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Etaoin Shrdlu

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Posts posted by Etaoin Shrdlu

  1. I visited Khao Phra Viharn a couple of times back in the previous millennium.

     

    At the time, there was a downed helicopter of Soviet make that had been used by the Khmers Rouge attesting to their use of the site as a refuge. There were also signs warning not to venture away from the temple area due to landmines. I think the Cambodians have removed the helicopter, but am not sure about mine clearance.

     

    A bit off the beaten track for most foreign visitors, but popular with Thais. I'll visit again if/when the gate is reopened.

     

     

    • Thanks 1
  2.  

    28 minutes ago, retarius said:

    Thanks Ralf, I'll try it.

    Looks like possibly another layer between the policyholder and the insurer:  Mrkumka -> Roojai -> Krungthai Panich Insurance.

     

     

    Screenshot 2024-03-10 at 4.57.19 PM.png

  3. 5 minutes ago, TroubleandGrumpy said:

    Please name a few - thanks. Moving myself later this year.

     

    I knew the people who ran Transpo back in the day. I think they sold the company some years ago and it is now called Asian Tigers. I am quite sure they offer insurance to their customers. I don't know which other companies do, but it is common practice for professional removals companies, both for local and international relocations.

     

    Perhaps an internet search on "removals companies Thailand" or something similar would be of help. I apologize for not having more specific and up-to-date info as it has been many years since I arranged this type of insurance program for a removals company.

    • Thanks 1
  4. Roojai is partially owned by Krungthai Panich Insurance and, unless things have changed recently, the only motor policy Roojai can offer is one from KPI.

     

    If you wish to stay with AIG for your motor policy, you'll want to find a broker that has a distribution agreement with AIG Thailand. Perhaps you could contact the AIG call center and ask which brokers they work with in CM that cater to expats,

     

     

     

     

     

  5. Marin is correct. If you want real Samsonite, Central Department Store is the place to look.

     

    The branch in Seacon Square on Srinakarin Road has a large selection and we were referred there from the branch in Mega Bang-Na where the stock was limited. The main store on Chidlom probably carries a large selection, too.

    • Thanks 1
  6. Tenants' insurance is available from any number of insurers in Thailand, but you would need to take out an annual policy and it probably won't cover your property while it is being moved by the moving company.

     

    If you have high-value items or specialized equipment that is difficult to repair or replace, you would probably have to declare them specifically on the application form. Insurers may or may not agree to cover them if they are very expensive or very difficult to repair or replace. 

     

    Some of the more professional moving companies may have agreements with insurance companies to offer insurance to their customers for their goods being moved.

  7. 13 minutes ago, Dan O said:

    When you renounce your citizenship you forfit your US benefits and for tax purposes and must pay taxes on market value of financial investments. it doesn't mean you can't buy property or own financial investments but by renouncing citizenship you can not benefit tax wise from that action.

     

    In order for the mark-to-market rule to apply, one has to be a "covered expatriate".

     

    A covered expatriate is one who has an average income tax obligation over the previous five years of over $190,000 per year or over $2 million in assets or fails to certify that they have complied with US tax laws for the past five years.

     

    Failing to meet these tests, no mark-to-market or "expatriation tax" would apply.

    • Confused 1
  8. If you already have a good health insurance policy, critical illness cover might be a worthwhile addition. The lump sum benefit could be used to cover the deductible or co-pay along with things that aren't covered by the health policy. 

     

    Without a health insurance policy, the critical illness by itself isn't very broad in cover and the lump sum benefits may not be adequate to address a serious illness.

     

     

     

     

    • Like 1
  9. A family member had a medical procedure in the US a year ago that was billed for a total of just under $100,000. The insurance company paid about $36,000 and we had a deductible/co-pay total of about $3,000. The hospital wrote off the rest.

     

    I can only assume that it was intentional over-billing in order to extract the maximum from the insurance company.  I'm sure that without insurance we would have been pressured to pay the full invoiced amount. Sounds as if Dr. Adams is in a similar position, but with a high-deductible policy.

     

     

  10. 9 minutes ago, Sheryl said:

    How could I check this? Handyman did mention something about the switch feeling hot.....

     

    But when switch is on how why would this matter?  Or were you referring to the afterglow rather than the flickering while turned on? 

    The glowing lights after the switch is turned off.

  11. 4 minutes ago, hello55060 said:

    Thanks my wife and her family can still teach him mandarin. We plan to live here for the long term so we are looking for normal internationals schools in bkk and not ones that cater to learning Chinese as he will have no issues learning more of that. We appreciate the suggestion though.

     

    Many international schools seek to attract children from Thai families and are expecting to work with students in the early grades who don't arrive with great English skills. My children had classmates in pre-school, kindergarten and first grade who came from families where English wasn't spoken in the home.

     

    You might want to contact the schools that you are interested in from a curriculum standpoint and ask. 

     

     

     

     

     

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