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Etaoin Shrdlu

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Posts posted by Etaoin Shrdlu

  1. 3 minutes ago, GammaGlobulin said:

     

     

    You may be correct.

    But, I thought that Carson grew up in Nebraska.

    Sorry for the misinformation, which was not intentional on my part.

    image.png.29ca550271a68b0981bbff5e1368a51b.png

     

    Again...sorry....

    But, did Johnny grow up in Nebraska?

    Yes, I think he did.

    At age EIGHT....

     

    So...just saying....

    He is a product of Nebraska....folks....!

     

    image.png.d6432ce86ade834f7f3d0d903e59e467.png

     

     

     

     

    Never, NEVER...second-guess the Gamma, Folks!

     

     

    Give me a child until he is seven and I will show you the man. - Aristotle.

  2. 6 minutes ago, Liverpool Lou said:

    There's a big difference between voiding an insurance contract and simply denying a claim on a valid contract because of non-disclosure of pre-existing conditions.

     

    Yes, this is true. 

     

    What the five-year limitation might best address is a situation in which the non-disclosure is not related to the claim in question, leaving recission of the contract the only means for the insurer to deny paying the claim. 

  3. 2 hours ago, JeffersLos said:

     

    They will is the T&Cs have been breached. 

     

    None of the T&Cs have time statutes. 

     

    Section 865 of the Thai Civil and Commercial Code actually bars an insurer from voiding an insurance policy for non-disclosure after five years have elapsed from the time of inception of the contract.

     

    "Section 865.

    If at the time of making the contract, the assured, or, in case of insurance on life, the person upon whose life or death the payment of the sum payable depends, knowingly omits to disclose facts which would have induced the insurer to raise the premium or to refuse to enter into the contract, or knowingly makes false statements in regard to such facts, the contract is voidable.

     

    If such right of avoidance is not exercised within one month from the time when the insurer has knowledge of the ground of avoidance, or within five years from the date of the contract, such right is extinguished."

     

    I do not know how this plays out in practice, especially if the insurer were to allege fraud.

     

     

    • Haha 1
  4. First it would be necessary to control for the claims that are clearly not covered by the policy terms and conditions or are fraudulent. Then also for cases where the policyholder did not abide by his or her obligations under the terms of the policy or failed to make full disclosure at the time of application. Some people consider these to be "technicalities" or "fine print", but are actually essential elements of insurance and insurers are within their rights to deny claims for these reasons and can be expected to do so. 

     

     

     

     

    • Agree 1
  5. 2 hours ago, Cardano said:

    Any foreign company whether operating or not has to have a minimum of 51% Thai ownership and as such can buy or lease land. What you will do with said land is where potential problems lie.

     

    The OP's interest is in having a company incorporated in Singapore lease land in Thailand. By law, this is a foreign company regardless of shareholding since it is incorporated outside Thailand. I am quite certain such a company would require a license under the Foreign Business Act before it could undertake any activities in Thailand, including leasing land.

     

    It is not easy to get a license from the Ministry of Commerce under the FBA and there are other restrictions and licensing requirements including a specific license for foreign companies engaged in "rental services" of movable or immovable property. I don't think the MoC would grant a license simply for the purpose of leasing land. There is no business case to support the license application.

     

    Here is an article describing the FBA:  https://thailand.acclime.com/guides/foreign-business-ownership/

     

    And one with more detail, including the application process: https://thailand.acclime.com/formation/foreign-business-license/

     

    The FBA basically makes it too difficult in most instances to use a foreign company to do business in Thailand except in very special cases unless the company comes under either a Board of Investment promotion or the US-Thailand Treaty of Amity.

     

     

     

     

  6. 14 minutes ago, STD Warehouse said:

    What if it’s not operating. It’s just a foreign company, which wants to lease land, not buy, the same as a foreign person can lease land.

     

     

     

    While a natural person could lease land for purposes other than conducting business, I don't think that would be the case for a juristic person. Entering into a lease agreement for land in Thailand would likely be considered operating in Thailand.

     

    I suspect that The Land Department would need to see the license issued by the Ministry of Commerce under the Foreign Business Act before registering the lease.

  7. Yes.

     

    For a long time, SCB's branch at Mega Bang-na had one. That is until Mrs. Shrdlu and I took our hoard to be counted.

     

    We were informed that it had been removed to SCB's headquarters on Vibhavadi-Rangsit. 

     

    I suggest calling the bank to find out where their coin-counting machine is stationed before lugging coins about.

    • Thanks 1
  8. It isn't a viable work-around for an individual seeking the use of land for a residence or a small business, if that is your intent.

     

    Foreign companies may not be prohibited outright from leasing land, but the Foreign Business Act imposes restrictions and licensing requirements on foreign companies. Obtaining a Foreign Business License requires approval at the Ministry of Commerce at the highest levels.

    • Agree 1
  9. We have had a series of inkjet printers going back many years, primarily for the children to use for school projects and the like. The printers would sit unused long enough that the only remedy was to take them to the shop and have new printer heads installed. Our current inkjet/scanner, an Epson L4260, is the only one that we have had that has been able to successfully self-clean the printer heads after sitting for several weeks. 

     

    As a backup, I bought a cheap Brother monochrome laser printer that I can use for documents so I don't have to worry about having to take a printer to the shop to unclog printer heads if I need to quickly print something important.

    • Like 1
  10. Due to local regulations and market practice, insurers based in Thailand in general provide less broad coverage than most European insurers and have sometime less professional underwriting and claims-handling attitudes. If you have a choice, you are usually better off insuring with an insurer that is not domiciled in Thailand. 

     

    Bear in mind that April is an insurance broker, not an insurance company, so they could possibly place their clients' business with any of a number of different insurers, each of which may have differing underwriting standards and claims-handling attitudes. April Thailand will not be able to place your coverage with April France or any other offshore insurer due to local regulations.

     

    You may have to engage an insurance broker offshore since April France's website will re-direct you back to April Thailand if you select Thailand as the country of coverage/residence.  

     

    You may wish to consider getting a quote from Cigna. I think their office in Singapore will provide medical cover for expats in Thailand.

    https://www.cigna.com.sg/individual-health-insurance/index

     

     

     

     

     

  11. 1 hour ago, dddave said:

    :sad:

    While never a great MP,  Annie's was always my last stop before grabbing a taxi to the airport for the long trip home.

     

    What Annie's may lack in quality, it certainly makes up in terms of longevity. I remember it from over forty years ago and an internet search reveals it is still in business, now in Sukhumvit Soi 7/1.

    • Thanks 1
  12. 25 minutes ago, Neeranam said:

    You could have offered them 500 baht, this is how it works in the distict office.

    They give you thing that aren't neccessaray in order to recieve this 'fix it' payment.

    Parent's names is only required if you are going for citizenship, I heard.

     

    I recall having to write my parents' names on the pink card application form when I got mine. I was not asked to provide proof, but had blue tabien baan, TM17 residence certificate, red police book and passport. The staff at the amphur scanned each and every page of all of them. I guess they got their fill of documentation.

    • Thanks 1
  13. 1 hour ago, OJAS said:

     

    What I personally have got against the pink ID card in particular is that it doesn't include the single most crucial piece of personal information in our cases, namely the date when our current permission to stay in Thailand expires. Were it to do so I would be round to my amphur in a flash to check out the feasibility of applying for one (with fingers firmly crossed)!

     

    For most foreigners with a pink card this is true.

     

    For those with permanent residence, the pink card's first digit will be an "8", which is also the first digit on Thai ID cards of naturalized Thai citizens. In theory, this should inform that the holder of the pink card does not have an end date to his or her permission to stay in Thailand. 

     

    So far, my pink card has not been used to establish my status as a permanent resident, but perhaps in the future it may. Thailand is changing.

     

     

    • Like 1
  14. 8 hours ago, GammaGlobulin said:

     

    So that guy was talking baloney, basically, when he spoke of arriving at the name in Taipei, about 50 years ago...

    Should have known.

     

     

    KLIM dates back to 1920 and was first made by the Merrill-Soule company in Syracuse, NY. Borden bought the company in 1927. 

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