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tomgreen

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Everything posted by tomgreen

  1. Thanks for the comment , when I contacted the Cigna representative I did ask about reducing my insurance coverage area from world wide ( not USA ) to only Asia, the Cigna representative said that they had no expat health insurance that only covers the Asia area, then he commented that I was currently using the only Cigna expat health insurance policy that was available to me , which was hard to believe. .
  2. I’m now 74 years old and have had a Cigna Global health insurance police for many years and Ive never made a claim . The Cigna Global insurance policy renewal notice has just arrived and its now 15,490 Baht per month , the policy details are ……... 1. Annual benefit limit: £325,000.00 ( approx. 14,166,750.00 THB ) 2. World Wide Excluding USA . 3. Inpatient cover only 4. £1,000.00 deductible I have to pay ( approx. 43,590.00 THB ) 5. No out of pocket or cost share . With the new monthly Cigna cost of 15,490 Baht per month , I’m now finding it a struggle to meet the new monthly cost. I do have some savings in a Thai bank which are primarily used for my 12 month retired visa extension . I do receive a British old age pension , but since I have been permanently living in Thailand for around 20 years , that British pension was frozen back then and has never been increased . Ive contacted a Cigna representative to see if theres an option where I could downgrade my current Cigna health insurance policy , to a less expensive alternative . The Cigna representative emailed me back and just said that there was no other Cigna private health policy types that can be offered .I was very disappointed the Cigna could not offer me an alternative. I’m trying to find an option or route to try and reduce the monthly private health insurance payments , but at 74 years old I think I’m going to be out of luck. It has crossed my mind about cancelling my current Cigna health insurance altogether and in theory if I do need serious medical attention , then hope that a Thai public hospital may be an option , one other thought has been that if I do need serious medical attention , some how return back to England and seek medical help there , but since I have no friends or address in England or have been back there for 20 years , so I don’t know what sort of reception would await me , health treatment wise. Another thought Ive had would be some how temporally return back to England and some how try to convince the government pension department that I’m now living back there and then hopefully get my old age pension amount increased ( which would be a good increase ) and then return back to Thailand and my family . Another option that may decrease the new Cigna monthly cost would be to increase the deductible I amount I have to pay which is currently approx. 43,590.00 THB , to a much larger amount . I can just about manage to pay for most non serious day patient medical issues , its the possible more serious medical problems that a 74 year old man like myself could expect in the future . Ive also racked my brain for ways to try and earn extra money to help in some way , but drawn a blank. My Thai wife is unable to work due to severe arthritis. Sorry for rambling on , but this whole health insurance, getting old curse is stressing me out. Any thoughts, suggestions or recommendations are very welcome. ..
  3. My wife’s widowed cousin recently passed away and she had a dog that she loved dearly. So we decided to take it back home with us. The dog ( a bitch ) named mare mar looks like its getting on in years and is very loving and friendly. Ive recently noticed that that mare mar is starting to limp a bit on her front right leg . Ive had a look at her leg and it looks like she may be suffering from some form of arthritis ( swelling of a leg joint ) In the area where we live there are no vets , the nearest vet is about 175km round trip, and currently my pickup is out of action . So before we make that long journey to the nearest vet , I’m wondering if theres some sort of pain killer that I can give mare mar in the meantime to hopefully ease her pain. Any advice or suggestions please . Thanks .
  4. Thanks to every one for your comments , advice and suggestions , its appreciated .🙏. As pointed out the apps on my old Android mobile ( Android 6 ) may not work correctly if copied over to my new Android phone ( Android 13 ) . So it looks like the best way forward is to down load new apps that are for Android 13, directly to my new Android phone. Again , thanks every one. 👍. ..
  5. Thanks, both the mobile phone are not Samsung , just wondering if Samsung Smart Switch would still work ..
  6. Cheers - Just a thought , on my old Android mobile phone some of the apps are not originally from the Google Play store , I'm wondering if using the Google account will some how reject non Play store apps and not transfer / clone them . ..
  7. I'm looking for a way to copy all the apps ( .apk ) on an old phone ( running Android 6 ) over to a new phone ( running Android 13 ) . I don't really want try and find all the apps that I have installed on my old Android phone and then download them all over again to my new Android phone. So I'm hoping that theres a way ( easy ) to just some how transfer all the apps from my old Android phone over to my new Android phone. I'm not that bothered about transferring photographs just the Android apps. Just wondering if any one has done this sort of copying over Android apps to another Android phone. Any advice / suggestions / recommendations please . Thanks 🙏 .
  8. Cheers - I'm going to check it out 🙏 .
  9. Thanks, thats some thing I did not know 👍 .
  10. I’m looking to buy a new mobile phone with the general specification of ...... 1. Android 2. Lightweight and Slim 3. Dual Slim ( one slot for a SD memory card ) 4. Display - 6 inch or above 5. Decent camera 6 .Budget – 10,000 Baht I have a problem with my hands holding a heavy mobile phone , so the mobile phones weight and thickness are important to me . Ive done some quick research and the Oppo Reno 8T (5G) seems to fit my requirements . Has any one had experience of Oppo mobile phones or can recommend a mobile phone ( any brand ) that has a similar or better specification . Thanks .
  11. I'm not sure if this is the correct place to ask this, but here goes. I have some friends from England visiting in a few months and they have asked if I could take them to see some elephants at an elephant sanctuary. They are not interested in places where the elephants are used as rides , or chained up. They are coming to stay with me at my home in Korat , so locations far off like Chang Mai / Phuket are due to the distance and time restrictions , not really an option. I have thought about taking my friends to Khao Yai National Park , but it could be a hit or miss if we would see any elephants . So I’m wondering if any one here could suggest an elephant sanctuary . Thanks Tom .
  12. Thanks, the '' Gummies '' sounds ok for a newbie like my self, any recommendations as to make / type / seller . Tom .
  13. Many thanks, your link looks interesting , but for a newbie like my self, I would not know what to do with the '' Money Maker '' product once I purchased it. Tom .
  14. Thanks, So you just mix the THC oil to make brownies or mix the THC oil into chocolate . Any chance of recommending a THC Oil that I could buy here in Thailand. Tom
  15. I’m having on going problems falling to sleep , Ive already tried some natural supplements like melatonin and magnesium , but they made no difference So I thought about trying some form of cannabis to help me sleep better. As some one who has never tried any forms of cannabis before , I’m hoping some one here may be able to suggest , recommend or advise me on the best cannabis option and route to take for a non smoker like my self. Thanks , Tom
  16. Thanks every one for your comments and suggestions. I had not thought about covering the ground using plastic sheet , so thats the way I think I’m going to go. I have to now cost the price of clear plastic sheet Vs black plastic , and wondering if using clear plastic sheeting would not show through so much as black plastic sheeting. Then cost putting some sort of stones or slabs on top of the plastic sheeting . I have a feeling with stones the two dogs may start digging and then possibly causing some sort of damage. The other thing I’m wondering about if plastic sheeting is used to cover the ground , would that be a problem when it rains as the area in question is know to flood during heavy rain , Any ideas of other possible things to put on top of the plastic sheeting appreciated. .
  17. I’m not sure if this is the correct place to post this . My Thai wife’s retired widowed mother lives alone in a small house that has an enclosed walled back garden and due to her advanced age she is finding it increasing difficult to look after this back garden . The mother is adamant that she does not want any locals coming to her house to help look after her garden . I and my wife live too far away to make regular visits to help out with the garden maintenance. So I’m looking for ideas to help help the mother out with her garden area. I was thinking that if the garden area was cleared of its existing weeds / bushes , at first that would make the garden area look a lot better , but in time due to the mother not being able to physically do any work on the garden , the weeds / bushes would then just return and the cycle of having to keep clearing the garden area , would start all over once more. I’m trying to come up with an option where by the garden area can first be cleared of the existing weeds / bushes , then do some thing to the now cleared garden area that keeps it free of weeds / bushes and looking neat and tidy. Concreting the whole garden area would be expensive. Covering the area with some sort of decorative stones , would not stop the weeds/ bushes from returning. Applying weed killer would kill the existing weeds , but the now dead weeds would still need to be removed on a regular basis . So basically I’m looking for an idea that will remove the existing weeds / bushes , then keep the garden area maintenance free along with looking neat and tidy. The garden area is approximately 14 X 15 M One other factor is that the mother has 2 Thai dogs who stay out side the house and of course roam around the walled garden area and do their business . Any ideas, thoughts or suggestions please . .
  18. Tom Jones is Black ? .Don't believe me - Click Here
  19. My darling wife does too much for me already
  20. I’m not sure if this the right place to ask this . ( moderators please move if necessary ) . I have been to see a doctor about my bed time sleeping issues and the doctor suggested that I buy and sleep while wearing a Smart Watch . Has any one had or is currently using a Smart Watch that can track night time sleeping patterns and if so could you please comment on that Smart Watch . I have an old Android mobile phone that I don’t want to change it , so having that old mobile phone limits me to Smart Watches that can run their apps on Android version 6 . Ive had a look and so far the only brand of Smart Watch that requires Android 7 and above seem to be the range of Fitbit Smart Watches. Any advice or suggestions very welcome . .
  21. Many Thanks , its appreciated .
  22. Hi In the 2 screen shots I've attached it looks like I currently have access Google Workspace admin account for my domain. But I'm not sure where to go to follow your advice ..... ( If yes, you can login there and migrate your Google Workspace to the Free Edition) Thanks .
  23. I have a Gmail email account that uses a domain name ( xxxxxx.org ) . This email address was originally set up for me by a now deceased close friend . I just logged into that Gmail account and its now telling me this … Your 14 day free trial has ended. Set up billing to continue using Google Workspace Business Starter click here . When I click the link , it takes me to this …. ( screen shot G1 ) I only use this Gmail email account for personal contacts ( Friends & Relatives ) So if possible I don’t want to subscribe to the yearly Google Workspace Business plan. So Ive not entered any details on the Google Workspace Business Starter form. But now I can’t seem to gain access to my normal email tab , where I can read and send emails , it seems to have disappeared . I'm not sure what to do next , any help appreciated. .
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