How I wish I had not commuted twenty five % of my public sector pension, would be worth a hell of a lot more, but more tax, but then when it comes to means testing for really old age benefits, lost there too.
Bit of a bugger really, a short time retired, got a win on Littlewoods Spot the Ball, matched the figure Id commuted, and endowment mortgage paid off with with a healthy bonus, still its the 82 year bit, that is the gamble, not many make it. Deferring years ago was something like 10.1%,now half the amount