vukovar77

Insurance is so expensive in Thailand if you are over 65 that I decided not to do that in LOS.For smaller health problems I go to state hospitals (I can speak thai and my wife is thai) and it is not expensive.For a bigger problems I will go in my country in EU where I am fully covered .

Kamala will win for sure!

This will be interesting???I hope it will not make unrest and political instability we have witnessed before in LOS!!!!

So,what do you suggesst ?Ukraine should surrender and lose their country and ukraian people must be russian slaves?This will not happened.All civilized world will help Ukraine to destroy russian forces in ukraine.West will not give up as well.No one want to live in russian captivity.

Yeah,Siam Reap and some places near the seaside are thriving cos. Agkor and tourism,but Cambodia is far bigger and poverty is high.

As of the most recent data, the average monthly salary for a worker in Cambodia is roughly between $150 and $200 USD. This figure can vary greatly depending on factors such as the sector of employment, level of experience, and geographical location within the country. Poverty is awful.Many disabled people all around.In the countryside you have no water supply and many parts are without electricity.So,"scouse123"you are familliar only in a few bars on river side of Phnom Phen. In Cambodia, 17.8% of the population lived below the national poverty line in 2019. In Cambodia, the proportion of employed population below $2.15 purchasing power parity a day in 2023 was 20.5%. For every 1,000 babies born in Cambodia in 2022, 24 died before their 5th birthday. Cambodia is maybe like LOS 70-80 years before.

Well.I do not know where and when you have been recently,but you do not know much about cambodia.I think you stay in "expat part" of Pnom-Phen near river bank?All other parts of this city is in very bad shape and shabby and dangerous on night time.Traffic is terrific and there is NO PUBLIC transportation at all-tuk tuk and motorcycles only).As I said infrastructure is very poor compared to LOS.I travel all around the Cambodia from Sihanukvile to Phnom Phen by bus and then to Siam Riap.This was adventure.Roads are terrific with many bumps and sometimes closed cos. water floods.Almost everyone try to rip you off from civil servants to ordinary people.Very few people can speak english.Acommodation is far more expensive in Cambodia and it is hard to find good place for good price.Visa policy is OK ,same as booze prices and ordinary girls are nice,but there is a Law there that expats older than 50 can not marry young cam. women.Real-estates are more expensive than in LOS and low quality in general.I love cambodia,but LOS is a far better to live in and Filipines as well.

Infrastructure iz much better in Thailand.Food is much better.In a big city many people can speak English or some another asian or EU language.Security is big problem in Cambodia as well.I was robbed in Phnom Phen and as I know many expats were robbed as well.Accomodation is much better in Thailand and cheaper. Cambodia has wonderfull landscapes and women.Banks give more interest on fixed bank accounts(with pretty big taxation).Visa policy is very simple and you can stay there forever. For life ,LOS is much better than Cambodia.Beer and booze is cheaper in Cambodia.

Almost nothing.Nothing that matters !

Cigna.Now AXA(better option).But there is an another problem,they do not want to cover pre-conditions AND MY REAL HEALTH problems. For 400-500 per month you can get almost nothing . I can use state hospitals here(I can speak Thai-Thai wife),so I pay regulary and prices are OK.I am from EU and now I try to get state obligatory insurance for "third country"(much cheaper and cover much more )! I do not know for other expats,but when we are over 65 ,it is very hard to get proper health insurance here.For major health problems I will fly back to EU.

Well,I am 67 and brokers (a western based) does not offer me anything acceptable for Thailand (very expensive ,avoid any real issue,etc.) I think it is much,much better that I put in my account for emergency that sum they want per month(500-900 USD average per month). I am not too old and I am in a pretty good condition,but ins. company are so greedy if you are in LOS.

Well,I agree for Thai com.!Which insurance company-ies do you concider good for us,expats in LOS?

Problem is that insurrance companies in LOS does not cover many health conditions if you are over 60-65.From my point of view it is the main issue for older expat population live here.

What about UK military personel pensions?They are not affected if live in a Thailand?

It is not possible now,cos. he must face with very serious offences and charges first .