Lacessit

3 hours ago, Tagaa said:

A well worn subject, but there is no such thing here as a retirement visa. A retirement visa would be something you obtained one time which granted you permission to live in the country for the rest of your life, if you so choose. You get nothing from the government, except the right to be left alone and not molested on a regular basis by said government.

 

You would also not be entitled to medical services unless 1) you can pay cash, or 2) you have health insurance.

I think most posters here would know what I mean by a retirement visa. If you want to pick nits, why don't you inform us of the terminology that is satisfactory to you?

1 hour ago, digbeth said:

3000 baht to transfer out of province to the same bank is wrong

on KBank's website here it's capped at 1000 per transaction

If you don't ask, or find information for yourself you will be ripped off

 

Banks are like Immigration, the rules change with each office one visits.

The most effective way forward for me is to try online transfers first, from Kasikorn to my new bank. If that doesn't work, back to Chiang Mai for a day or two to withdraw cash.

The branch in Chiang Rai quoted me 35 baht for every 10K baht I transferred from CM to CR. I resisted the temptation to tell them what part of my anatomy they could kiss.

4 minutes ago, leogerritsen said:

Did you ever try it ? I did and still do. With the proper mind set the body can adapt to higher frequencies.

If you not agree then i suggest please

find a place in the bush bush because 5G is being rolled out.

 

 

No, because I prefer to take on board the advice of respected health authorities over that of a single person who is displaying an alarming ignorance of safety and biology.

Are you sure you are not looking at the sell rate instead of the buy rate? Bear in mind buy/sell and spreads on currencies fluctuate on a daily basis, if not in minutes.

I am wondering if we all would not be better off going about our business, and letting nature take its course. We all have to die of something. It depends on whether people regard a death rate of 3.5% as acceptable.

Perhaps all the brouhaha about coronavirus is because the vast majority of the world's politicians are elderly, and that is the most vulnerable cohort.

42 minutes ago, Greenhill said:

If only you could find sanitizer hand gels of any description - that would be nice!  Seems no stocks available anywhere!!

Bought some on Lazada two days ago, being delivered tomorrow.

3 minutes ago, Jane Dough said:

No because I'm making loads of money. I like money.

 

Rooster

Is that because the capital value of the bond has increased?

We all like money, that's a statement of the obvious.

Just now, cyril sneer said:

pay the fee

Why?

11 minutes ago, Pib said:

Yeap...based on the numeric code and amount, it's the debit card annual fee.   The Commission NB entry is just a catchall description for a fee.

 

https://www.kasikornbank.com/th/personal/Digital-banking/Documents/ServiceChannelTellerNo.pdf

Thanks for the confirmation, that's the number I have.

22 minutes ago, sometimewoodworker said:

As far as I know you can not transfer an account, certainly not between provinces and probably not even within a province. 
 

My experience is that you have to open an account in the new province and close the account in the old province (or just leave it open).

Correct. It's the 3000 baht fee for transferring the balance from the old account to the new account which is sticking in my craw, and why I am opening an account with another bank.

18 minutes ago, placnx said:

The oil shock on top of Coronavirus makes a worldwide recession quite likely, and in that case Trump will probably be out next January. With oil stocks down as much as 50% yesterday, MBS will not be popular in the US oil & gas states - about 10 - and their reps & senators will join the list opposing Saudi Arabia, MBS in particular. Several votes were blocked only by Trump's veto.

 

 

IMO it would be foolish to assume Trump cannot be re-elected if the US is in recession. He has the advantage of incumbency, and his support base is rusted on. While personally I think he is a grub, he has shown he is a master manipulator of public opinion and the media.

4 minutes ago, digbeth said:

350 baht sounds like annual fee for the debit card

You may be right, but why was it listed as an ATM transaction?

1 minute ago, CharlieH said:

Was this in or out of province at a Kbank ATM ?

 

Pretty sure it was in province, but point taken.

Kasikorn, debit card.

4 hours ago, Chomper Higgot said:

I think it better to describe such an outcome as a disappointment, perhaps a bitter disappointment.

 

I certainly would be disappointed, but then would either of these races be anywhere near as exciting without the crowds, especially on the mountain stages.

 

.....

Side news, Mrs CH has taken note of my disappointment and rumbled her Chomper commenting, ‘does this mean you might have to cancel that three week romantic road trip around France you were promising to take me on?’.

Apparently officials in Australia are thinking in terms of playing Australian Rules football matches in empty stadiums. The teams will still make money from broadcast rights. The losers will be the caterers and staff who won't have anyone to sell overpriced food and drink to.

2 minutes ago, CharlieH said:

The fee equated to 3.5% pf that 10k

BUT 3 months later? that doesnt seem correct to me. It needs the bank to answer why now when (as you claim) there have not been any withdrawals since December.

The ATM code on the 10K withdrawal is completely different to the ATM code on the fee. It's called "Commission NB ", whatever that means.

4 hours ago, Jane Dough said:

It's not all doom and gloom.

 

Those of us heavily in bonds are doing cartwheels.

 

Rooster

Why? Last time I looked, bond yields were less than the inflation rate. Or are you turning cartwheels because your bonds have not lost value?

On 3/9/2020 at 2:08 PM, bkk6060 said:

Not even close Scottie an economic historian you are not.

But, this will create one of the great/greatest buying opportunities.  The DOW I bet will be at 40,000 by the end of Trumps second term.

So have that dry powder ready ( that means cash) a tremendous opportunity is about us.

That's four years away, and I don't even buy green bananas.

25 minutes ago, bkk6060 said:

How would anyone on here know the answer?

Why don´t you contact the bank and ask?

 

Sorry, maybe a little harsh but it could be some fee or other issue they are aware of.

I would contact the bank get it squared away.

I am asking on TV because it is always possible someone here has had a similar experience.

I've taken a screenshot and printed it out, which I will query with them.

In answer to the other post, the bank is Kasikorn. I am closing my account with them, because they have been screwing me around on transferring accounts from one province to another.

No offense taken, I get grouchy myself sometimes.

I've been charged a commission of 350 baht on March 3, apparently on an ATM withdrawal identified as #99001. My most recent ATM transaction was a withdrawal of 10,000 baht back in December 13.

350 baht sounds a bit steep for an ATM transaction that doesn't exist. Is this a bank error, or someone skimming? I find it difficult to believe a scammer would stop at 350 baht. Suggestions?

12 hours ago, BritManToo said:

You've answered your own question .... the agent you used didn't provide the required services (or didn't have the right  connections). Walk over the road from immigration near CM airport, there's a guy there that can provide any service you like.

Fair enough, I wouldn't know about the "services" because I've always done my visas and extensions legally. Perhaps the people I know that have moved to Cambodia couldn't even afford that.

Out of pure nosiness, how much is the guy charging? PM me if you don't want to publish here.

1 hour ago, JustAnotherHun said:

Thank god you don't have a silicon allergy

The second photo is more to my liking, although what possesses them to disfigure themselves with tattoos is beyond my understanding.

If nothing else, hypochondriacs should be having a field day with this thread.