get past 60 and nobody in authority gives a toss if you live or die.   

I wonder why I never see old women on Pattaya soi 6.

^{Ok. Lets discuss American females. As I strongly support evolution I manage to figure out American females jump up on evolutionary ladder and become new species called fee-males and my real life experience support this idea. As any regular guy I try to get laid regularly and I can claim I failed miserably in US and moved to greener pastures called Thailand and Philippine  where grass indeed greener. I was really surprised with my bad luck in US so I ask around and got same answer--I have to be rich to date and it take about one year. Strangely 30 years later I cannot prove I am wrong.}

23 minutes ago, ThailandRyan said:

You are dead on.  Mortgages right now are at 2.5, and will probably be at 0 here in the foreseeable future in the US due to moves made by the Fed.  In fact they are moving into the negative side of the scale.  Houses right now are a buyers market. If you buy you make one extra payment every month and you cut it down from a 30 year loan to a 10 year loan.  Your in the drivers seat as an owner as you can write of the mortgage interest on your yearly Federal and State taxes.  With being a renter, you get diddly squat and your paying the owners mortgage as you said.  So for those that question it, why would you want to pay someone else when you can be earning your own equity and when you decide to move you sell, and end up with money in the bank, yours and not there's.  

I recommend you double check your claims--mortgages stand at 5%, prices high--its a seller market and cherry on a top mortgage interest is not deductible anymore.

38 minutes ago, bwpage3 said:

This is how the entire mortgage systems works.

 

Your not renting anything from the bank and you can do what ever it is you want with YOUR property while you are paying for it.

 

In less than 2 years, our property appraisal has gone up $100,000.

 

Here is a tip? When you take out a mortgage, make double principle payments.

 

If you don't take out mortgages, what do you do rent?

 

Renters do nothing more than pay the mortgage for the owner.

 

I don't rent--I build my house.

But additional problem is county real estate taxes and if you don't pay taxes they sell it in one freaking day.

Ok. Lets see more closely at USA. As money dominate as independent entity public life adjust accordingly and scams proliferate. For example mortgages. Look very inviting and if you have good credit score you're in a rat race same day. What's the catch? When you buying house on mortgage you not buying house you buying mortgage and you rent from bank. Second catch--percentage. Average fixed advertised rate is 3-6% so you innocently have monthly bill to pay say 1000$. So, where is the scam? The scam is hiding in plain view in yearly statement from bank. You sign papers with for example 5% fixed rate for 30 years--don't need much education to figure out 5% fixed rate for 30 years. Instead you see you paid 90% interest and 10% principal which means you paying variable rate starting from 90%.

As you guess it right I don't take mortgages anymore. 

Whats the problem?--everything cost money, for free lunch ask comrade Sanders.

Without pictures its all bar's talking.

All religions must be private matter not public.

Yes, you should not ignore this letter as good looking  chickie need your help.

Why sudden interest in Thai military?

Biden?  Trump?  8 pages of talking  and I am not planning to vote.

On ‎3‎/‎14‎/‎2020 at 12:12 AM, PatOngo said:

I've got my stocks!

 

I don't understand this noise about toilet paper--all my 5 bathrooms have Japanese toilets and water does all the work.

I won't  trust Chinese government statement.

Man is not guilty--system is.

^{I only buy laptops so Acer with 17.3" screen and Windows 7 is my favored for home and Toshiba 15.6" for travel both easy to fix.}

Biden?  Sanders?  Trump?--to my knowledge voting is useless.

5 hours ago, MeHere said:

This is so sad to read... Poor old guy!

...poor old guy?--more likely poor smart guy. The weather in Japan is lousy at best and Thailand shine much better but Elite visa cost too much for some.

Yes, Pattaya is the only place on this planet where social life is up to my standards.