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SooKee

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Everything posted by SooKee

  1. The wearing of masks my TV presenters and news readers is beyond bizarre! Gotta keep up the population conditioning. Amazing Thailand - Hub of Mask Wearing ????
  2. Clearly the Thai 'Heart throb' "actor" recently in the news wasn't considered important enough for anyone to give a chuff about his views, nor those of any other Thai "actor" for that matter. Mind you I doubt "How can we improve justice for victims of road accidents caused by muppet hi-sos that can't drive (or act)?", or indeed any other meaningful issue that wasn't about "me, me, Me!!", would have been very high on his agenda, if indeed it featured at all! That they give a chuff about the views of any actor at all is beyond belief really, especially an actor who isn't Thai and who doesn't even live here! Why don't you rope Bono and Bob Geldof if for even more pointless thoughts ????
  3. Just encountered the same problem. Dozens of deliveries before, never rejected items. Tried changing the address format a few times but nothing, still unsupported?
  4. Nope it's not the worst I can imagine. That's a stupid assumption on your part. Try focussing on what your'e doing maybe, not what others are. Still, there's always one ????
  5. Sorry, busy so only looked at the first part of my quoted post with the April link. Yes I was looking at the Essential with zero deductible. Annual premium was around £300 more than April for me, around £2,200. It was the lack of dialysis cover that put me off.
  6. That link was for the April My Health International (France). This is the Globality page: https://www.aainsure.net/globality/ Both April and Globality seem to offer very good coverage. The minimum cover for Globality is higher though, reflected in the premium difference. Globality doesn't cover dialysis treatment though should you be unfortunate enough to ever need it, April does. Globality however will cover the full cost of a private room. The dialysis cover is way more important than the room cover though IMO, if necessary I can cover the extra for the latter myself, that's assuming the hospital doesn't have a solution. The dialysis cover, and the fact that the cover provided by Globality for Thailand I think is way in excess of that which one might need, swung me back in favour of April with which I have just renewed.
  7. I was wondering if it was down to all the jams with the Songkran traffic exodus, the sudden spike a couple of days ago did seem strange, unless a weather change has brought a load of muck in and / or lack of wind dispersing it. Just lucky it's not stiflingly hot, still muggy though ????
  8. I forgot to post the link (re April Thailand / April International) above originally, now edited, but just in case you missed it: https://www.aainsure.net/healthcare-international/ I really loathe paying any kind of insurance, health insurance being at the top of the list due to the very high cost. The way I look at it though is that there are a whole host of things I am not paying here that I would be paying in Europe plus of course, the biggest concern, there is zero safety net here in terms of health care. Even with the significant cost of health insurance I'm still in credit with all the things I'd have to pay in Europe. Of course, that doesn't change the fact that it's still a high cost and money that we have to have in the first place. The problem I think (I haven't looked closely so I could be wrong) with too high a deductible is that AFAIK it's not one deductible per year. It's one deductible per claim, so if one was to get complications from any condition one would be paying that deductible every time.
  9. Very much so. If you look here you will see there are two listings for April. April Thailand and April International. https://www.aainsure.net/healthcare-international/ Their policies have some similarities (as do they all of course) on face value but when you get into the detail they are significantly different, plus April International are subject to the very strict insurance regulation in Europe vs that which exists in Thailand. Two of the main considerations in that regard are the (very high) potential to have any condition you may have claimed for excluded at renewal and random premium hikes. The self-insurance thing doesn't appeal to me at all, it's all well and good provided nothing really serious happens but even for those in extremely good health you never know what might happen. When you look at the costs of a heart operation costing 4-5m baht it does make you think. Am I anticipating any such problem, no. Do I feel better being insured against it, you bet. Plus of course, you have to factor in the potential for repeat payments from your self-insurance pot if something serious enough happens. Each to their own as to how much risk they are prepared to take and of course how much they can afford. If I was a millionaire, no way would I be paying for health insurance on a pure cost basis, convenience and peace of mind however, different matter. It's down to Globality and April for me. The level of cover for Globality is far higher than I'd ever need here but it only works out £130 more expensive once I factor in the 'dead money' non-sterling transaction fee and I think the restrictions on Globality are less. As AA Brokers explained to me, they are a high end company. It's just trying to anticipate premium increases in the future, impossible but AA Brokers might have a better chance at an educated guess than me.
  10. Closer than I'd like to be to 65 LOL. Zero chance of that. Been in SEA for 20 years or so and no intention of going back to the UK unless I have no choice. Down to April or Globality I think. Globality, though I'm still doing a full side-by-side comparison, has much higher coverage, lower deductible, and less restrictions than April. Not saying I haven't missed something though. I can only read these forms for so long.
  11. Always an interesting topic. I'll be due for renewal before long and am currently with April International. My renewal premium has gone up by 8% and will be around $2,400 so I decided to look around. The premium hike I can stand and it's probably not unreasonable, what bugs me though is that I have to pay using a GBP credit card (I have looked at all, I think, other possible methods, the problem being their account is in USD in a French bank so all the payment systems are expecting a Euro payment) and each time I do that I get stung an extra £50 by the bank, on top of the premium, because of a non-sterling transaction. April's payment system is garbage IMO with confusing messages and website re-direction that resulted in me being charged twice last year and then messing around chasing a refund. Their communication sucks as well, or rather the lack of it does, and problems getting replies about anything! I've had a look at HCI International which has quite a lot lower premium (£1,400 or so vs £2,000 for April) but I just worry that this is a bait premium to get you hooked after which it will sky-rocket, as another poster alluded to in another thread. This thread puts me off David Shield (or whatever their name is now) and the WR Life I'm reticent about due to their newness. AA brokers suggested another policy to me, Globality, their 'You Genio World Plan' with very high coverage rates, a GBP policy and, while it's more expensive than April by £150, that drops to only £100 more for me as I can pay in GBP and take the non-sterling transaction hit. As ever, one wonders what the increases will be in the future but that's an issue with every company, including April. The Globality policy though provides far higher coverage and fewer restrictions than April for an only slightly increased price so I might look harder at that. HCI I'm on the fence about.
  12. Why no alcohol ban yet? Slow off the mark this time ????
  13. The Thai news media channels will be gutted when this story finally ends, then it'll be back to the drivel stream of phone videos of accidents, punch ups, domestic disputes and, the absolute highlight, arguments between vendors, customers and delivery drivers that they serve daily in place of reporting any ACTUAL news, the vast majority of which they can't report on.
  14. Exactly! I found one that did but it was a) not easy, b) the company was not Thai, thus, c) expensive. April International. Asymptomatic admission to medical facilities (not just registered hospitals) specifically listed as included. Not one of the 10+ others I checked did (at least not after I asked for a contract / proposal and read it thoroughly).
  15. Interesting. Which ones have you checked? I imagine people will be queuing up to buy them. The exclusions will be in the small print of the contract which should be studied closely before signing.
  16. You're taking the comment out of context. Firstly it's a get out clause for for those who think that the insurance company MUST cover it. Secondly it was a get out clause for the insurance companies when this incarceration policy first hit and a great many people thought their policies WOULD cover them because it was new to everyone, including the insurance companies who, if they can avoid paying, they will. Regardless, the list of clauses in any insurance document that indicate what is not covered are just that, get out clauses, whatever anyone thinks they should be called. Knowing what we know now though, what anyone thinks about whether the policy is fair or not is totally irrelevant; as I said it helps to read the comments in context rather than as a stand alone bitch against insurance companies which it clearly isn't ???? Attention to detail and all that. It wasn't a post to discuss exclusion clauses or the fairness of insurance policies!
  17. The problem with that theory is that most insurance with medical coverage will contain a clause about admission to a HOSPITAL being medically necessary. As a lot of people here found out the hard way, that is the get out clause for the insurance company. First and foremost the incarceration here for those with no or mild symptoms is NOT medically necessary (it's just a public health policy), secondly many of the facilities (hospitels and 'field hospitals') are not recognised hospitals. On that basis it would be advisable for anyone to check the specifics of any policy they have or consider buying rather than assume 'they must cover it' or they might find there's a lot of 'iffs and buts'.
  18. The problem here IMO is that the clowns running the circus think that most of their populace don't have the brains to see through what they are doing. Sadly they are probably right! Constant, bloody CONSTANT talk of easing restrictions and 'learning to live with Covid' but hit the panic button as soon as somebody sneezes and keep up with a raft of restrictions that would make life an absolute misery here for your average tourist. I wonder how many that do come here do any research about the state of Thailand currently and what can happen if their Test and Lock Up policy catches them, or do they just think it'll be the same Thailand they visited 3-4 years ago? Added to the misery is the increased opportunity they have to lock people up in Covid Concentration Camps when they test positive here; the money these tourists would spend outside is chicken feed to what they can be ripped off for through covid measures. This lot make the Taxi Mafia look downright amateurish by comparison. Even more sickening given that the Clowns try to make it look like they're doing the plebs a favour by trying to get more tourists here. Why on earth anyone other than workers or returnees would come to the Land of Dismal at this time I've no idea. Walk around the malls in masks, go for a beer in a restaurant (until 9, 11 if you're lucky), get scammed every which way, get beaten up or murdered; so much appeal! Watch this space for the announcements of other methods to extract money from foreigners coming soon to a neighbourhood near you ????
  19. With Thailand's approach to 'learning to live with Covid' that will be July 2027. They plan to do away with mask wearing by 2029 ????
  20. Did you ever do a report online using the old online report site? If so, you should be able to see your recently rejected report under your history. What I'm not sure of is whether you can view those historical reports made using the new system if you've never used the old system before. You could try. Go to the old 90 day report site and check under 'Check the status of your report'. You will need to enter the reference number to search for it (in full, I use copy paste from the 'report received' email) as I found it didn't work if trying search by passport detail. If the rejected report is there you can select view and you may see the comments from the IO right at the bottom of the form. That's how I established my reason for rejection the first time I tried (in my case I had ommitted the building name which was on my last extension application and on my TM30). Old site: https://extranet.immigration.go.th/fn90online/online/tm47/TM47Action.do?cmd=acceptTerm
  21. Approved today following a rejection notice on the 23rd. Only thing I changed was completing the building name in the first address field.
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