My wife and I have been here for 12 years from the US. We usually don’t go over 3,000 a month and we have a condo in Cha Am right on the beach and another condo with a city view in Nonthaburi, we own 2 cars and we self insure, we get physicals every year 1500 dollars for the 2 of us. Even MRIs. Blood tests every 6 months, we both have good genes, never been in the hospital and we are in our late 70’s. We have a bank of money saved for medical needs. We eat healthy and very well, cook ourselves and eat out at the Salad Factory or Wine Connection once a week. And take vacations in Thailand and out of Thailand, Australia and New Zealand, Spain and Italy. Life is very good for us in Thailand, if we were in the US we would probably be homeless living in a tent somewhere.