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December 24, 2021

Looking for an extra reason to join the gym or clean up your diet?

As well as helping you stay healthy and boosting your physical and mental well being, getting in shape can help boost your finances, especially when it comes to your health insurance.

Did you know that the better you eat, the more you exercise and the healthier you are, it may help to lower the costs of your health insurance premium.

You may not be aware but some health insurance policies come with wellness benefits that can offer discounts on premiums, health check ups or other offers such as vouchers for gym memberships.

Being healthy can mean lower premiums

The idea being that the healthier a person is, the less likely they are to need medical services.

And if you are less likely to use medical services, an insurance company will regard you as being a low-liability customer.

The less of a liability you are regarded by an insurance company, the lower your premium is likely to be.

Even small improvements to your diet or overall health can have a positive impact on your overall well being, which in turn could lead to a reduction on your insurance premium.

Rewards

Some insurance companies offer incentives to encourage people to improve their health.

A recent trend is for insurance companies to offer things like a reimbursement of a gym membership to customers who can show they are regular gym goers.

The reasoning behind it is that the stronger, fitter and healthier you are, the less likely you are to develop health conditions or get sick. And if you do fall ill, it is more likely you will recover more quickly.

By reimbursing you for a gym membership, the cost is far less to the insurance company than paying for treatment for a condition which you developed as a result of being overweight, for example.

For more information on health insurance, including a choice of coverage up to 30M baht and premiums starting from just 882 baht/month* contact Aetna now

December 23, 2021

There are many reasons why someone might want to move or retire to Thailand.

Aside from the affordable cost of living and the great climate, Thailand also has excellent standards of health care, which can not be said for other retirement havens in Southeast Asia.

Thailand’s healthcare system is internationally recognized as one of the best in the region.

The government or public hospitals in major tourist hubs such as Bangkok, Pattaya and Phuket will have English speaking staff and can offer good levels of care.

While the same level of care might not be available in rural Thailand, treatment is normally at an acceptable level.

As an expat living in Thailand it is important you consider the level of care you wish to receive should you become ill or have an accident.

Nothing can be predicted and falling ill or having an accident often occurs when we least expect it.

The level of care you receive is of course indexed against what you can afford.

For expats in Thailand who don’t have health insurance, you risk being left with significant medical bills even if you opted for treatment in a government hospital as opposed to private hospital.

Even fairly routine or minor treatments can cost a lot if you do not have coverage.

Prices can also vary significantly depending on the hospital.

A routine check up at a private hospital is likely to cost around 3,000 baht, and while it is likely to be less at a government hospital, you could face a lengthy wait to see a doctor and not have access to English speaking staff.

If you need to stay overnight in a private hospital, you would be given your own private room but should expect to pay in the region of 5,000 to 10,000 baht per day.

If you are admitted to ICU the cost of your stay in hospital could skyrocket to as much as 100,000 baht per day.

The cost of treatment for more common conditions or infections, while also varying greatly, can be significant.

Treatment for something such as dengue fever, which could require several days stay in hospital, can cost up to 80,000 baht if treated privately.

Treatment after having a motorcycle accident - an all too common occurrence in Thailand - could cost into the millions of baht depending on the severity of the injuries.

As stated, costs will vary depending on the hospital, length of stay and any potential complications but the above gives a rough idea of how much some common medical procedures can cost in Thailand.

For more information on health insurance, including a choice of coverage up to 30M baht and premiums starting from just 882 baht/month* contact Aetna now

December 23, 2021

Urologists team led by Dr. Suntchai Wirotsaengthong in M Centre, BNH hospital, Bangkok, Thailand become the first team in Asia performing both Rezum and iTind – the latest minimally invasive procedures for Benign Prostatic Hyperplasia (BPH).

BPH is medical term of enlarged prostate. Normally, it happens with men in their 50s, when prostate, a walnut-shaped gland, starts to grow and presses on the urethra.

As the result, about half of men with BPH are suffering with bothersome symptoms like a weak urine flow, difficulty with starting urinate or emptying the bladder completely. It also gets men up at night and puts them in urgent situations almost the time. The sufferers may experience some embarrassing moments like urge to find the bathroom at restaurant, urge to find pit stops in long road trip, urge to make water when are having romantic time with their partners.

At certain level of severity, seeking medical attention is required. Oral medicine and transurethral resection of the prostate (TURP) are traditional methods. However, taking medicines in long-term and TURP cause unexpected side effects which erectile dysfunction and retrograde ejaculation are among them. That makes some men think twice before reaching out for a treatment.

Understanding the concerns of patients, Dr. Suntchai and his team have been striving to find new approaches to address patients symptoms without surgery.

Consequently, M Centre, BNH hospital, Bangkok, Thailand has been become a first Urological clinic where both iTind and Rezum – the latest minimally invasive procedures have been done.

iTind is the newest treatment for BPH. By using temporary nitinol device, it reshapes the prostatic urethra, gradually creating a wider opening through for urine to flow freely.

Rezum is using the natural energy stored in few drops of water to inject to the enlarged prostate tissue. The excessive tissues which are pressing on the urethra will be removed thanks to the heat from each 9-second-needle-treatment.

Both procedures can be done as outpatient treatments with light sedation and patients are able to go home in the same day. Most of them return to regular activities within a few days.

The efficacy of iTind and Rezum is demonstrated through significant symptomatic relief and durable improvement.

In detail, 3-year-study of iTind has shown that the symptoms score reduced 19% and the urinary flow rate improved 41%.

The corresponding numbers of Rezum are 48% and 44% reported by a 5-year-study.

More important, there is no adverse events related to sexual function caused by these treatments were recorded.

All procedures are now U.S FDA approved in 2015 and 2020 respectively.

“We have to understand that there is no same treatment protocol for every cases. However, if you’re right candidate of either iTind or Rezum, it can bring a lot of benefits for you,” Dr, Suntchai said.

Talk more with Urologists team in M Centre, BNH Hospital

December 23, 2021