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scubascuba3

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Everything posted by scubascuba3

  1. scubascuba3
    It is low season, but still pretty busy, you should have seen it during covid, a ghost town
  2. scubascuba3
    Which major tourist hotspot? can't be Pattaya
  3. scubascuba3
    Problem is dummies don't wear a helmet
  4. scubascuba3
    So ISAs and SIPPs in the UK are a bad idea even though there's a tax saving?
  5. scubascuba3
    then they need to find alternative ways to cross or don't walk, Thailand is a dangerous place
  6. scubascuba3
    This is what i use in UK to compare performance, should be one available for Thai funds https://citywire.com/funds-insider/asset-class/thematic-equities/h21#RankModel=TotalReturns&TimePeriod=12
  7. scubascuba3
    There will be negative returns, try and find a site that compares all the funds in the sectors, then you can easily see the best performing, for example Krungsri may have a fund that's up 5% in a year but Kasikorn may have performed better at 10%. Fees can really vary too. Choosing the right sector is very important as is the Fund Manager, there should be a wide choice not just main banks
  8. scubascuba3
    i wouldn't have bothered, you can get vaccinated here after a bite. Dengue is a much bigger risk, did you get that? Although it happens it would be extremely unlikely you get bitten
  9. scubascuba3
    I like once a week drinks, works well, also junk food, once a week is ok, keeps it under control. The other side of the coin is guys getting fatter and fatter and many become alcoholics
  10. scubascuba3
    I recently went to tukcom to get a replacement battery for a Chinese Teclast tablet, not one of those 50 stands could do it, maybe they boycott Chinese brands sometimes
  11. scubascuba3
    Was that with TCL themselves?
  12. scubascuba3
    Yes and whisper quiet, now i only hear next doors AC
  13. scubascuba3
    Minimum 5 years, only worthwhile if can get the 30% tax benefit, the key is the fees compared to competitors and performance compared to other funds available, they don't show which is poor, in UK it's usually part of key features, regulatory requirement
  14. scubascuba3
    My TCL has been surprisingly good at a low price of 11k baht 18k BTU, but maybe it's not expensive enough for some of you
  15. scubascuba3
    Pattaya guys go there to have a break from their thai girlfriends and more freedom
  16. scubascuba3
    They have cabin fever in town if they don't go anywhere. Also people who don't have social interaction will have similar feelings
  17. scubascuba3
    Yes i was on Koh Tao for a while and needed a break to Koh Samui, small islands are really limited
  18. scubascuba3
    Spoke German, in the evenings used to goose step around
  19. scubascuba3
    At least they are communicating with you, be patient
  20. scubascuba3
    of course I'm careful, been riding 25 years, but many people on the road are beginners or just poor riders so not looking when crossing the road is just stupid
  21. scubascuba3
    You win stupid comment of the day, well done
  22. scubascuba3
    Because I'm a good rider, on a daily basis i brake when an idiot crosses the road without looking, i nearly take out a couple of Indians a day
  23. scubascuba3
    maybe not sane, maybe drunk, maybe stupid
  24. scubascuba3
    Reminded me of the fat Germans you used to see In Spain on the beach or reserving their space by the pool with a towel
  25. scubascuba3
    Yep so you have to look many times usually

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