Chongalulu

4 hours ago, PatOngo said:

IMHO if someone cannot afford to deposit 800,00 baht in an account then they are not ready for retirement!

If you’re economically literate you would not want 800k sitting in a zero/low interest Thai bank account rather than invested in a medium generating income/growth.

6 hours ago, NCC1701A said:

this is god's judgement on the fornicators and blasphemers in Bangkok.

 

hell fire is next.

 

anyway, I am jumping on the bus to Bangkok tomorrow. I love it when the girls wear those masks and all you can see is their eyes. 

A lot might not be girls,but you’ll have reached the point of no return by the time you realise.... ???? 

On 1/17/2019 at 1:03 PM, Sheryl said:

Are you doing extension of stay based on marriage to a Thai or based on retirement?

 

If based on marriage the funds do not have to come from abroad.

 

Sent from my SM-J701F using Thailand Forum - Thaivisa mobile app

 

 

 

 

As far as I’d read on previous threads ALL transfers including for  marriage visa have to come from abroad. Can you check and verify that exception. It wasn’t on the initial translation that came out 

4 hours ago, ubonjoe said:

I have already looked at it. I think it will all get sorted out shorley. I think they don't really understand the new rules yet.

Although I think you’re correct they will sort out this aspect,the disquieting thing is the amount of confusion already  by a number of offices manifested  on such a simple aspect . This is prescient for  the Far more complex question of identifying incoming funds into your account as coming from abroad which I covered in my earlier post. Even those having their uk state pension paid directly by the uk government into their Thai account are not identified  on the receiving banks codes as being a foreign transaction because they also use fx companies rather than banks making expensive single transactions  

. How do you think that will be sorted out? 

There is no time for someone like me who’s extended their visa last week to wait until this is sorted out when I have to ensure February's payment will show correctly to ensure 12 monthly payments are in place for my next extension. And in what format will the bank letter be if what I think will be the case, in that this bank letter will be expected to do all the work for Immigration? Individual branches,especially in out of the way areas are not going to understand the complex aspect of intermediary banks role in effecting most fx companies transfers of funds.

23 minutes ago, Golden Triangle said:

I have a friend in Phimai, he uses the Kasikorn as well, he was told by Korat immigration a couple of weeks ago while doing his 90 days, that the combination method wasn't an option and had to either have 800k seasoned or 65k a month going into his account every month, he will be reverting to a marriage visa as well, I did post that on here on another thread to inform people.  

Although that wasn’t an issue in my post thanks for reiterating that. Korat is one of the more amenable and friendly offices and your post just goes to further illustrate what a total mess this new income fiasco is going to become with confusion and misunderstanding all around. Totally predictable from the outset.

On 1/18/2019 at 10:16 AM, ubonjoe said:

But you only have to do it once a year. Much better than doing border runs every 90 days.

Not all that hard after the first extension. Just remember what you need every year. I have all the copies needed saved in a folder that is backed up on Google drive. Just do the same photos for the new extension and print them out.

From 2015 I did 2 years marriage visas subsequently moving to retirement visas which I only yesterday extended until Jan 2020. I’m going to return to marriage visa at that point because of all the income related issues surrounding identifying foreign transactions ,and season 400k in bank for 2 months beforehand. In terms of the additional requirements for first time marriage visa extension will I be treated as a first time applicant in that respect? Korat office is usually efficient and helpful and we have a good relationship there. 

I guess I should take new photos although previously they always accepted the photos from previous year’s application? 

6 hours ago, janclaes47 said:

Yes he did, as he allowed to show monthly transfers in your Thai bank account, which was previously not allowed. The TI official didn't " flex" his muscles he, as well as anyone who used the letters, was aware of the abuse that happened and decided to enforce the law.

 

 

 

 

Well you clearly are aware of the rules, and nobody forces you to use Transferwise or other service that save you a few Baht.

 

If the rules ask that you show a bank letter confirming a foreign transfer, then you should transfer the money in a way that shows a foreign transfer. If you don't it means it is YOU who is opening that can of worms.

If he’s 'done away' with embassy letters why are there some embassies still providing them and why will that still allowed by TI? Would you also like to explain what more stringent checking methods say the Swedish embassy is carrying out vs the British where I had to submit uk bank statements showing pension/ rental income? 

You say using a transfer company is just to save a few baht. My UK bank would charge £25 per transaction = £300 per year = 12000 baht per year . What about those who no longer have a bank account in their country of origin so have no other choice than to use an fx company like Transferwise? 

Those having their UK pension paid directly into their Thai bank account by the government also does not use the expensive direct bank transfer route so that will also show up as a domestic transfer- thought about that have you?

You simply haven’t thought all this through . 

20 hours ago, janclaes47 said:

When was it that it was getting much harder?

 

I read he did away with the embassy letters, which makes it easier for most, unless they have been using the embassy letter in the past because that way they could bypass the actual rules.

 

I also read a post just today about someone in Chiangmai who did his retirement extension and didn't have to take post at the door at 4am as usual, so I assume it was also much easier for him.

 

Or you probably meant to say, makes it much harder for the undesirable?

HE didn’t 'do away with the embassy letters' - the embassasies themselves did when a TI official decided to flex his muscles and ask for further verifications which the embassies said couldn’t be done. The latest 65k per month foreign transfer into a Thai bank is going to open a whole new can of worms ,not because of the 65k ,but because most fx companies (Transferwise,World first etc) have to use a clearing bank in Thailand who then transfer the funds to your Thai bank (e.g. Kasikorn) and that shows up in your account as a domestic transfer. I’ve just renewed my visa today (on an embassy income letter) and asked exactly how next year this would be overcome and exactly what proofs they needed . I showed them fx transfer confirmations ,the financial trail and the subsequent arrival in my account (classified domestic transfer) and they hadn’t a clue what it all meant. They want a letter from your bank confirming a foreign transfer ...which of course they cannot give because their system shows domestic.

Cue chaos on this for those relying on income method.

30 minutes ago, theguyfromanotherforum said:

 

I understand that Mont Fleur is the only true natural water of the 3. Minere and Aura is tap water with minerals added.

Then that would be serious misrepresentation from how they market them...but TIT ! She certainly prefers Mont flour and I recently stocked up when they had 2 extra free bottles in the 6 pack.

9 hours ago, theguyfromanotherforum said:

Try Mont Fleur. I find it to be low acidic like Evian.

My wife likes that also. The essential difference,as I understand is t that ,like Aura and Minere ,are mineral waters rather than the (cheaper) reverse osmosis waters. She found she was getting cramp from the cheaper waters because of the lack of minerals so the natural mineral waters solved that. Heartburn though seems a harder to explain phenomenon.

3 hours ago, VocalNeal said:

^ Give the phone to the dog when you go out.

Tried that,he cost me a fortune calling his bitch in Barking....

On 1/13/2019 at 9:59 AM, sqwakvfr said:

Yeah, I forgot a Reality TV show is possible.  But she should not visit a Saudi Consulate especially the one in Istanbul.  

You make a good 'case' with that cutting comment....

42 minutes ago, OJAS said:

If you are planning to open a BKKB account so as to receive TransferWise transfers with an "international transfer" (FTT) code in accordance with the new Immigration requirements, please bear in mind that BKKB are not the only agency bank which TransferWise use in Thailand. For instance they used TMB for one of my transfers which ended up in my BKKB account under the SMT coding. As you will see from the following thread I originated on the Banking forum this particular code does not appear to have even a teeny-weeny aromatic whiff of "international transfer" about it:-

 

 

That said, at least you will with a BKKB account have the alternative to SWIFT transfers in the form of transfers via their London branch available to you, which have always been coded FTT in my experience. Unlike its New York counterpart this facility does not appear to be going away any time soon - although getting yourself signed up for it will necessitate you jumping through some bureaucratic hoops which could make your current challenges in opening an account look like a walk in the park in comparison:-

 

https://www.bangkokbank.com/en/Personal/Other-Services/Transfers/Transferring-Into-Thailand/Transfer-money-from-UK-to-Thailand-via-London-Branch

 

 

This is of particular importance if (as you will) be relying on that because a single month in the whole year when it doesn’t show up as international will invalidate the basis of your application. Nor will it mean they will always use that route. The basis of FX  companies is that they may use any intermediary bank they chose if that change is cheaper for them. Both my uk banks Santander and nationwide have a £25 or £20 charge for each transfer so £240 - £300 per year in fees is rather hefty. 

Do the banks even know exactly what they are going to have to say in this letter to satisfy TI? Try explaining what you want in this respect to a branch in the sticks when they don’t really even understand their own codes.There is a lot more pain and confusion to result from this requirement .

I imagine this was all written on a note to Santa c/o The North Pole. And just like that character they’ll grow out of it..

18 hours ago, Slaps said:

 

 

..

Serious Disciplinary Action,

Ha Ha

..

C'mon it could be as serious as 100 lines. 'I must not get caught <deleted> kids'....

2 hours ago, 8OA8 said:

The problem with the Transferwise route is that the funds don't come from outside Thailand and they advis that before the transaction is done. I noticed on my bank statement last week where the source of inbound funds received via Transferwise as stated as coming from "DUMMY BRANCH"  

Yes,this is an issue with many FX companies- that what shows up on the Thai receiving banks books (and your bank book) is often a domestic transfer because of the route and intermediary the fx company uses.

What I can guarantee is that TI s rules will be poorly drafted and not thought through with much ambivalence and thus open to IO interpretations.

15 hours ago, White Christmas13 said:

Thailand does not play cricket 

But trying to address the road accident statistics has them stumped...

19 hours ago, khwaibah said:

There is no cure for stupidity.

Yes there is...euthanasia.

2 hours ago, soistalker said:

I hope koh Tao disappears under water.

You want suspicious deaths of marine life ? ???? 

40 minutes ago, neeray said:

"New Year road toll appears to be good news"

 

This is the MOTHER of all oxymorons !

Certainly the second syllable...