Not Necessarily, it is scarily easy for Police officers and teachers to get legitimate loans, pretty much irrespective of how much debt they already have. Police and teachers in thailand are the 2 groups with the highest amount of debt per capita
Many policies have excluded falls from balconies for some years already
Insurance companies crack down on holidaymakers claiming for balcony fall injuries
Aviva underwriter Kate Niven said: ‘The requirement that you take all reasonable precautions to protect yourself and prevent accidents is already present in all travel policies.
To clarify further . . . we will be excluding claims for balcony falls.’