realfunster
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Everything posted by realfunster
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Police Sued for B72m for Doctor’s Death at Crossing
realfunster replied to snoop1130's topic in Thailand News
Her..at least get the basics right before commenting… -
Great question - I feel the market is starting to shift as returns become more difficult to come by. Investment portfolios are shifting away from the more conservative equity/bonds ratio allocations, as that just doesn't generate enough return in the modern era. Credible sources are now even suggesting a 10% crypto holding. Nearer to retirement, it would make sense to switch to a more conservative (20/80 or 30/70) allocation, which I think would give you a decent chance of a 5% return being 3% net after inflation.
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There are some reasonable online retirement calculators you can play around with but I find a lot of these very conservative and a bit limited in variables so I set up my own Excel spreadsheet to assess when I have enough to retire. Not for a few years yet... If I plug in your GBP 300k savings pot and add in the pensions at 67 years old with retirement at 60 I get the following for when the money pot runs dry : THB 100k per month : 81 years old THB 83k per month : 92 years old Retiring in 5 years at 65 makes a big difference : THB 110k per month (100k+ inflation) : 88 years old THB 90k per month (83k+ inflation) : 100 years old My calculation includes cost inflation at 2% and capital investment returning 5% per annum. Frozen UK pension as you will be overseas claimant. Health insurance would be a major consideration and at mid-60s I have been budgeting around 120k+ per annum. You might find some suppliers get reluctant to insure once you get to a "certain age" and as others mentioned a major health incident & expense can eat up a fair chunk of your savings. On around 80-100k cash in hand per month, that should be enough to have a very decent standard of living and get in 1 trip a year home in economy class + spending money. Depends how expensive your tastes are !
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Meet “Pareploy”, former female boxer behind the viral street brawl
realfunster replied to snoop1130's topic in Thailand News
Don't you just ! Outcome THB 1k fine all round- tells you all you need to know... -
Meet “Pareploy”, former female boxer behind the viral street brawl
realfunster replied to snoop1130's topic in Thailand News
Disagree, from a couple of legal sites on Google : An assault is committed when someone “engages in conduct which places another in reasonable apprehension of receiving a battery.” It’s a threat—real or implied—of a battery, or a battery in progress. A battery occurs when one “causes bodily harm" to a person. Is Throwing a Drink on Someone Assault? Yes, throwing a drink or any other item on or at someone can be considered assault. You do not need to make physical contact with your accuser to be convicted of assault. You can be charged for spitting on someone, pouring a drink on them, or throwing a drink something on them, as long as the physical contact with your accuser was violent, offensive, or painful. However, an intent to injure must also exist for an assault conviction. So, for water pouring, maybe a case to debate for assault (although note the guy did immediately walk away, so I assume difficult to argue the reasonable apprehension of receiving a battery and the intent to injure does not seem there..) and it does not appear to be a battery. -
What do you mean, that Omicron is spreading rapidly in Thailand ? I am only surprised that it has taken so long here, given other countries’ experience. Most places have reached their Omicron case peak in 3-4 weeks from patient zero, I think the first case in Thailand was mid-January. Obviously, the government restrictions are doing a marvelous job of slowing down the spread
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I wonder why that might be ? Is Omicron a very slow burner compared to Beta/Delta ? The case peak in SA was between 10-24 December (7+ weeks ago). Could it be with higher prevalence of cases that non-directly attributable deaths are being recorded as COVID ? Anyway, the good news is that SA current deaths peak is around 20-25% of the level of the Beta & Delta waves. In other words, a 75-80% reduction.
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Police attend seminar - to learn how to be "more efficient"
realfunster replied to webfact's topic in Bangkok News
Obviously targeted KPIs are needed : - Increase average fine per shakedown from THB 150 to THB 300 Hey presto, same results in half the time ! Right, I am off down the snooker hall.... -
They left too early and nothing to show
realfunster replied to georgegeorgia's topic in ASEAN NOW Community Pub
If you don't mind me asking, how did you manage financially when retiring at 45 and dealing with a (I assume expensive) divorce in your early 50s ? -
Tragic case, she was just trying to take care of her boy. That is, at a minimum, 2 mental illness related killings in the last fortnight. Kanchanaburi attack being the other. Do you reckon it’s time for Thailand to up their game on mental health services ?
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Several Thai work colleagues have tested ATK positive in Bangkok in the last 2 weeks. Even with minor Omicron symptoms, all were pushed through the ‘system’ with x-rays, PCR tests and a hospitel stay, being fully confined to their room. Seems 7-10 days is the range of average stay. All covered by the company insurance with a local provider. It’s not just the tourists that are getting fleeced…
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“Thailand’s Chatree gold-mine battle is coming to an end – but who won?” Good question. Hmm, I wonder. From the linked article : It should be noted that Kingsgate announced earlier this month that it “acknowledges the cooperation and goodwill shown by the Thai government”, after it received four mining leases for Chatree. Each of the leases runs for 10 years from December 31, 2021. Kingsgate has interpreted the issuance of the leases as a green light for resumption of operations at the gold mine. Great use of taxpayers money on THB 600m on legal fees, could buy half a submarine with that.
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Yeah right, just like Epstein.... Why would they even bother ? From what I can see on their website there is no interpol notice issued for him anyway ? All Google shows me is Thai press reports indicating the Thai police saying that they have requested Interpol to issue a red notice. How likely do you reckon that is ?
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Eighty percent agreed it is not worth traveling outside Thailand now
realfunster replied to webfact's topic in Thailand News
Where are these 'many eateries' located ? I have been to 10+ restaurants in the past month in Bangkok and a test has never been requested. -
COVID-19 causes closure of loss-ridden major insurance company
realfunster replied to snoop1130's topic in Thailand News
Well, COVID insurance (the 'Thai' version of THB 100,000+ for just testing positive) was a monumental brain fade by several companies in the industry. AFAIK 2 companies have now folded, I suspect others will follow. I am truly staggered at the stupidity, recklessness and greed of these companies. The OIC doesn't come out of this well either having at least provided some sort of review/approval of these policies. Not sure if their mandate includes asking insurance companies 'are you bat <deleted> crazy?' but they must have some responsibility for regulating the insurance industry and protecting consumers. -
World Monitoring Spread of BA.2 Omicron Subvariant
realfunster replied to snoop1130's topic in Thailand News
I know, I think we are all suffering from pandemic fatigue at this point. Very early data from the UK suggests BA2 may be more transmissible than BA1 and with the same medical prognosis, typically mild but with the odd outlier. Grudgingly, I will admit it’s worth keeping an eye on it, as if it is actually more transmissible, it still has some potential to put pressure on healthcare systems. -
What’s the alternative ? Keeping local organized crime in business with illegal gambling or letting Thais offshore their money (losses) via websites ? I can’t see either of them being good outcomes for Thailand. Governments worldwide have tried prohibition in many areas over the years. Unless you are prepared to go down a draconian authoritarian route, it never works if a significant number of the population don’t believe it is a ‘reasonable’ restriction.
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Easy… With its world famous tourist industry and (outside of COVID times) tens of millions of foreign tourists annually, we could simply charge them an ‘special’ price (say 5x-10x local fees) to enter forests & national parks. Local government officials can be 100% trusted to equitably distribute monies received to underlings for their valuable work in maintaining and protecting these areas. Hey presto - problem solved ! Oh wait…
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Quite. A complete humiliation for all concerned. He should have been sacked when the facts of his previous conviction were made known. Obviously, reflects poorly on him but also on the government who were presented the opportunity to make a decision of integrity and turned the other way… Pathetic all round and a national embarrassment.
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Senior Thai doctor says COVID-19 could lead to long-term side effects
realfunster replied to webfact's topic in Thailand News
Cutting-edge research, the good doctor should inform the global medical community of this development. I am not a medical professional but I would propose ‘long COVID’ as a catchy name that gets the message across to the general public.- 169 replies
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