georgegeorgia

And if it doesn't work out you lost half of your assets

According to the financial planner I went to at a Bank recently most will die between 78yo & 83yo although the young guy told me gleefully they are increasing that age to 84 soon. I guess if your over 80 and I don't wish to sound rude but everyday waking up is a great day and a blessing The strange thing I come across especially in my job as a hospital wardsman is meeting old guys over 75 whether they be a patient or colleague who never think they are going to die . I have a work colleague at 76yo has a Filipino wife at home, he boasted to me how they own a island in the Philippines and how they will retire there in a few years , now this man does all the overtime he can do E C so certainly not poor ,so I had to tell him to his face , I told him Heinz mate you will be too f.....ng old to enjoy your retirement your nearly 80 now so the only one enjoying it will be your Filipino wife when she heads back to the Philippines when your dead, with that he stormed out of the mealroom , sorry but they have to be told .

I just read in the Australian forum section of how some farangs are been lied to and lost everything after buying a house for their Thai wife in the isaan area etc ... Now the question is ,do you intend to get a pre nuptial agreement or did get one before you partnered with a partner in Asia whether that be Phillipines .. Thailand etc Now my case is I have met a Filipino lady in Australia..30 years my junior ..if I was going to make her my partner I would consider a pre nuptial agreement, reading that part of the forum tonight ( Australia forum) got me nervous that someone got kicked out of the home they bought in Thailand simply because they don't own it ... What's to say they then start making claim on your house in the UK or Australia..or wherever you come from...what's to say they take half of your retirement/superannuation... Now getting kicked out of your house U paid for ..no access to your bank account ..homeless in Asia ...not for me ...then what about you guys who have kids back in farangland...how do U make sure they receive something when you go ...then I think of posters like Simon & thaibeachlovers who lost everything....how & what mistakes they made I'm not sure but I'm scared to lose everything I worked hard for. Also call me paranoid ...but ..I'm scared to say I would never tell partner how much I would leave them in a Will...there is cases of them getting rid of farang whether that be in Thailand Indonesia or Philippines... Really I'm not suited to this partner type arrangement... You see as some of these guys are maybe not the best looking old guys & lonely etc and as that topic was saying they fall for a isaan girl then retire with they thinking the love of their life buy houses etc for her and in some cases the leeches in her family then they hate living in isaan and get kicked out homeless

Who is this Cleo lady you all keep mentioning

Another part of Asia is GOA in India . Now today I'm at work discussing my dreams of retirement to a colleague who is of India born. After I tell him about Pattaya etc he tells me there is a similar place only much cheaper and it's called GOA ...it's a great place for retirement he says . Now has anyone had any experience in GOA and would you say it's similar to Pattaya ?

maybe you need to have a flatmate or find a new companion ,find friends etc instead of being alone , just someone there to talk to occasionaly etc. thats why i started this topic because many farang retire to places like pattaya etc living in a studio room and eventually after the party has wore off they get "lonely" by themselves ,hiring working girls is not the same

Who is there for you though to really care if you get sick or need hugs?

Not sure if the word amenties is the word im looking for ,but im only a hospital wardsman so what do i know. But looking to retire soon whether that be Thailand,Cambodia or Phillipines,LAOS,TURKEY,, VIETNAM,MYANMUR ,SINGAPORE ,malaysia im studying what i need around me,what "amenties " i need. So i make this list to move somewhere where they have most of these to look for a city or town 1. must have good gym,i like going to the gym everyday,it has to be walking distance 2. pay4play whether that be bars or streetwalkers or meeting apps ,but should be available whether that be a bar or university town 3. Condos I prefer a condo or apartment 4.medical centres.. doesnt have to be close to hospital but its a preference 5.financial ....cheap place with good life ,prefer under 15,000 baht rent per month for say a 1 bedroom condo ,would be good to say able to live on less than 35,000 baht a month ,maybe phillipines or cambodia we could do this ? 6.easy retirement visa,less hassle 7,medical insurance ,a place which is cheap 8,low crime areas 9.healthy area , clean air ,chiang mai doesnt cut it now i know many of you are thinking of pattaya but too expensive for me ,what about farang expat cities/towns in places like phillipines etc. The question im asking is what amenties are important to you and what countries/towns do you reccomend that has everything your looking for ? To me western food is not important,i can live without, another is high crime areas eg i probaly wouldnt want to retire to Tondo in the phillipines BUT im sure there is western expats living there somewhere. Im ruling out places like pattaya ,too expensive, phuket the same, UDON THANI could be a option,university town plenty of pay4play i guess , Vietnam Hanoi could be option, as for CAMBODIA ,i didnt enjoy phomn penh BUT other area siem reap might be ok I plan on staying only 6 months in each city/town etc when i retire , i will explore Makati in the phillipines which is in manila,i may stay there a few months, then a place called PALAWAN, apparently many expats ,but these places may exceed my budget ,

just wondering who lives alone here in Asia wherever you are. I was looking at my retirement thinking to buy a 1 bedroom rather than a studio if i decide to retire to pattaya or the phillipines just in case I want someone to live with me . So my questions to expats especially in places like Pattaya ,phuket ,cambodia ,phillipines who live in studios by themselves are you comfortable being alone. I never forget meeting a guy many years ago at the canterbury tales cafe in pattaya who told me he lived in serviced apartments just in case he died so they could find him and he had company everyday talking to the housemaids and reception staff so my question is , to mainly retired expats who live alone is ,are you never lonely that you need someone to live in with you ?

just wondering how many of you can fight or still train in fighting skills wherever that be muay thai ,boxing or jujitsu ? Are there training schools/camps willing to take us on at our age? Im particular interested in older guys say 50 plus The reason i ask this is because im in my early 60's not far to go to retirement and thinking of learning to defend myself for later years. Im a hospital wardsman currently in Australia so am quite fit plus i go to the gym nearly everyday and lift heavy weights ,im 110kg ,i dont drink or smoke,im muscular to a degree a Recently there has been a spate of incidents that has made me more motivated to learn to fight . The other time when there was a spate of incidents was in April 2018 during Songkran in pattaya where i was on a baht bus and a farang squirted me in the left eye with a high powered water gun,he was probaly in his 40's but he kept doing it even when my eye started to close up and i had to get off the bus,i walked away like a coward The second one was in walking street around 2pm in the afternoon where i witnessed a drunk farang grab another farang walking past by his swimming costume ,he then elbowed me in the face not hard but as he walked past laughing,i did nothing but keep walking ,i wanted to hit him back or do a choke hold but i dont know how So i rang around here in Australia ,i rang a close full time boxing gym who seemed they didnt care my age ,then i rang a jujitsu gym who seemed a bit hesitant when i mentioned my age but said it may be harder for me to fight on a mat but yes come in and see how u go the thing is i would like to try muay thai as well in thailand .when i go there .,do you think we can do that in our 60's? i think jujitsu would be better for my age rather than kicking and punching but i would like to try muay thai i think there is a few old farang still keeping up fighting skills ,one i met in pattaya a few years ago was a judo expert or similar tell me if you can fight at your older age ? do you still train ? i need to be ready for when i retire ,ready to defend myself from louts and hooligans around ,thailand or even phillipines where i may retire is not safe.

This topic may have been covered in some ways but now im getting over 60 plus had 2 work colleagues die in the last 3 months im thinking how valuable life is. One colleague Bob was 68yo and kept talking about retirement,he died at work on the nightshift,(hospital wardsmen)just went to have a nap on his break and never woke up,that was in August,he kept saying how he would be travelling Europe when he retires blah blah blah,supossed to have retired last December then it was July then it was this December,well now he is gone ,left probaly a million in retirement funds ,his kids will get it. Now my question is mostly related to those over 60 ,those old farts like me,or should i be politically correct ,and say mature aged guys ,the thing is,are you aware you will probaly die between 78 & 83yo? Are you doing everything to enjoy this time you have left ? are you going to get your goals completed ,enjoy that time you have left ? I said this to a work colleague last night whilst working, he is another oldie who wont retire at 77yo,still fit is a hospital cleaner ,hasnt taken a sick day since 1992 and proudly boasts about his 2 million in retirement funds that he pays into and how he is going to travel the world when he retires..... ....yeah right he was extremely offended last night when we spoke of Bobs death ,i said to him your 77 what are u planning o do in the next 6 years you have left ? He was shocked ,what do you mean he says puzzled ? I said mate you are 77 you dont have much time ....to a puzzled look by him before he stormed off . and thats where this past few months have made me aware,i have about 20 to 25 years left,if that,if im lucky ,that means not wasting it The point im trying to make is some of you either forget or just think your going to live forever ,im sorry to be blunt ,but as the financial planner said to me the other day ,most ill live up to about 83yo 84. Its a sad i guess morbid thing to talk about ,i used to try to talk about this to my late father who used to get angry ,but the point is i have planned to about 80yo financially and after the deaths of my 2 colleagues i have decided that the next 20 years i have left to , Grow old disgracefully ! sorry if this topic offends or hurts some of you but its no use pretending its not going to happen