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keithpa

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Posts posted by keithpa

  1. 11 hours ago, sawadeeken said:

     

      2 hours ago, DJ54 said:

    New to the forum. What is LOS? Thanks 

    Land of Smiles. Frequently used sarcastically.

     

    Questionable ........... LOS has been around a long time.............

    Land of Smiles has been used sarcastically, BUT it really is a 'fond' titled description of so many Thai people who are noted for smiles even when they don't have that much to smile about......... For those of 'US' who love the poor (mostly Issan)Thais (not so much the HiSos, or inconsiderate Hi Class) we fondly remark about these people who can always SMILE........ as if they don't even know what their gov't is up to (my own little joke) ...........

    It has always been used fondly.............. Only in recent years on ThaiVisa do I hear it being used 'sarcastically'.........

    I saw a thai, in car, hit and kill a farang cyclist, he was smiling and laughing about it. That was his way of showing emotion, if thats the word for it. He wasnt laughing and smiling for the reason a farang would. (Dunno if that makes sense or not, cant explain it any better)

    • Confused 1
  2. 3 minutes ago, 4MyEgo said:

    Your spot on there.

     

    When we built our house, first thing came to my mind was that I would never get my money back from it, i.e. either I die here, or the wife gets it if we ever divorced.

     

    Your castle is only your castle as long as the above, and when I built our castle, I went in with eyes wide open, referring to my number one rule, i.e. only invest as much as your prepared to lose, e.g. no more than 10% of your worth, and not before you have been with your partner for at least 5 years and see no changes in her personality, setting those unsuspecting bait traps along the way, and if the mouse takes the cheese, you know what to do.

     

    Our castle has neighbours either side, with one side being a rice field with a street frontage of about 100 metres before you get to the neighbours house, she is an old lady with the daughter who is going to inherit it living in Bangkok (it has our name on it, I mean the Mrs's name on it), as she wants to one day return and rip down the old house and build her new house on it, (that will be a done deal as we will be contributing to her building costs through the sale of the land to us, no doubt), easy money for her, and on the other side is another old woman, who's house is about 20 metres away from us, although the son who lives in Bangkok says he will one day return to build his house on his mums land, I say, the offer I make him when the time comes will see one of my kids building their house on it next to ours in the future, with the son of the old lady either building somewhere else in the village or remaining in Bangkok.

     

    The plan is to have our kids on either side of us as our neighbours, well....someones got to take out the garbage :post-4641-1156694572:

     

     

    OAP  ???

  3. 5 hours ago, BobbyL said:

    Only just read this news. Sad story and hopefully it will end as well as it can.

     

    Why do so many people come here without insurance though. Mindboggling.

     

    When I moved back here in August I knew I wouldn't get my medical insurance sorted through work for a while so I got a two month policy online from the UK for about £20. 

    " Why do so many people come here without insurance though. Mindboggling.". Thats what we need on here, more original comments.

  4. 9 hours ago, abrahamzvi said:

    OK, the title is not  “license” but permit.IDPs are usually valid for 12 months. You may be right in saying that some countries allow driving with an IDP for 3 months only. Do you know if Thailand is one?

     

    As far as insurance is concerned, of course there are companies that exclude various activities, like cycling, mountaineering, soccer, tennis and others. However, there are many insurers also in the UK that do not exclude motorcycling.

    My insurance covers , for a fee, up to 150cc, for more than ;that, dunno.

  5. 4 hours ago, ELVIS123456 said:

    What you said lacks one key ingrediant ........... a point.

    Are you saying I have something wrong?  Wouldnt be the first time - but if you think so, then say what it is - then you will have made a point.  Otherwise, I can not see the point of your reply. 

     

    "Something wrong", not at all. Just like the other , now, 151 pages of new information that is  available on the Oz Govt. web site.

  6. 1 minute ago, InMyShadow said:

    Particularly odd since most of them dont have any type of insurance including medical. No way the majority of poor pensioners here could afford a beer after happy hour and a 4k fan room let alone the crippling costs of insurance for over 50's

    The stupidest comment i have ever seen on here about ins. was a bloke saying he had the best ins., a plane ticket home. 

    • Haha 2
  7. 3 hours ago, ELVIS123456 said:

    The two years 'rule' is NOT a rule or a policy.

     

    I see many people posting about this issue as if it is a set rule/policy, and I feel I need to point out that IMO it is not.

     

    Yes - if you return to Oz and get the OAP (immediately), you will need to stay living in Oz for at least 2 years, before portability will be approved.  But it is not a 'sentence' that once served, means you are going to get portability automatically approved.  It is a MINIMUM period of time before CLink can approve portability.  But if they believe that you never intended to remain in Australia, and that you only came back so you could get the OAP and return overseas, then they can delay approval - and they can refuse to approve portability indefinitely.  But to do this they must have 'evidence' of your intent (property in your name, wife and kids in Thailand, etc etc).

     

    Anyone considering this course of action should look at the possibility that you may have to wait more than 2 years - if you were to do it in say the next few years.  If you are looking at this as a course of action in 5-10+ years, then keep in mind that it is likely that the 2 years 'minimum qualification' will be extended to 3 or 4 or 5 years AND that they will get harder and harder on approvals.   

     

    A far easier approach (IMO) is to move back to Aus before you qualify for the OAP (at least 2 years), and either get a job (not easy) or go on to Newstart (very easy once over 60) and then the 'transition' from work/dole to OAP will be very easy, AND approval for portability will be much easier.  But the same applies - you must tell everyone that you have come back to work and intend living in Aust permanently.  Some times things just dont work out - even though you gave it your best shot - nudge nudge wink wink :smile: 

     

     

     

    149 pages of info on the Oz age pension. The Oz Government regulations on the pension arnt that long. Give it a rest or read what the regulations say.

  8. 6 minutes ago, torrzent said:

    It's all about schadenfreude....that special German word about enjoying watching other people suffering. 

    Or maby because they cant afford to leave LOS. Some of us were successful in our working life and can afford to live anywhere.

    • Thanks 1
  9. 21 hours ago, dotpoom said:

    What amazes me is why anybody would post on the internet that they are returning home. I have to be blunt about it but "who cares". I wouldn't expect anybody to give a rat's ass as to what I do (excepting it affects them).

      It always smacks of having a hugh ego if one thinks it matters to others what they do....let alone posting about it on the internet.

    Just checked, 7 pages and counting of people of who have found this topic interesting enough to post.

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