NanLaew

That's very reassuring and if not exactly encouraging pursuit of a healthier lifestyle, maybe incentivizes the policy holder to look after themselves better. For example, if one has Type 1 hypertension, it's relatively easy to get that back in check. However, the key to getting an exclusion lifted would be how many years of 'clean living' and no claims would they consider before lifting it?

A detached retina operation (vitrectomy) which by nature is invasive eye surgery, usually results in cataracts developing, mostly within 12 months of the operation. I had a detached retina and the ophthalmic surgeon recommended that I get an intra-ocular lens implant at the same time as the vitrectomy to prevent coming back within a year for cataract surgery. PC covered the cost of the vitrectomy but refused to cover the cataract-related IOL as they didn't recognize is as preventative surgery. FWIW, I haven't found any insurance carrier that covers cataracts. My PC insurance is up for renewal and for the third year running, there's an increase, this time due to 'age banding' so despite a 10% no-claims bonus discount, it has increased 16%. I will add a deductible and remove OPD to make the premium more wallet-friendly. However, they are also requesting signed statements relating to my eye and prostate so that they can decide on either extending the existing wait list or possibly adding an exclusion.

Sorry skippy but you are the one broad-brushing anyone who gets a legitimate visa in Savanakhet with anyone who uses an agent to get an extension in Thailand. Not at all sure why you feel your peaceful life in Thailand is so imperilled by the actions of people you don't even know. Now stop digging, you're not fit enough.

What are you smoking... you must have a guilty conscious... I am only "accusing" those who game the system as being the reason that IO's are making it more and more difficult for the rest of us who follow the rules... if you walk like a duck, and quack like a duck... my guess is that you are a duck. And now you're just being too silly. Now, skipalong now...

I use burner PC's to make my bookings then burn it and get a new one. Saves me an absolute fortune on agoda hotel rip-offs.

Take it up with your local MP, no? In the UK I mean.

https://www.marketvillagehuahin.co.th/en/shop/mobile-it/Itcityshop-marketvillage The starting clue is the where the OP posted his query, ie. Hua Hin & Cha-Am

Gotta hate sumthin' I guess.

What? How about that gogo dancer you married? You sure about that?

Good point. No meaningful income patching up creaking Pentium 4 machines for pensioners when they can get a corporate refurbished i5 with an SSD and running W11 for about 5000 baht on lazada.

Let's don't but say we did.

Their business model is based on the premise that most subscribers are on auto-renew and are either too busy, inattentive or mostly satisfied and aren't shopping around. My consumer model is to never use auto-renew and let the subscription get into "11th-hour" status or even lapsed, whereupon they email a heavily discounted annual renewal offer that I accept (still declining auto-renew).

Pure VPN. Third year of ops. No worries.

Thanks for sharing your interpretation of the pending changes to the tax laws.

And yet despite them all being "much more fun", here you are back in Thailand.

Why? You don't need a work permit or visa to get a TIN. You can then pay income tax on Thai rental income, stock dividends, overseas income which can be offset your home country's tax. It will be more challenging to the likes of the OP and those who can't get their head around income tax. Not a challenge to me.

So the IO at the border checkpoint is going to be checking tax returns now are they? don’t you know how ridiculous that sounds? @JeffersLos never suggested that the border IO's will be doing that. Nobody has. You need to think outside your box a wee bit more.

Why do you care about who other members engage with? Jog on.

Opening one usually takes longer than closing one and for now, opening a new one can be challenging. It will be even more challenging when opening a new account in Thailand requires the applicant to have a Thailand TIN (Tax ID Number).

Living in a pool villa can be like that. Not sure about being a property owner in one though.

Income tax isn't related to anyone's Thailand immigration status or their Thailand long-stay entitlement. If you have a Thai bank account in your name, the Thailand Revenue Department already know where to "find" you. If you are happy to fund your long-stay through credit cards and cash withdrawals from foreign banks via the ATM, you'll be OK.

If you insist on falsely accusing me of openly engaging in corruption on a public forum in Thailand, I will sue you for defamation. I won't, but please give it up with this holier-than-thou, 'good people' nonsense. Other people obtaining a visa that they are entitled to via legal means is not making your (sad) life any more difficult but maybe something else is?

I haven't seen any reference to 'savings' in any edicts from the RD. There are two things they have mentioned frequently that I see people desperately trying to skate around or otherwise assert they don't have. 1. Being tax-resident in Thailand. 2. Having income.

If WISE doesn't allocate a tax status to the transaction, any income tax liability is easy for the Thai banks to administer. There's always the Thai-Australian dual taxation treaty to keep you right. https://www.ato.gov.au/forms/Guide-to-foreign-income-tax-offset-rules-2023/?anchor=Attachment_A

Since there are far fewer farang tax dodgers in this blighted realm, it will be loads easier for them to wring any spare shekels out of them than it will be to tax millions of locals. There are more nations coming 'online' with regard to knowing more about your 'resident tourist' or pensioner. For example, the US immigration databases have been connected to more than just law-enforcement ones for quite a while. While undergoing one of my several secondary inspections on entry to the US, I witnessed several passengers being advised of non-immigration affairs that needed to be dealt with. A Venezuelan lady was advised that she was delinquent on divorce and custody hearings while a young German sculptor, based in the US, was advised he needed to resolve outstanding import tax issues regarding some pieces he loaned for display overseas and subsequently brought back to the US. This was over ten years ago and I can only imagine what else these guys can now see on their computer screens. For those that live on extensions and never see an airport, immigration still knows where you live.