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MadMuhammad

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Everything posted by MadMuhammad

  1. The policies I’ve seen and used usually have a blood alcohol content maximum that voids cover
  2. First and foremost stop overthinking it <deleted>
  3. I bought a house with my wife as a ‘forever’ home and to give myself room for my cars and bikes. I could probably have found a property I could negotiate areas to modify for paint and panel work but in the end I chose the path of least resistance and headaches and just bought. My house was listed at 7mil, dropped to 6 as it had sat for 12 months and we then closed that deal at 5. I used a highly recommended lawyer from a big firm (foreign owned and managed) and negotiated terms directly with the vendor. Like you, as you know, I invest my money mostly elsewhere so I approached the vendor for a short term vendor mortgage which was agreed on. 3mil down, 1mil over 3 years at 2%, final payment 1mil (rough figured obviously) and kept my money working for me. When it came to land transfer I stipulated that the chanote was to be transferred to my wife on down payment of the 3mil, the mortgage to be recorded on the back of the chanote (did my research), had my lawyers inspect the contracts drawn up by the vendor and attended the land department office with the vendor on the day of transfer. I left absolutely nothing up to anyone else or without my direct supervision Everything went to plan, no hiccups or surprises. And as an added bonus, we’ll two actually. With the 1mil final payment swinging in the breeze the vendor approached me about 12 months into the mortgage period asking if they could access the final payment early to ‘upgrade machine’ at their factory. A bit if back and forth and I managed to secure a further 235000฿ discount on the total cost of the property. A nice, cheeky return Add to that I got in on the bottom floor at the start of the short lived lithium boom recently and paid the remainder out of the profits from a speculative Aussie lithium ‘miner’ (ASX:LKE) So all in all for me a very positive experience. I was very involved in the whole process, I did my research and left nothing up to anyone else to ‘take care of’. It’s the only way to do things here And like you, if it doesn’t work out with the wife I’ll probably just move on
  4. Moral of the story is do your due diligence and don’t be a goose
  5. A close friend had a similar issue renewing his Canadian passport. Issues with identification and communication issues with the BKK embassy. Long story short, expired visa, many months overstay, 150K฿ to get around the issue via an ‘agent’ It does sound like there are some issues with renewals there ????????‍♂️
  6. Best of luck calming that savage beast Kanni my brother
  7. Up but not unexpectedly, and certainly not double
  8. If they didn’t love them they wouldn’t do that…. right?! Well that’s the excuse I get anyway
  9. Instant rebate with ING Aus
  10. I got married 20.02.2020 at the Banglamung Tesaban in what was very quick and painless. -booked an appointment at my embassy -trip to BKK to obtain the freedom to marry doc, at the Aus embassy in my case. The staff directed me to the translation service almost directly next door. I paid a little extra and came back just after lunch to collect -off I go to the MFA office at Khlong Toei MRT station. Missed same day, requires morning drop off (again directed by the embassy staff) -returned to the MFA office at 10am then back to Pattaya -a week later lined up at Banglamung Tesaban, got a number, waited. Had an interview with the district head, paid a few hundred baht (plus extra for the nice book and copies of my marriage certificate), waited some more and we were done. All in all a few days and maybe 5000฿
  11. Them marijuanas all them kids are injecting are no good!
  12. I organised the telco to install fibre to my 7th floor condo only to be told by juristic that fibre can ‘push’ data up 5 floors, 7 is too high No amount of arguing, information or frustration would change their mind
  13. My wife is similar. Doesn’t drink or smoke but all family money needs and issues stop at her, I’m fully insulated. Makes for an enjoyable and relaxed life here
  14. https://firms.modaps.eosdis.nasa.gov/map/#d:24hrs;@97.8,15.0,5z
  15. Or negotiate the appraised rate at the land department
  16. I lost an Amex in Hong Kong a couple years back, immediately notified American Express. Many months later $1500usd of cosmetics pop up in my account purchased in, you know it, HK
  17. UPS, FedEx and the like are always painful, and expensive, the few times I’ve used them for sending/freighting/importing pretty much anything I’ve found using the local post/EMS then onto ThaiPost to be ideal for all my mail/items. Car parts, clothing, credit cards, contacts etc many many times FYI.
  18. I get 12 months supply of 30 day toric lenses each year sent from Australia in the post, no issues in over 5 years of sending via AusPost/ThaiPost
  19. Is there any Audi accredited/authorised workshops in Hua Hin. I’m guessing that’d answer your query
  20. Hard to speculate I guess. on a side note I had a shipment I delivered to the Bangkok port x-rayed and pulled apart for a drug search. The reason when asked, Thailand to Australia via shipping lanes is a known trafficking corridor. So maybe lucky random search as they’re under heightened suspicion as it’s, as stated a known corridor
  21. I leave home with just my phone and bike key often. DLT app for my drivers license, Apple wallet with 4 credit cards and 3 bank apps for prompt pay, QR paymentor cardless cash withdrawals. I find carrying physical cards or cash can be problematic at times. Wallets are becoming obsolete for me
  22. The johns I’ve met in Thailand are by far some of the biggest bull<deleted>ters on the planet. It’s absolutely 50/50
  23. And every males is a hopeless slave to the furry sausage wallet, and usually happy to pay through the nose for the privilege of depositing his money in it, among other things
  24. I ship my contacts from Aus a couple times a year with no issue at customs
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