Hm, maybe some things I took for granted have changed in the last few years?
I have savings and fixed deposit accounts.
A few years ago, my bank (Bangkok Bank) told me that I have to appear in person with the bank book to transfer money out of the fixed deposit account.
Has that changed now? Can I do it via the app? Or do some other banks allow to do this by the app, even when I am overseas?
That would take care of what I want.
I have just always been nervous that some day for whatever reason I cannot come or don't want to come back and then the money will not be available to me any more.
So you mentioned SCB and LH Bank.
SCB has given me a very bad experience in CM when I tried to open an account: I gave them the paperwork, they said they have to check back with their head office and will call me back, but it never happened. And when I visited them to ask about it, they said they have no record of any of this. So this incident has diminished my willingness to deal with them again.
This is the first time I heard of LH Bank, and Google helped me to find out a little bit more about the Land and Houses Bank, though I would like to ask our members to share their experiences with them, particularly if they can give me a 1 year statement on the spot in Chiang Mai - which is something Bangkok Bank cannot and that is what I really loathe about them.
Thanks for your comments. I hope to kindly hear more from you.