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Etaoin Shrdlu

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Posts posted by Etaoin Shrdlu

  1. I think this is an example of even a broken clock telling the correct time twice a day.

     

    In my opinion, the greater harm accrues to the biological women who have to compete against biological men in sports where men hold a proven biological advantage. 

     

    There are other endeavors where the trans community deserves protection from discrimination. This isn't one of them. Dems should let this one go and focus on something more worthy.

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  2. 9 hours ago, casula said:

    please forgive my ignorance. I am a resident. If my mother sends me money, does anyone have to pay taxes?

     

    It depends.

     

    If your mother is not a tax resident in Thailand and she sends you money from abroad, then she is not subject to Thai income tax. If the money is hers and a legitimate gift to you, then you are not liable for income taxes. You would also not be liable for gift taxes unless the amount exceeds the threshold for gifts from parents of 20 million baht per year.

     

    If you transferred money to your mother that would be assessable income under Thai tax regulations and she then transmitted it to you in an effort to avoid Thai taxation my making it appear as a gift, then it may not stand up under scrutiny if it came to the attention of the RD. I'm not sure whether this would also technically be considered money laundering under Thai law. In the past there had to be an underlying specific illegal activity (drug and human trafficking, for example) for it to be money laundering and I don't think tax evasion was one of them. I'm not sure whether this has changed in recent years.

     

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  3. I decided I needed a US phone number enough to justify the $99 lifetime subscription to Phone2. Since Viber can't provide a US number, I'll let my 59 baht per month subscription to Viber Out expire at the end of this month. Viber Out did work for outgoing calls, however.

     

    I was paying Skype a total of about $70 per year for a Skype Number together with an annual subscription for unlimited calls to US landlines and mobiles. I've tested Phone2 for both outgoing and incoming calls and it works just fine. I'll break even if Phone2 lasts for 18 months.

     

    I don't presently have a need for 2FA via SMS from financial institutions, so I can't say whether Phone2's claims that their incoming SMS service works for financial institutions' 2FA are valid.

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  4. 7 hours ago, Jingthing said:

    I just signed up for the 99 dollar "lifetime" Phone2 plan.

    Apps for Android, IOS, and web. 

    You get a U.S. or Canada number. Expanding to other countries.

    1000 minutes outgoing calls a month, unlimited incoming.

    Unlimited incoming texts, outgoing texts are more complicated if you want to use them.

    They claim that banks accept their number for 2FAs.

    Problem -- the google app is blocked for download in Thailand.

    A member here said IOS isn't blocked but not 100 percent certain myself.

    The web app can be used though. 

     

    Where did you find the option for the lifetime plan at $99? Their website seems to only offer a business plan at $15 per month.

     

     

  5. Did the lawyer present the rider's demand in writing? If so, forward the letter to your insurance company and advise the rider's lawyer in writing that all future correspondence or discussions must be directed to your insurer. 

     

    If the request was verbal, advise the lawyer that he needs to contact your insurance company and decline further discussion with the lawyer. Advise your insurer of the lawyer's approach in writing.

     

    The best way to handle vehicle accidents is to contact your insurance company right away and not pay anything out of your pocket. Let the  insurance company handle everything.

  6. I received a Christmas card here in Bangkok during the second week of February that was posted from Mountain View, CA on December 20th.

     

    Two 1099s were received on February 21st, one posted on January 23rd and the other on January 27th, one from PA and the other from, I think, upstate NY.

     

    Under normal circumstances, it usually it takes first class mail from the US about ten days to arrive.

     

     

     

     

     

     

  7. 45 minutes ago, JimGant said:

    Yep. And if filing MFJ, you can take up to $600 without the need for a Form 1116. For years I've taken a tax credit for the 15% withholding Bangkok Bank takes on my savings accounts. Sure beats filing a Thai tax return to get that nitnoy money back -- which I certainly wouldn't bother to do -- but plugging in that amount in TurboTax is slam dunk -- just make sure you put in the ersatz 1099 you build for Bangkok Bank the foreign tax withheld in the proper 1099 line -- otherwise you'll go nuts trying to figure out how to deduct it.

     

     

     

    Don't the IRS rules require that a taxpayer claim any foreign tax refunds applicable and then only claim the tax credit for the net amount after the foreign tax refund? 

     

    Simply ceding the entire 15% to the Thai taxman wouldn't seem to pass muster in this regard if a refund could be obtained. Or no?

     

     

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