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john donson

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Everything posted by john donson

  1. this was from a lawyer that said they had regular customers like that, money already in thailand apparently via an 'agent' as they want to keep their hands 'clean' ... guess they take their cut
  2. a nice lawyer informed me about tortor3 if you want to buy a condo, but your money is already in thailand, you could pay 7000 baht per million to the bank to get a tortor3 and the bank would deliver a certificate for the land department... would have been too easy off course... as the helpdesk of the bank has no knowledge of this... anybody with experience that supposedly bought a tortor3 at that rate ? would be 5-8x cheaper than sending back my money to home country and back... for the privilege of buying a shoebox here or better... seems the universe signaling, do not buy in thailand... already frustrated enough we cannot buy a townhouse or house to live in, in our name... been there, done that, never again, the house buying in the lovely ex-wife...
  3. as the title says... I will only have a few months left with my rental contract. Should I foresee red tape at immigration that they ask for a 12 months contract, while only having 4 months left ? Samut Prakarn immigration, as for your please, go read many 1 star reviews on google 5 stars given by rogue agents that pop in and out in a few minutes and the rest of the people can wait 4-6 hours https://www.google.com/search?q=samut+prakarn+immigration
  4. you missed the point, for krungsri, I am a many years old customer even have CC with them... but they still need a certificate... hey, to prove that who you say you are... go get it... but but... you send me my credit card overview every month, here, I brought it to you with my name on it...
  5. you almost have to send the same amount at the same time, with deemoney and with your bank, to see how much the bank is charging you as they will not let you know the costs involved, the exchange rate they apply, other hidden costs... why in god's name is there no real FLAT rate for things like this, it is a wire or digital transfer but they still think they have the right to take a percentage of your money ... I understand if there was a fixed cost but this is theft like real estate agents that take 3-5% of the whole value of the house, not a flat rate commission which is crazy... unless you made a ton of profits on the sale..but TIT
  6. it has to be registered at land department at a cost of 1% of the price of the lease and it is written on the chanote, correct ? let's say you make a contract with the owner and get all needed documentations like id card, copy of blue book now if many years pass and the identity card of the owner is expired, will immigration insist you get a new copy of the owner or with the chanote and with the lease agreement (and your name on it?) will that not be needed ? I suppose it would be normal that the owner also help you if you ask to get the yellow book for the place you lease...
  7. banks have history of all your deposits... right ? not over 10 years apparently.... kbank is screwing me royally... send 200.000 euros to my FCD account in 2009... converted to thb in 2011 got FET for it.. want to buy a condo, went to the bank... local branch could not help, send me to head office in bangkok sorry, transaction is more than 10 years old, we cannot make a paper for land department your money for a condo came from your home country... solution ? send it back home (2.5-3% cost in bad exchange rate + fees x 2 if I want to send it back to thailand... great service right... closing kbank after the end of my fixed deposit matured... PS, in the app of kbank, they say up to 100.000 US dollars, but... they could refuse or even send, charge you the costs, block it, and buy back your USD at buy rate... so lose again, for nothing... deemoney... people are blinded by the flat rate, but see how much you actually get check SELL rate from bank and they charge even more than that... it is actually many thousands of baht of fees...not the flat rate...
  8. SCAM... Phaya thai station 2 weeks ago... middle aged australian woman... tried the same sob story... atm swallowed, blabla... told her, sorry lady, call tourist police or go to the front desk of your hotel and went my way
  9. fixed deposit... don't you need to update your bankbook the same day? how you going to do that with a fixed deposit ?
  10. my 800k for immigration on a savings deposit brings me a few baht only per year with green bank any suggestion for where I can get at least a few thousand baht of interest ? and how and when to switch... I am beyond the 3 months that I cannot touch my money, and it cannot go under 400k weird as this was old people's money in case of sickness to be able to pay the hospital , right, but cannot even use that money for more than 400k or losing the extension... so... do I season 400k now at a new bank, even I will not get to 12 month seasoning with the new bank and top it op 2 months before next extension would I need a statement from bank A and B for immigration ?
  11. Personally, I might give it a shot to complain about my bank that claims my FET over 10 years old cannot be re-certified by main office in Thailand, meaning, I just lost the ability to buy a condo with money brought in the correct way, but because I did nothing with it, now useless for my purpose... sending it back to my home country, 3% loss each way... we are talking about millions of thai baht at 3% x 2 instant loss ... before you say CRYPTO, can do free or 1%, even upbit with their requirements... renting house, no car, no thai drivers licence, no yellow book... is it a crime to rent and taking taxi so I don't have headaches and ripp offs at dealerships and car repair scams anybody any experience with use and outcomes ?
  12. santander? in europe they give half... 2.8 if you are lucky weird company... how come they can do it there and not neighbor countries? banking system... you deposit 100.000 pounds / euros /dollar they only have to keep 10% in reserve they can just add a 0 and lend out 9-10x your 100.000 whatever at 4-8% so 1.000.000 whatever at 4-8% for them and you get a pittance of a few percent for your own money that is for people that thai banks could not support to give 4-5% ... they are making 10x with your money
  13. you reply for what? you got what I was talking about or not ? who cares grammar police?
  14. I am an existing customer at Krungsri and I thought, maybe opt for that 0.9% per year savings account to put / move my 800k that is parked at kbank at 0.05% so I went in with passport, current account passbook, bank card, rental agreement nope... not enough need a certificate of residence... I asked, are you joking ? I am not a new customer, even brought my name on Krungsri paper with net credit card still attached for the occasion... new rules sir ... blabla... they called somewhere... answer still no... yellow book sir? driver license sir ? well, I live in a rented house and I take taxi as I don't have car...
  15. in what a crazy red tape world we live in, when a passport, delivered by your embassy with chip and fingerprints, is not a valid document, where you can travel all around the world with, but pitty little amphur needs a photocopy paper, certified (pay embassy), translated (pay agency), mfa verified (pay government)... same goes other way... my thai divorce papers kor ror 6 and 7 need MFA, translation appointed by embassy and legalization by embassy... they all pass the KAJIEN $$$$$$ machine.... as if my embassy did not employ thai people who can read and write... thai ... and if I would come to my embassy as a joke, with forged papers, that I am divorced...
  16. I have money locked in a zero interest saving account in green bank for immigration are people getting some interest in that account for immigration ? if it is fixed deposit and they want to see 100 baht more or less, how do you manage that... yellow bank, where I am a customer for many years, came up with the fluff they want, once again, a certificate / residence... when I tell them I am client and here is the last credit card invoice you sent me... it is... get the paper or get lost, kind off...
  17. there might be signs, but how legal are those really, is you sublet for 30 days unless the buyers had to sign a clause in their contract that they really could not ... but then you could make rental contracts and put a clause that the minimum cancellation is one month in advance... it just starts on the day they start renting for 30 days and they broke the contract and you spicy, NO PENALLTY... riiiiight?
  18. thanks for confirming we are not alone... lot of gaslighters here with nothing better to do than insults
  19. grammar police english is my 3rd language how many other do you sapeeeek
  20. scam calls and sms started not much later... can not register but they have all my info...
  21. as long as there is some money on the account, right ? I am getting sick of all the red tape , now the problem will be sending out my money, it grew with interest and others... or should I leave it and visit one a year and cash out the interest in cash, converting to euros and flying back ? 3% cost of sending out my own money, on several million baht... it adds up... start to sound like real estate that steals 3% for showing your house/condo to some people...
  22. if you actually go check TT rate at banks, you get waaaaay less and the real cost of sending is 2.5-3% of your money in the garbage... here at best you get 2% at the banks for a whole year and these dudes, in 2023 with one electronic transfer where you do everything yourself, get that in a second...
  23. yes, I kept for 2 years, but it did not give any interest while THB account did so I was dumb, to convert all...
  24. was not clear or too much to read? FET, 12 years old... bank will not make a paper for land department
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