Grecian

On 11/8/2021 at 9:22 AM, Gecko123 said:

My entire career was in risk management and insurance. You can definitely assess your probability of needing medical insurance based on your age, medical history, family medical history, and lifestyle risk factors.

You can greatly reduce your risks of needing medical care through diet, exercise, and reducing the risk of accidental injury (seat belts, defensive driving, avoiding motorcycles, power equipment, ladders, etc.)

 

Yes, unexpected illnesses and accidents occur, but check the fine print on your policy for sub-limits on chronic diseases, lengthy hospital stays, pre-existing conditions, etc. If you have adequate funds to cover a medical emergency, self-insuring is not necessarily a foolish choice. It's not a hard and fast rule that medical insurance is always the most prudent choice.

Yes, I've had the same thoughts.

Gecko, care to give your opinion?

I'm 53, eat healthy vegetarian diet. None smoker, two beers or so a week , intermittent fasting, walk a lot. No stress, exercise, my mom thinks I'm health obsessed hahaha

But I will be breathing in Bangkok air!

Like BM2 I am not afraid of dying and don't need expensive treatment of diagnosed stage 4 cancer etc. I would accept the end.

I avoid motorbikes and have a good assessment of risky behaviour in general.

if treated no need for luxury hospital.

So, saying all that. Sorry btw ????, what's a good level of funds needed to self in sure with say covering 95% of all probabilities?

8 hours ago, Colabamumbai said:

First visit in 1971, most of you were in nappies. 11 years now, married, 71 still working. Regrets a few, Denise, Tabatha, Dora, etc. 

 

Those regrets. By the names I'm guessing it's women you wished you had never met as opposed to had.????

8 hours ago, Nemises said:

10 years of living a dream otherwise impossible to do back in the cold, expensive homeland. 
 

Continuously travelling the warm, friendly Kingdom staying at nice hotels/condos with different, beautiful women (who have respectable jobs) at different, beautiful beachside and other scenic locations. 

Have never been inside an immigration office or filled in an immigration form as this service is done by others for a pittance - feel a bit sorry for those who have to deal with immigration. 
 

IMO Life is too short to be stuck in the one place with the one lady for a very long time - feel sorry for those who are and are bored and unhappy about it. 
 

Regrets? Only one: not coming here sooner!
 

 

 

 

That's the life!

How much can a wise spender get away with that would have a lifestyle youd consider in the same ball park as your own?

Thanks, from a probably less cashed up 53 year old.????

7 hours ago, newnative said:

     I think you are wise to have insurance.  I know people talk about Thais being treated for free but that was not the case for my elderly Thai mother-in-law in Bangkok.  I've posted on this before.  She had very complicated health issues, including colon cancer, an operation, chemo, and kidney problems requiring dialysis and sometimes the government hospitals were all booked for ICU and her other extensive health care issues.  Her bills came to over 2MB.   With no ICU beds available at the government hospital, rather than have her in an open ward they used a private hospital to get ICU care, which went on for a number of weeks, in and then out and then back in again.  It was expensive but they wanted good care for her. 

    I think with routine, regular things care can be inexpensive and good--I've gone to the emergency room at a government hospital when I was away from Pattaya and got sick and I had good treatment.  It's good for many things but, as I say, if the health issues become very complicated with operations involved and long stays in the ICU then it can sometimes be a different story--at least that was my partner's family's experience.  In other localities the story may be different and more positive.  My Thai partner now carries private health insurance after seeing firsthand his mother's experience.    

May I ask?

How much longer did you mil live and with what quality of life?

Ah...already answered. Yes, I agree with BM2

If it were me if rather have spent that 2m while I was young.

4 hours ago, KhaoNiaw said:

Been here since 1988. I was just passing through but had a good time and stayed, well over half my life now. No regrets at all but will be moving on next year. Not because of anything wrong with Thailand, just a new adventure in a new country. 

Which country?

Those ED pills might get you hard but it doesn't increase desire or production of the baby batter.

Why  bother!

3 hours ago, thaibeachlovers said:

Did you miss the bit where I was wanting to have a trip back there? I wasn't planning on LIVING there anymore, but I had plenty of baht saved up for a long stay. Cashed that in now, so no longer an option even if I wanted to, though I don't. All the immigration hoops deter me from bothering.

I can have all the early evenings watching tv where I am without travelling 12 hours to do so.

So what did you spend this money on that is bringing a better return than Thailand would have?

Reasonable looks for whatever age I've been.

I suppose "game" is what's done it for me.

Up to late 40's that was enough.

Last 5 years I've noticed suddenly young women aren't interested in that anymore! It's all about what I'm able to provide. A baby or "support"

The hours and hours it now takes to get a girl still interested in my game probably means I should think about getting a dog for a better return on my time.

5 hours ago, Rampant Rabbit said:

But did  she  have a  "smashing  blouse"

Or a wazza set of jugs!

British comedy gold for anyone bemused!

My gf was approached by thaifriendly and paid 10k bht to use her pic on the cover pages  and advertising! I

I'd listen to chaiyathai's take on things.

3 hours ago, cape said:

Hopefully we have the resources to deal with a mass threat to the health of the nation.

Are you Thai?

What is this "we" thing you talk of?

Unfortunately yes

18 minutes ago, OneMoreFarang said:

My recommendation for everyone is to buy an air purifier. I did that last year and it made a huge difference.

Personally I only need it at night at home. I have no problems outside or at daytime. But I guess that is not the same with everybody.

 

What model and cost omf pls?

Same thing happening in the uk! Jobs galore, Nobody wants them!

With so many unemployed where is the demand coming from to cause the inflation?

Some are good at spending.

Some are good at saving.

I've never met anyone good at both!

Cheers

Peep show

Pulling

auf vider

Married with children

3 hours ago, richard_smith237 said:

Richard, 

I have some step by step instructions Which simplify the process. I can PM you if you like? 
 

Hi Richard, 

I'm British and wouldn't mind a simple set of instructions if you don't mind.

I worry on losing money on flights, hotel etc if that pre departure test is positive!

5 hours ago, Rampant Rabbit said:

Really  depends on how "you"  are

I dont  feel any need to mix  with people, dont need  nightlife, women, drugs. alcohol etc

I dont feel  any need to "thank" Thailand for letting me stay, I  have no love of Thai  culture or  people,  or  people in general, Thailand isnt special in any way I can see.

Best thing, no tax enforcement for income, worst thing total negligence from the entire population of  supposed Budhists who  have no  pride in anything except  unimportant things that cant be discussed..

To me Thais  seem  like a Borg  collective, well I aint being assimilated.

 do you think you could find a country with a population you can feel warmer towards? 

5 hours ago, cliveshep said:

I think I'd go crazy if I lived alone here but thank God I don't. My wife is under half my age, is slim yet curvy and to me very desirable and beautiful. Most importantly Semper Fi applies toi her - incredibly and fiercely loyal and cares for me like I have in previous marriages never experienced. She is smart too and a darn good partner, I'm now 75, we've been married for just 3 weeks short of  10 years. We live on my little UK pension here having sold up in the UK when I retired in 2015 at nearly 70 and sold the house, car, boat, caravan and moved here. We bought a car, a truck, 2 motor-bikes (since sold one) and a detached house outside BKK which we extended and modernised adding 2 more bedrooms and 2 more bathrooms and a UK style kitchen. I did the carcase pipework and all the electrics having seen our builder's electrics decided to keep safe and do it to UK standards. Everything else including aircon in every room was done by "professionals" here. 

Since then we have built another single storey 2 room extension together, her sisters pitched in to mix the concrete for the slab and the stanchion bases, I spread and levelled it and that was the only timewe had any assistance. I cut and welded the steel frame and roof steels and fitted them, and we clad the walls together in 8mm Sheera board. We did the roof together - our only mistake because we got a flashing leak but the roof sheeting was cheap and is too fragile even with crawl-boards and we'll change it to metal sheet next year we think. 

She was the one to lay the floor tiles which I cut for her using a diamond saw (she only leter learned to use that being scared of it).

Togther we taped and filled and sanded the ceilings and walls and my wife painted everything while I did plumbing for pump and 2 x 1000 litre tanks and all the electrics for the extension as well as plumbed in a 2nd washing machine for her sisters to use. 

Together we used my electric jack-hammer to break up the concrete at the back, and dig out and build new drainage and manholes, later she concreted it over and she tiled the whole thing.

The point of all this - if you have a good partner or wife willing to work with you - you have it all for Thailand. I am hopeless at languages but she is smart and has learned to read, write and speak English and in the translation stakes I can rely on her fully. I mend things still - washing machine, furniture, certain car repairs like changing brakes etc and she is showing an interest in tools. She made a beautiful wooden picket fence and gate across the front porch area all varnished up and made by using electric power tools. This prevents our 4 big dogs eating visitors as soon as they enter the front giving us a chance to shove them into an enclosure. More and more as I age she is becoming my builder under my direction.

We are a team and that makes it all work.

that's a fantastic post.

where did you find her?

Many thanks

Autocorrect!!!!!!

Title should read UK citizen!

Been jabbed twice. Got a little card from the nhs that's hand written saying the dates.

Is this the proof I need to enter thailand? If not how can I get it?

10 women for every man!

Men would cease competing/fighting with each other.