blackcab

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It's actually the other way around. The Land Office has the original and the person named on the title deed holds the copy. If the deed is old then it is possible it has been renumbered/resequenced. When this happens the title deed can sometimes get slightly misfiled in the new sequence, which means a more thorough search will be needed to find it. This has happened to me once before and it took an hour or so for the Land Office to find the missing deed. That being said, all NS4 chanotes have been digitised, and all the relevant particulars are held on the Land Office computer systems. However, if the buyer wants to sell the land they must appear with their title deed on the day of the sale, unless the property is mortgaged, when a representative of the bank will appear with the title deed. No deed, no sale. That is absolutely final. If the deed has been lost by the seller, then the seller will have to go through the process of obtaining a duplicate title deed from the Land Office. This can take some time.

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30+ thousand baht.

SCB My Travel. You get 1 mile for every 17 baht you spend. A round trip business class ticket with Thai is 180,000 miles. 17x180,000 is 3,060,000 baht. And before you all think I'm rich, a lot of that expenditure is on behalf of the company I work for!

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Mine doesn't. If you have a stable job and work permit with some history then it's possible to get an unsecured credit card I do. I rack up about 1 business class return to Europe per year, which I find very convenient.