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The Lofts Yennakart is a luxury condominium project developed by Raimon Land, one of Thailand's leading developers. The company focuses on the luxury and super-luxury segment with numerous outstanding award-winning projects. Situated in a prime location on Soi Amorn, Chong Nonsi area of Bangkok, the 18-story high-rise residential condominium offers 176 units from one, two, and three-bedroom, elegantly furnished with premium-quality materials. All units range from 55 to 180 SQM. The Lofts Yennakart features a well-equipped gym that overlooks the water garden connecting to a large pool terrace, approximately 60 meters in length. Local amenities include convenience stores, restaurants, schools and hospitals, and close to BTS Chong Nonsi. Experience refined living at a luxury residential condominium in the heart of Bangkok with The Lofts Yennakart. Elegant one, two, and three-bedroom units with a scenic pool terrace and well-equipped gym. Located near BTS Chong Nonsi. Book a visit now. Click on the link to learn more about this property http://sav.li/theloftsyennakart For property viewing contact: +662 636 0300 +668 4422 9090 [email protected] Facebook: SavillsTH Line Official: @savills www.savills.co.th

If you're looking for low priced and high quality cannabis (weed, ganja) in Pattaya then come see us. Prices start at 100baht for local Thai cultivars and max out at 600baht for locally grown, premium/exotic cultivars from genetics around the world. We've also got a large selection of edibles from ice cream to gummies, to cookies and more. Located right off Beach Road on the 1st Floor of Royal Garden Plaza in beautiful Pattaya, Thailand. We're right down the road from Walking St. How to Find Our Shop https://youtube.com/shorts/FqePaNvKCKw?feature=share If you don't feel like leaving the house then message us on Line, Instagram, or Facebook. We'll take care of you. https://lin.ee/ftZRJ9x - Line = bestbud https://www.instagram.com/bestbuds_pattaya/ https://www.facebook.com/KanchanaPattaya Our adult use retail facility offers convenient access to the highest quality organic cannabis, edibles, and accessories for customers 20 years and older. At Kanchana, we pride ourselves on customer-focused experience. Our knowledgeable and compassionate staff are trained to listen, understand, educate, and advise customers who are visiting our store. We will do our best to ensure that each “experience” is positive and personal.

Medical insurance is important to your future health and wellbeing as an expat, so it’s vital to choose the right company. We believe that if you’re happy with our service you’ll recommend us to others in your community, which will help us to grow a healthy business. So, we’re all in this together. Our insurance partner takes a sensible, grown-up, and flexible approach to your pre-existing conditions and claims and does not apply crazy price increases. Choose the best and most affordable full - life medical insurance for locals and expats globally. Contact us: https://quotes.coverage4u.info

SKY STREAM THE NEW WAY TO GET SKY TV ANYWHERE IN THE WORLD! EPIC ENTERTAINMENT STREAMED TO ANY TV OVER WI-FI. NO DISH, NO FUSS. Sky Stream provides full access to Sky’s premium content without the need for a dish. Epic entertainment streamed to any TV over WiFi. So no dish, no fuss. Fully 4K Capable. Contact our friendly team today on +44 203 667 3565 today or email us at [email protected] and we will send you the new tiny Sky Puck to your door. You then just Plug in via a VPN and Enjoy. Prices start from £150 We can show you how to legally watch Sky TV in Europe, Australia, USA, Thailand, Canada, Spain, France, Germany, Netherlands, Dubai, UAE, and Anywhere Abroad. No copyright streaming. Nothing illegal. We're a reputable company with an exceptional customer service record and have worked in the Satellite TV industry for many years. We always strive to give our customers the highest standards of products and service. Stream the TV you love Exclusive Sky channels. Sports, Cinema, Kids. National Geographic too. Netflix originals and unmissable shows not on Freeview. All together. Easy. What Is Sky Stream? The new and easiest way to get Sky TV. With no dish and no need for an engineer you can get Sky Stream delivered and set up the very next day to start watching via any WiFi on a TV of your choice. Sky Stream brings all your favourite content together in one place, including Sky Entertainment, Netflix originals and unmissable shows not on Freeview. Also with the option to add on channels like Sky Sports, Cinema and Kids. What Channels Do You Get With Sky Stream? Sky Stream includes Sky Entertainment alongside Netflix originals and unmissable shows. With up to 150 live channels such as BBC and ITV as well as a host of apps, you get all your favourite entertainment in one easy place. Can You Record On Sky Stream? Instead of a record button, just add shows to your Playlist using the + button on your Sky remote. You can add all of your favourites from TV, on demand, apps including Amazon Prime Video, Apple TV+, Disney+ and more to your playlist. Shows are usually available shortly after they’ve finished so you can watch shows from your Playlist as soon as they are available. You can also instantly restart shows from the TV guide so that you never have to miss a show again. What Is Sky Stream Puck? Sky Stream Puck is a set-top streaming box, small enough to sit in the palm of your hand. Just plug your box into any TV to access the same experience, structure and features that you get with Sky Glass. You can enjoy Sky’s services, including live channels as well as all its on-demand content libraries, without the need for a dish. All you need is a TV with an HDMI port. https://www.chigwellsatellite.co.uk/products/sky-stream

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MARQUE Sukhumvit is a super-luxury condominium project developed by a well-recognized real estate developer, Major Development Public Company Limited. The company focuses on high-end condominium development in Bangkok and major cities around Thailand. This high-rise condominium offers 50 floors and contains 149 total units spread across 3 rai or 5,000 square meters, with highly private 4 units maximum on each floor and 2 exclusive units on penthouse floors, with 3-meter-high ceilings, offering the room more spacious and aesthetic appeal. There are 3 room zones: Legacy zone, Heritage zone for a room with a Jacuzzi on the balcony, and Penthouse zone for a room with a private swimming pool. The project reveals refined design in every detail from the exterior and interior—the exterior features the Crystal-shape while the interior showcases Metropolitan Luxe décor, and the materials are well-selected from leading brands. Each room has a private elevator and detached sound-absorbing wall system. The facilities and the common area are pleasant with a sunken deck, a floating deck, a cigar and wine bar, a library, and a pantry, including a large green garden with a stunning city view around the Chao Phraya River. Facilities include a large swimming pool, a whirlpool, a Jacuzzi, a his-and-her sauna, a gym, an aerobics & yoga studio, a kid’s area, a multipurpose room, a golf simulator, and a private massage room. The project also provides parking space for 282 cars and 24/7. Click on the links to learn more about this property. http://sav.li/marquesukhumvit http://sav.li/marquesukhumvitsavillsthailand Property Management by Savills Thailand For property viewing contact: +66 084 422 9090 +66 02 636 0300 [email protected] Facebook: SavillsTH Line Official: @savills www.savills.co.th

A Toast of Love by the Chao Phraya at The Terrace@72 Tuesday 14th February from 5.00:9.30 p.m. Experience a moment to treasure with a toast of love during Valentine’s Day, enjoy a romantic seafood international buffet dinner for THB 1,299 per person with unlimited soft drinks included. Riverside seating is limited, first come first served! **Save more when book seating by February 10th, receive a complimentary one bottle of sparkling wine per a couple plus a box of chocolate. Reach us at 66 (0) 2 688 1000 for reservations or for any queries. or shop our e-coupon on Line Shopping at https://bit.ly/3BjrmJb

My baby needs to be sold as I haven't been able to ride & now will undergo cirvical spine surgery. Now reduced, but will concider any reasonable offer. Maybe except a part trade in large cruser or 350 scooter. 2011/2012 Ducati Monster 1100 evo. Its in very good condition, great power & only 13000 original km. Offers welcome. Contact: [email protected]

My baby needs to be sold as I haven't been able to ride & now will undergo cirvical spine surgery. Now reduced, but will concider any reasonable offer. Maybe except a part trade in large cruser or 350 scooter. 2011/2012 Ducati Monster 1100 evo. Its in very good condition, great power & only 13000 original km. Offers welcome. Contact: [email protected]

Given that smoking is a leading cause of preventable death and disease worldwide, it’s no surprise that health insurers take smoking into account in their underwriting process. In other words, whether or not you smoke will determine the level of risk you’re deemed to pose to the insurer and the terms and conditions of your insurance policy. Who is considered to be a smoker by insurers? Can smokers secure health insurance? And, most importantly, does smoking affect your health insurance premiums? In this article by our friends from Pacific Prime Thailand, we’ll answer these questions and so much more. Please note that the specifics can vary from insurer to insurer, and the information presented here is by no means applicable to all insurers. 1. Who is considered to be a smoker by insurers? First things first, it’s important to unpack the definition of a smoker. While there’s certainly a difference between a chain smoker and someone who only smokes occasionally, the stance that insurers take tends to be far less nuanced. Insurers typically consider an individual to be a smoker if they have used any form of tobacco products within the past year. This includes cigarettes, cigars, pipes, chewing tobacco, and e-cigarettes. Some insurers may also consider individuals who have used other forms of nicotine, such as nicotine gum or patches, to be smokers. 2. How do they determine an applicant’s smoking status? In order to determine an individual's smoking status, insurance companies may ask applicants to fill out a health questionnaire that includes questions about their current and past smoking habits, including whether they currently smoke, how much they smoke, and how long they have been smoking for. The health questionnaire may also include questions about the use of other tobacco products and nicotine replacement therapy products. Some insurers may also require a nicotine test to confirm an applicant's smoking status, which can be done in various ways, such as a blood test, a urine test, or a saliva test. 3. Can you lie on your health insurance application form? It may be tempting to lie about your smoking status on your health insurance application form - especially if you currently don’t smoke - and many applicants do indeed hide crucial information like this from insurers. Besides the fact that lying on your health insurance application form is unethical, it can also have significant consequences down the line. If the insurer finds out that you’ve lied about your smoker status through the results of any medical tests and/or consultation, they may either revoke your policy or refuse to process your claims. The end result is that you’ll be left without coverage when you least expect it. 4. What are your health insurance options as a smoker? As a smoker, your health insurance options may be more limited compared to non-smokers. From lung cancers and heart diseases to stroke and other cardiovascular diseases, the number of health conditions associated with smoking is endless, which means that smokers are more likely than non-smokers to seek healthcare and make expensive claims. This negatively affects the loss ratio of health insurers who may want to pass off some of this burden to smokers. Some insurers may outrightly refuse to cover smokers, while others may agree to do so with a higher premium. 5. Are there ways to lower your health insurance premiums? For those of you who are considered to be smokers by health insurers, you’ll be glad to know that one easy way to lower your health insurance premiums is to give up the unhealthy practice. You can kill two birds with one stone, saving money on both health insurance and tobacco products, as well as safeguarding your health and the health of those around you - something you certainly can’t put a price on. Giving up smoking may seem daunting, but it’s not impossible if you have the right support and willpower. Familiarizing yourself with the withdrawal symptoms and distracting yourself when you have the urge to smoke is a great start. Whether or not you’re considered to be a smoker by health insurers, you’re more than welcome to learn about your health insurance options and/or secure a plan by reaching out to Pacific Prime Thailand. As a global health insurance brokerage, they’ve got 20+ years of experience helping expats like yourself navigate and simplify the world of health insurance. Contact them today!

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As you wrote your new-year resolutions for 2023, did you also take a look back at your 2022 resolutions? If you didn’t do too well following through on your resolutions last year, you can take some comfort in knowing that you are actually in the majority. If that’s no solace at all, well then know that at least you resolved, and that alone makes you a whole lot closer to success than those who didn’t. But of course, our readers are not going to be satisfied just knowing they are already knocking on the door of success - your story MUST BE one of success itself! So in this article, we’ll share with you a few tips on turning resolutions into reality. Our focus will be on fitness and health goals, but as you’ll see, whatever helps you achieve your fitness and health resolutions is not going to stop at that. 1. Set specific, realistic, and meaningful goals Your resolutions must have significance, but at the same time, you have to stand at least a realistic chance of achieving them. Otherwise, either you’ll be so discouraged you’ll want to throw in the towel from the get-go, or you’ll be wasting your precious time. On top of that, your resolutions should be specific, so that it will be easy to tell when you accomplish them. That’s why it’s better to resolve to bring your weight down to 170 lbs (let’s say from 180 lbs today), instead of telling yourself to simply “eat fewer carbs and exercise more”. A specific target weight number paints a beautiful mental picture that fires you up. And while losing 10 pounds in a year is certainly achievable, people around you will notice that the health benefits are real. 2. Make a plan for achieving your resolutions by taking into consideration the time and money needed Now that your resolutions are set, it’s time to think about how you’ll go about them. This plan serves two purposes - it reminds you what to do and what to refrain from doing to achieve your stated goals. Provided you plan carefully, any unfeasible resolutions will also be exposed. Likewise, if you have been too easy on yourself when making your resolutions, careful planning will most likely reveal that by letting you know you can do more, possibly much more. It is this plan that reminds you what to do on a day-to-day basis, not your list of resolutions. So, if you resolve to undergo a very thorough checkup and secure better health coverage this year, your plan will remind you to arrange your colonoscopy, cardiac imaging, and body check, and to call your insurance broker to explore your options, at the right time. 3. Tell others or keep quiet about your resolutions depending on your personal style Some people are more motivated when people around them know what they are trying to accomplish, while others feel more comfortable and focused when only they know about their plans. There is no right or wrong, so whatever floats your boat. However, one undisputed benefit of letting more people know about your resolutions is that their input may well cause you to change your mind on certain aspects and thus refine your plans. For example, if you plan to relocate and end your current health coverage, a friend who has relevant experience may be able to convince you to take your time there because you may not be relocating for good. 4. Don’t simply take out the fun, put the fun back in as well! One common complaint about health advice is that it tends to take the fun out of life. Many people, knowingly or otherwise, have chosen to take a little bit more health risk to living life more to their liking. Thus, one way to help yourself stick to your health resolutions is to pack as much fun into the healthy lifestyle as you possibly can. Is your doctor recommending that you cut down on red meat consumption? Then ask them if it’s okay to add more salmon and chicken to your diet (supposing you like salmon and chicken, that is). As they say, time really flies, especially when you are having a good time. 5. Allow yourself to indulge a little occasionally Speaking of putting the fun back in…what better way to do it than allowing yourself to indulge a little now and then? So even though red meat is not the recommended variety, enjoying a steak occasionally won’t do much harm (of course, ask your doctor about that first). Having said that, there are many things that you should never indulge in, not even occasionally. For example, the health hazards of smoking are simply too numerous and serious, and second- and third-hand smoke has been proven to be harmful to the health of your family and other people around you too. 6. Prioritize and, if necessary, scale back your resolutions Things don’t always go as planned…well, make that things rarely go as planned! And that’s why it’s crucial that we know how to prioritize. Read your resolutions again, and identify which resolutions are the important ones. And which ones can be postponed if necessary? Indeed, even if you are likely to be able to stick to all of your resolutions, it’s still useful to know what your key resolutions are so that you can focus more on them. So highlight or put a star next to the “big ones” now! Scaling back is another useful skill here. Many of us have an innate tendency to simply give up when it’s unlikely a goal can be achieved as originally envisioned, but the far better thing to do is to scale back, which is a bit like renegotiating with yourself. So, if it’s late October already and you are unlikely to weigh 170 lbs at year-end, how about setting 175 lbs as your new target? This new and realistic goal will fire you up once again. 7. Remind yourself about the consequences of unhealthy habits now and then We have all been educated about the potential health consequences of smoking, excessive alcohol consumption, living a sedentary lifestyle, etc. But why is it that so many people still don’t seem to care? The reasons are varied, but one of them is that for many people, their understanding of the health consequences is only at the “basic awareness” level. It’s one thing to know and another thing to see. The behavior of many people can be changed if they actually see the consequences rather than just know about them, and that’s exactly the rationale behind putting repulsive photos on cigarette packs and other similar initiatives. If you sense your discipline is slacking a bit, it’s likely that seeing Internet videos on the consequences and how people’s lives can be affected will just be the booster dose you need. May your 2023 be filled with joy and success! Looking for better health insurance in Thailand? If you are an expat in Thailand looking to secure or review your health insurance, look no further, because Pacific Prime Thailand is your ideal partner! With more than 20 years of experience under their belt, Pacific Prime is well-positioned to apply their expertise and experience in all matters related to insurance, to provide unbiased advice and unsurpassed support that only a leading global insurance brokerage can. And because Pacific Prime Thailand works with all the major insurers, you and your family will be presented with the best options that also fit your budget, which you can secure at no extra cost! So, get in touch with Pacific Prime Thailand to discuss your needs, or for a FREE plan comparison today!

MA Villas Samui Estate in Mae Nam, hillside location at the southern border of Mae Nam Village at the north coast of Koh Samui. Key Features: Chic and modern 3 bedroom pool villa Located in a private property at the southside of Mae Nam Hill 5 minutes drive to Mae Nam beach Fully furnished to a high standard Single story & solid construction Immaculate design & presentation Tropical contemporary style decoration, fully furnishing included Western-style kitchen Electric hob & hood →>>> GAS or ELECTRIC 6-seater teak wood dining table Air conditioning & ceiling fans Tropical garden landscape Electric expenses at Government Rate Two 2000 liter fresh water tanks Built size: 227 sqm approx. Internal size: 138 sqm Land size: 484 sqm Private parking ***Covid-19 Special Offer - Sales Price at THB 16.9Million only! Please visit our VR pictures link; https://my.matterport.com/show/?m=VUVSzPkutjz For more information Please contact Mr. Glom Tel/Whatapp no: +66(0)87 7822654 Email: [email protected] Website: https://www.mavillasamui.com/

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As a person gets older—for the most part at least—many of us aren’t so fussed about flashy cars, but rather, practical ones. It’s no longer about looking ‘cool’ or being able to speed around; but more about being able to get around with great comfort, and to drive long-distances without feeling drained or aching. Of course, another important feature, is getting cheap car insurance. Nobody wants to be spending the majority of their pension on insuring a car that they only use to run around after the grandchildren, and to do the occasional trip to the super market. As such, in this article, we’re going to talk about a number of different cars that are suitable for older drivers, and the sort of features to look out for (especially if you are interested in a lower insurance premium). Senior-friendly features to consider when choosing to buy a car When buying a new vehicle, as an older driver, you should always be thinking about things like: · Fuel economy · Reliability · Affordability · Height · Accessibility For many older drivers, getting in and out of a car can become quite uncomfortable. As such, finding the right car height is something that becomes very important. That said, is an SUV car the best way to go? Visibility for older drivers One of the most important things that an older driver should be concerned with is visibility. As we age, not only do our reactions slow, but our eye-sight fades. This is why having a vehicle that provides as much visibility as possible is essential, or at least, something that is not to be scoffed at. You need to be able to see from every angle: the car front, the sides, and the back. When you are in a vehicle that is higher off the ground, it becomes much easier to keep track of your surroundings. Things like big windows and rear view cameras are crucial for optimum visibility. Accessible controls for older drivers Having large, easy-to-read car dashboards are ideal for an aging driver. You don’t necessarily want to be playing around with touch-screen devices so make sure that you test out the vehicle control station before you make any final commitments. In any case, the best cars for older people will have intuitive designs, high-contrast displays, and the option to increase the size of fonts as well. Car Safety features are crucial for older drivers When you’re twenty-one, driving around in an old banger that is barely road-worthy isn’t the end of the world. As you get older however, you must afford yourself a safe vehicle that is equipped with plenty of features that facilitate those who are more fragile or prone to personal injury. Here are some of the car safety features that we highly recommend for older drivers on the lookout for a new car: · A back-up /rear view camera · Automatic emergency brake · Blind spot warning system · Lane departure warning · Lane keeping assistance · Rear-cross traffic alert · Adaptive cruise control · Driver attention warnings · ABS · Airbag · Etc. Of course, it is important to remember that these car features are not to be solely relied on in order to drive safely on the road. You must always be alert and at attention. Be always honest with yourself and what you are capable of on the road. Having some of these amazing car safety features can indeed reduce your overall insurance premium. Please note, that this isn’t guaranteed, but it can certainly go a long way toward securing cheaper deals with insurance companies or brokers. Vehicle space for older drivers When you purchase a new vehicle, you should also consider how long you plan on keeping it. Are you going to hold onto it for the next decade? If so, then you should account for the space that you may need over the coming years. Having ample cargo space for walkers, scooters, and any other mobility-related aids would help you ahead in your later years. That, and it’s also very nice having extra space to ferry the grandchildren around in (just don’t forget the car seats and protectors to keep those grubby fingers at bay). Car Comfort is key And of course, there’s nothing quite so important as being comfortable as an older driver on the road. You don’t want to end up feeling sore and fatigued every time you get in the car. Features like heated car seats, for those who need them, [FB1] can work wonders for those who deal with hip pain, lower-back aches, and so on. It is also handy to have certain features like being able to adjust the height of your steering wheel in relation to the driver’s seat and vice versa. What are the best SUV cars for older drivers? Under the assumption that you are looking for an SUV (as the height and control is recommended for a senior-driver), here are some of the top, recommended SUV’s for older drivers: · Kia Soul · Subaru Forester · Honda CR-V · Subaru Outback · Kia Carnival · Hyundai Kona Each of these SUV cars have their own pros and cons over one another. It is something that will take a little time, effort, and research. Ultimately, it’s all about finding a vehicle that resonates well with you. As an older driver, it’s not as though you are going to be buying that many cars to fill your garage. It’s just important to find the perfect one that is going to prop you up and accommodate you well as you begin to drive more for pleasure and comfort. If you don’t like the idea of driving an SUV; or perhaps if you live in the city and feel as though an SUV would be wasted on you; then here are a few Sedan car options: The best Sedan style cars for older drivers: · Nissan Leaf · Subaru Legacy · Hyundai Sonata · Toyota Camry Conclusion We hope that you have found this article useful. Ultimately, the important thing is that you feel comfortable and safe on the road. As you get older, you need to feel more confident in your abilities on the road and having a well-designed vehicle that is perfect for senior drivers can go a long way toward securing that sense of security. The vehicles that have been designed with such things in mind, tend to come with cheap car insurance as well. If you have a few different vehicles in mind, and you would like to seek some professional online car insurance & advice, then please do not hesitate to contact us. We will gladly offer you some accurate insurance quotes to give you a clearer picture as to which car will be cheaper and safer for you to drive on the road. In any case, we wish you the very best and hope that you enjoy many more years of safe and comfortable driving.

Cancer is an important topic that has garnered massive attention in recent years. There is increasing interest in cancer insurance among those who are aware of the deleterious effects of the critical illness. Cancer is the leading cause of death in Thailand with many types of cancer that can develop at any age and in any organ or tissue of the body. Even though there are various cancer treatments, there is no consensus on whether cancer can be cured completely. To top it off, the medical expenses for cancer treatment are staggeringly high. Online cancer insurance is a type of critical illness insurance that you can easily buy online. Roojai offers plans that allow quick purchase under conditions that can give you immediate insurance coverage. With cancer renowned for its hefty medical bills and long-term care, having cancer insurance can play a significant role in footing the medical expenses should you fall victim to this disease. Where can you buy cancer insurance online with a fixed premium? It’s easy to buy cancer insurance online with Roojai’s simple platform and comes with a fixed 5-year premium. You may apply for and purchase the insurance online. More importantly, Roojai online cancer insurance comes with a special condition that offers instant coverage the moment you complete your application. Additionally, not only is the insurance premium affordable, but it is also a fixed rate. Although getting cancer insurance may be on the back burner for many, being prepared for the worst can give you tremendous financial stability and peace of mind. What causes cancer? In this modern day and age, we know that the risk factors for cancer are not just limited to heredity or family history. It has become clear that the cause of cancer is linked to an array of other factors such as personal lifestyle, food, age, chemical exposure and sunlight. Therefore, buying cancer insurance is one of the best ways to plan ahead and prepare for an expensive disease that does not discriminate. With cancer insurance, you stand a better chance at receiving medical treatment while safeguarding yourself against rising medical costs. Cancer insurance is designed to provide cover in the event the insured receives a cancer diagnosis. Online cancer insurance will help relieve the patient’s financial burden in many areas including surgery costs, chemotherapy costs, cancer drugs and medical examination costs. Our cancer insurance comes with many more benefits which we will now go over. The following are details on coverages and useful facts on online cancer insurance, whose premium starts at just 5 Baht per day. What coverage does insurance provide for cancer treatment ? Online cancer insurance covers the expenses mentioned above. This includes medical fees, test fees and check-up fees at each stage of medical treatment as well as the unfortunate circumstance of death from cancer, of which conditions and compensation will vary depending on the chosen plan. Choose from many premium options Another advantage of getting cancer insurance that pays a lump-sum compensation is the ability to choose from multiple insurance plans according to your preferred form of coverage and limit. Different coverage limits are available for items such as hospital room and board charges, medical expenses and daily cash benefits. You should review these conditions carefully so that you may select a plan that best aligns with your income and budget. What stages or types of cancer does cancer insurance cover? Lump-sum cancer insurance provides coverage for all stages of cancer after you have been diagnosed. No matter the stage of cancer, rest assured that you will receive comprehensive coverage as outlined in your insurance policy. Buy cancer insurance online with Roojai Now that you are aware of the benefits of getting cancer insurance at this time of increased health risks and expenses, we would like to talk about our offerings at Roojai. At Roojai, we provide cancer insurance that you can purchase online quickly and conveniently. Roojai online cancer insurance is true to our concept – it is simple to buy at an affordable price. It may surprise you to know that cancer insurance does not have to be heavy on the wallet. Our premiums start at 5 Baht per day and once you make full payment for the policy period, we guarantee a fixed premium for 5 years. The cherry on top? It only takes 5 minutes to buy. At Roojai, our online cancer insurance aims to protect you and your loved ones from the financial hardship associated with any type of cancer. Once you receive a cancer diagnosis of any kind, we immediately pay out a lump sum for your medical treatment, so that you can focus on recovery and get back to living your life. Roojai online cancer insurance plan · The insured must be between ages 18-60 years old (the policy can be renewed until the age of 65) · Pay a fixed premium for 5 years · Apply quickly and easily by answering some health questions · Coverage includes all types and stages of cancer. Lump-sum compensation is paid out immediately after you are first diagnosed · Lump-sum coverage of up to 3,000,000 Baht for any type of cancer and up to 300,000 Baht for skin cancer, depending on the selected plan · Receive your policy documents within 2 weeks after application · Premium payment is eligible for up to 25,000 Baht tax deduction, depending on the taxation law If you are ready to buy our cancer insurance online, you would be happy to know that the payment process is a breeze. You can easily and securely pay with a credit or debit card. Renewal premium payment can also be done online for continuous insurance coverage. To ensure you get continuous coverage, simply make your premium payment on or before the renewal date or within the grace period (30 days from the payment due date). How will your online cancer insurance provide you coverage? The process is not a complicated one. Once you are diagnosed with cancer for the first time by a physician, whether that is invasive cancer, non-invasive cancer or skin cancer, as long as the diagnosis comes after the waiting period (90 days) and during the policy period, the company will pay the compensation according to your policy. In terms of premium, as we have mentioned, you will pay a fixed premium for 5 years and receive coverage for those years. The premium will be recalculated every 5 years. For example, if you choose a plan that offers up to 1,000,000 Baht of coverage and that plan has an annual premium of 4,200 Baht, you will pay a fixed premium of 4,200 Baht per year for 5 years. For those of you who are interested in buying cancer insurance online with Roojai, you can go to our website and complete the process in just 5 minutes. Get a quote for online cancer insurance, choose your preferred plan and make the payment. After you have completed the online application, our staff will contact you to confirm your information and purchase details. Purchase of our cancer insurance is limited to 1 policy per person. You may cancel the policy without any charges within 30 days (when buying via telesales) or within 15 days (when buying via online channel) from the day you receive the policy. So if you are looking for online cancer insurance and do not know what plan to get or even where to start, start at Roojai. We have prepared different insurance plans for you to browse and choose from. Protect yourself from the lurking danger of cancer. Get Roojai online cancer insurance – maximum coverage that is simple to buy at an affordable price. To receive our newest updates and promotions, follow us on our Facebook Fan Page: Roojai or click to add our Official Line.

Saturday, December 31st 8:00 p.m.-12:30 a.m. The Terrace@72 Celebrate the last day of 2022 by treating your family and friends with a seat in our restaurant where they can enjoy our most prestigious seafood buffet, located at the Chao Phraya River. There will be a superb live band playing for you plus at the end of the evening you will enjoy a breathtaking Firework Extravaganza. We have a special show for you organized where you can win amazing prizes during the lucky draw. Gala Buffet Dinner Price: Indoor Seating : THB 6,000 per adult | THB 2,000 per child (6-11 yrs.) Outdoor Seating : THB 8,000 per adult | THB 4,000 per child (6-11 yrs.) Price includes unlimited soft drinks plus selected alcohol drinks. **Save more (25%) when booking your seat by December 24th, 2022 (THB 4,500/indoor seat and THB 6,000/outdoor seat) **Menam Club Member receive 5% more on top (THB 4,275/indoor seat and THB 5,700/outdoor seat) For advance reservations, please call +66 (0) 2 6881000 ext. 80148.

We live in a day and age where everything has become unpredictable. From global pandemics to global warming, anything can happen to anyone regarding health and well-being. While we cannot control the more significant happenings, we can plan a protected future regarding health and finances. And one way to prepare for your health needs for the future is by securing health insurance. Moreover, passive lifestyle choices have made people more prone to many diseases. Health insurance will offer a financial cushion when seeking medical help. Note that owning health insurance is just not enough; you need to renew it regularly to get everything you need. What should you consider before renewing your health insurance plan? Our friends at Pacific Prime Thailand will help with key factors you need to consider while renewing health insurance. 1. Analyze your current situation Get a complete body checkup and understand your health before health insurance renewal. One year is enough time for your body to undergo many changes. Instead of continuing with your existing coverage, you can add a layer to your policy by selecting suitable add-ons. 2. Review the type of policy Pay attention to the type of policy you hold, as you may want to change the type of health insurance policy while renewing it. You can choose from dedicated senior citizen policies, daily cash benefits plans, and more. With that said, this process can be overwhelming. We suggest getting in touch with an insurance expert to help you navigate through the process. 3. Pay attention to group policies Remember that the health insurance provided by your employer is not an all-encompassing health insurance policy. For instance, when you switch jobs, you might lose out on that benefit. Therefore, it's a good idea to only partially rely on your group insurance policy to meet your health insurance requirements and view it as an extra layer of protection. Another thing you should consider is whether you want to choose individual health insurance for each of your family members. 4. Try policy portability Suppose you are not happy with your current insurance provided by your company. In that case, you can switch to a different health insurance provider without losing your continuity benefits. Note that your existing No Claim Bonus will remain intact if you switch your health insurance provider. Have more questions about policy portability? insurance brokers can help you if you have questions about policy portability, etc. 5. Make informed choices Is your current health insurance policy suggested by a friend or a colleague? It may be good enough, but you can change things when you renew your policy. In addition, everyone is different and has different requirements, especially when it comes to medical needs. Hence your health insurance policy's coverage needs to be determined based on your health requirements and not someone's suggestion. About Pacific Prime Looking for the best health insurance for Thailand expats? As a reputable health insurance broker with over 20 years of industry experience, Pacific Prime’s expert advisors have the knowledge and expertise to help you compare health insurance quotes and find the ideal fit for your needs and budget. Contact Pacific Prime Thailand for unbiased insurance advice and a free quote today.

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Exploring wonder through art, culture, music & nature. 15–18 December 2022. Wonderfruit is an annual gathering that explores wonder through art, culture, music, and nature taking place at The Fields at Siam Country Club, outside Pattaya in Chonburi Province, Thailand. With an emphasis on experiences that explore the relationship between the mind and nature, Wonderfruit features musical performances, art installations, talks, workshops, wellness activities, and feasts by renowned chefs. Wonderfruit is built on six pillars: Music, Arts, Family, Farm to Feasts, Talks & Workshops, Wellness & Adventures, which provide a platform to unite mindful living with unique experiences. Itinerary for Music Lover Combined World Music to Local Acts Friday 16 December Ø 7 PM – 9 PM: Forbidden Fruit - Genderfunk x Peach Or 8PM – 9PM: Molam - Sawai Kaewsombat x Louis Zui Pui x Pidsamai Kaifah Or 8.30 PM – 10 PM: Polygon – Photay (Live) Ø 11 PM – 12 AM: Creature – Hatari Saturday 17 December Ø 3 PM: Forbidden Fruit – Fufu Record Ø 5.30 PM – 6.30 PM: Solar stage -Rosalyn Ø 9 PM – 1 AM: Forbidden Fruit - Rainbow Disco Club with CYK Ø 11 PM – 12.30 AM: Polygon – Bassara Sunday 18 December Ø 3.40 PM – 4.20 PM: Scratch Talk at Ethos Pavillian - Listening Slow with Erased Tapes by Robert Raths Ø 5 PM – 11 PM: Solar Stage - Circle of Live with Sebastian Mullaert, Frank Wiedemann (Âme) and etc. Wonderness Itinerary A path to rediscover and reconnect with yourself and surrounding nature Friday 16 December Activity Ø Move Your Mind by Ann Open Yoga & Dujdao Vadhanapakon (3 PM – 4 PM) - Integrating the natural greenery and openness of Wonderfruit to bring physical and mental wellness to you—no mat needed. Let the power of yoga and dance rejuvenate, focus, and energize you wherever and whenever you find yourself. No schedule, except now. No venue, except here. Just spontaneous sessions of 5-15 minutes are initiated at the moment by Ann and Dao, as they wander and gather improvised groups for talk, breathing exercises, improvisation movement, yoga poses, and sow flow/power flow depending on mood and energy present. Ø u.ME.verse: High Pitch Sound and Meditative Journey by F.O.E.T and Maxine (4.30 PM – 5.30 PM) - The very first workshop together between F.O.E.T, a uniquely high-pitched voice singer and Maxine, a certified yoga Nidra practitioner. Together, they will take you on a journey of inner universe experience with their blend of sound and mind to help connect you to the energy of love and the divine within. Saturday 17 December Activity Ø Grounding with Crystals and Fairy Stone by Fah Chanettee (2.30 PM – 3.30 PM) - Fairy stone is a unique stone from Canada which is known to carry natural spirit energy and is excellent for grounding. Experience the healing energy of fairy stone together with some other crystals. For over 18 years in the wellness field, Fah has explored naturally motivated approaches from around the world, including herbal medicines and nutrition, a wide range of eastern and western massage techniques such as Thai massage, Abhyanga and Shirobhyanga, Mukha-Shirodara, Indian Head Massage, Reflexology, Manual Lymphatic Drainage and Aromatherapy, as well as holistic energy healing, crystal and lithotherapy. Fah’s healing therapies center on the philosophy that as we learn to understand the body, we create the ability to listen to the body’s innate intelligence. Focusing on inspiring clients and students with her passion for the power of body therapy led her to initiate the distinguished and unique regimen. Ø Exploring nature with your five senses by Pearypie (4.30 PM – 5.30 PM) - Sight, sound, smell, taste, and touch; how do you use your five senses? Activities in this workshop will allow us to experience nature through the five senses in a creative way and full of surprises. In addition, Pearypie will share her own discovery of how nature can be therapeutic and heal the mind in simple, easy ways that can be done at home. Sunday 18 December Ø Shamanic Breathwork by Kay & Dao (2.30 PM – 4 PM) - Just you and your breath can result in a profound spiritual experience. Lungs are known to produce DMT (Dimethyltryptamine), a neural transmitter, like serotonin, that is always present in most animals and plants, us included. It’s hypothesized that DMT regulates the level of consciousness. Hence, deep and intense breathing will simulate the lungs to produce DMT endogenously, resulting in a shift in one’s consciousness. Some may feel an emotional release, some may feel the energetic presence of the surrounding, some may go into a trance-like state and discover one’s inner-self. It’s a simple, yet intense work, that needs dedication to get oneself across, and it’s totally worth it. At the end of the session, the body will be extra sensitive to vibrational energies, a perfect state to receive the blissful energy of the singing bowls in the sound journey, alleviating blockades, and gradually bringing us back to whole-body balance. * WARNING: this workshop is not suitable for those with heart conditions or high blood pressure. Private session Ø Individual Numerology by Judy Xu - Judy Xu is the owner and CEO of the Balance Health Group, one of the earliest and most successful holistic health clinics and healing centers in Asia. She is also a gifted Life & Executive Coach, Spiritual Mentor and Healer, who brings together Western wisdom and Eastern traditions, guiding soulful executives and entrepreneurs to connect with their deepest desires, find their soul’s path, and start living joyful lives. With extensive expertise in leadership, feminine power, mindfulness, holistic health, numerology and shamanism, Judy’s impactful work is deeply anchored in her spirituality and the commitment to dedicate her life to serving others. Connected with the deep inner knowing she discovered years ago, Judy is able to hold the space for her clients’ connection with themselves. Judy creates holistic solutions to facilitate deep transformations for her clients. Under her safe guidance, they leave fear and doubt behind, healing the wounds which keep them blocked and start sourcing their lives from the fountain of their soul power, to find peace and purpose. Working with Judy, they rediscover Inner Peace & Joy! Judy is also a speaker at conferences and in corporate settings and has been featured in leading media and print around the Asian region. Everyday activities: · Ayurvedic Potli Therapy - Ayurveda is known to be one of the oldest medicinal traditions in India and potli massage therapy finds its roots in this science. Potlis contain a selection of Ayurvedic herbs, both, fresh and dried, that are carefully chosen based on your Ayurvedic constitution and the issue that you’re being treated for. They are then packed into a muslin cloth and dipped in warm medicated oil (for a wet massage) or sand or some herbal powder and then massaged onto specific pressure points that help in healing the body. They also help stimulate blood circulation which promotes faster recovery and healthy skin as well. Herbs that this therapy use and its benefits: o Ashwagandha is used to relax tensed muscles and help reduce stress. o Mustard and neem are used to give the skin and body a much-needed detox. o Turmeric and ginger are used to revitalise and purify the body. o Rosemary and rice improve blood circulation and ease tension in the muscles. o Aloe vera and onion are used to reduce inflammation. Ø Shuffle Dance Workshop by Alejandra Roman: Two-hour workshop that will instruct you the fundamentals of shuffling and the secret to musicality! By the end, you’ll learn the basics to dance the weekend away on the fields! Only bring great vibes and comfortable shoes, and no dance experience is necessary! The session will be available on Saturday and Sunday morning; 10.30 – 12.00 hrs. Exclusive content for Art & Design Itinerary for proposed media Venues to visit – existing and new permanent architecture designed by Boonserm Premthada Ø Neramit; home base for Wonderers to roll in at any hour to discover off-kilter acts, experimental odysseys, ambient sessions, special projects and unique collaborations that follow no rules. Neramit is a large roof pavilion located at the center of the Fields, with the designed slides open to expose its interior space - conceptually a vehicle inspiring ideas and curiosity of what makes up a space Ø Open-Kitchen; the new permanent addition to The Fields. With the concept of Mae-Khrua (Mother-Kitchen), the foundation of this open kitchen lies in the gentle but determined spirit and the expression of love, warmth, and strength of these women. The well-thought doesn’t apply to just concept, but also extend to material that has been used to minimize waste. Saturday 17 December Ø Ancestral Forest by SUGi Ø Flower Obsession (Sunflower) by Yayoi Kusama Ø Rainy season fields recording by Arnon Nongyao Ancestral Forest by SUGI Partnering with SUGi, this year Wonderfruit will be planting a 1.6 hectre interactive sensory forest using the Miyawaki Method that will become home to an abundance of functional and medicinal species. Within this, they'll be integrating Sonic Element’s sound installation (Wood) into the forest with listening spaces to layer different experience senses with nature. Family workshops engaging with various species of the forest trees e.g. making compost tea, tree message tagging, seed bomb making. Flower Obsession (Sunflower); inspiration, draft sketch and reference: "Flowers indicate the great mystery and the beauty and wonderfulness/admirability of life, for our planet earth and the life we are living. Among flowers, the sunflower particularly attracts me for its liveliness and gorgeousness. We cannot stop our existence as well as we cannot escape from our death. In order to overcome anxiety and fear, I have created them as artworks and obliterated myself within. 'Self Obliteration' is to lose self-existence by committing self to a flow of infinite time that perpetually moves forward. It would be great if we can all obliterate ourselves to build a world of peace and love for humanity.” – Yayoi Kusama Application Android version: https://bit.ly/3Y8thuy iOS version: https://apple.co/3FeFnKa

Medical tourism is big business, and Thailand - already the fifth most prominent market globally according to the World Travel and Tourism Council - is set to start issuing one-year medical tourist visas from January 2023 in its bid to further cement its position as one of the top destinations for medical tourists the world over. In this article, we will discuss everything you need to know about this new visa. Some basic facts The new visa will cost THB ฿5,000, after a THB ฿1,000 reduction from the current fee. It will allow the holder to travel in and out of Thailand, but the holder will be allowed to stay in Thailand for a maximum of only 90 days in any one stretch. Interestingly, the new medical visa will be limited to patients needing continuous treatment for more than 90 days. Applicants must provide proof of a hospital appointment, health insurance, and sufficient financial resources for treatments (covering a minimum of THB ฿800,000) when applying for the new visa. The hospital will have to provide an outline of the applicant’s treatment plan and also an estimate of the expenses. This new medical visa is for applicants including those seeking treatments for cancer, cardiovascular disease, organ transplants, anti-aging treatments, and cosmetic surgery. With supporting medical certificates, these visas may be extended beyond one year. There’s also mention that the new medical visa can include three immediate family members without having to satisfy additional financial requirements, though further details on that are not available yet as of this writing. Bumrungrad Hospital and Bangkok Dusit Medical Services are among the operators spearheading the new program. Further reading: ● The present and future of Thailand’s medical tourism industry ● COVID-19 vaccine tourism emerges in Thailand Why Thailand is a magnet to foreign medical tourists One word: cost. Foreigners can often get private medical treatment in Thailand that costs just a fraction of what the same treatment would cost in their home country, and if you have the right insurance, private healthcare in Thailand can be even more affordable. Even for people who are eligible for free medical care from the public healthcare system of their own country, the waiting lists are often long enough to make flying to Thailand for private medical treatment an easy call to make, especially when the condition is potentially life-threatening. Of course, even free service wouldn’t interest as many people as Thailand’s private healthcare does, if the quality was poor and the medical professionals didn’t speak your language (or speak it very poorly). Luckily, doctors in Thailand are very well-trained in the latest medical procedures and treatments, and they (along with the medical staff) possess very commendable language skills particularly where there is a high concentration of medical tourists. At the same time, private hospitals there are typically equipped with the latest and most sophisticated medical equipment, and are known for their outstanding facilities and customer service that make you sometimes feel like you are staying at a hotel. Secure the coverage right for you through Pacific Prime Thailand Looking for the right Thailand travel insurance plan or long-stay visa insurance in Thailand? Contact a Pacific Prime Thailand advisor today! Their experience in all matters related to insurance, combined with their in-depth knowledge of the products from all the major insurers around the world, give them the ability to provide impartial advice that only a leading global insurance brokerage can. Not only can Pacific Prime Thailand tailor a plan that meets all of your needs and fits your budget (all at no extra cost to you), but they will be with you every step of the way and stand up for you when you need them most. The difference between going straight to an insurer and securing insurance via a leading brokerage like Pacific Prime is most obvious when they help you compare plans from multiple insurers, because a brokerage is always on your side, serving your interest first and foremost. Pacific Prime also makes sure their clients have a good time working with them. Their company motto of “simplifying insurance” is not just a slogan: it’s their core value. Contact Pacific Prime Thailand for a FREE quote or no-obligation consultation today!

Celebrate your Christmas Eve at our Ramada Plaza by Wyndham Bangkok Menam Riverside’s The Terrace@72, Saturday, 24th December 2022 (6-10 pm). Embrace your holiday spirits with various selective Seafood and international buffet, a vast choice of gourmet dishes and dreamy desserts. Christmas Buffet Dinner Price: THB 2,500 per adult THB 1,200 per child (6-11 years) Price includes unlimited soft drinks and local beer. **Menam Club Member receive 10% more on top (THB 2,250) For advance reservation, please call +66 (0) 2 6881000 ext. 80148.

As the winter season comes closer, and as we prepare for upcoming cool weather, Bangkok Snow Removal would like to share our “What If” artwork featuring Bangkok scenes covered in a blanket of fresh, clean, white snow. If you are looking for a unique Thai-based gift idea or a souvenir of your time in this tropical paradise, our range of products, from wall and desk calendars to greeting cards, postcards to placements, drink coasters to fridge magnets, make the perfect gift. All our prices on the site, https://bangkoksnowremoval.com/, include free domestic postal (EMS) delivery with payment into a local bank account after delivery. If ordering from overseas, payment can be made to a local bank with the final cost based on the actual registered mail postage fee needed. We take pride in offering unique, thought-provoking, and colourful greeting cards, postcards, calendars, fridge magnets, drink coasters, and a range of larger frameable prints on canvas all featuring amazing Bangkok covered in snow. Our commitment is to supply top-quality products lovingly painted in watercolours, carefully designed, professionally printed, and distributed or posted to our clients domestically and worldwide. For our corporate clients looking for a 2023 calendar, year-end greeting cards, and novelty gifts, we can design greeting cards, postcards, or wall or desk calendars based on your budget and schedule. There is no limit to what we can do with our unique images. We can provide what you need, in the quantity you need, with Bangkok landmarks or typical street scenes, with or without snow, and finally, with our logo, your logo, or no logos at all. [email protected] The Great Bangkok Blizzard 2023 Desk and Wall Calendars Our beautiful 14-month desk calendar consists of 14 individual cards, with different pictures showing Bangkok scenes covered in snow. Each month is an individual page that sits in a wood base. At the end of each month, simply cut off the calendar part, and you have a new postcard to send to family and friends. There is also a 14-month wall calendar featuring seven pictures, greeting cards, and postcards to choose from. Calendars - 400 Baht. Greeting Cards - 300 Baht for six different cards featuring whimsical snow-covered Bangkok scenes (blank inside/white envelopes). New pack this year with the pictures featured on the wall calendar. Postcards - 150 Baht for six different postcards featuring ‘what if’ panoramas from an imaginary snow-covered Bangkok. All prices include free domestic delivery. Payment when ordering or after delivery into a Thai bank account. To see more and/or to make an order: Please visit https://bangkoksnowremoval.com/ or Write to [email protected]

As the winter season comes closer, and as we prepare for upcoming cool weather, Bangkok Snow Removal would like to share our “What If” artwork featuring Bangkok scenes covered in a blanket of fresh, clean, white snow. If you are looking for a unique Thai-based gift idea or a souvenir of your time in this tropical paradise, our range of products, from wall and desk calendars to greeting cards, postcards to placements, drink coasters to fridge magnets, make the perfect gift. All our prices on the site, https://bangkoksnowremoval.com/, include free domestic postal (EMS) delivery with payment into a local bank account after delivery. If ordering from overseas, payment can be made to a local bank with the final cost based on the actual registered mail postage fee needed. We take pride in offering unique, thought-provoking, and colourful greeting cards, postcards, calendars, fridge magnets, drink coasters, and a range of larger frameable prints on canvas all featuring amazing Bangkok covered in snow. Our commitment is to supply top-quality products lovingly painted in watercolours, carefully designed, professionally printed, and distributed or posted to our clients domestically and worldwide. For our corporate clients looking for a 2023 calendar, year-end greeting cards, and novelty gifts, we can design greeting cards, postcards, or wall or desk calendars based on your budget and schedule. There is no limit to what we can do with our unique images. We can provide what you need, in the quantity you need, with Bangkok landmarks or typical street scenes, with or without snow, and finally, with our logo, your logo, or no logos at all. [email protected] The Great Bangkok Blizzard 2023 Desk and Wall Calendars Our beautiful 14-month desk calendar consists of 14 individual cards, with different pictures showing Bangkok scenes covered in snow. Each month is an individual page that sits in a wood base. At the end of each month, simply cut off the calendar part, and you have a new postcard to send to family and friends. There is also a 14-month wall calendar featuring seven pictures, greeting cards, and postcards to choose from. Calendars - 400 Baht. Greeting Cards - 300 Baht for six different cards featuring whimsical snow-covered Bangkok scenes (blank inside/white envelopes). New pack this year with the pictures featured on the wall calendar. Postcards - 150 Baht for six different postcards featuring ‘what if’ panoramas from an imaginary snow-covered Bangkok. All prices include free domestic delivery. Payment when ordering or after delivery into a Thai bank account. To see more and/or to make an order: Please visit https://bangkoksnowremoval.com/ or Write to [email protected]

Property insurance is important for a few reasons. Firstly, if something happens and you don't have homeowner’s insurance, you may end up having to pay for the damages yourself. Here are the Top 5 reasons for expats to get property insurance. 1. Peace of Mind No matter what your home situation is, having the knowledge that you are covered if something goes wrong, will allow the homeowner to rest easy and relax. For expats living away from their home country, getting property insurance means there is one less thing to worry about. There are always unexpected eventualities and home insurance can just take the worry out of unforeseen problems that occur that affect the condo or villa. Even if you've never had to use property insurance before, odds are good that at least sometime in your life something will happen where it's beneficial to have coverage. Homeowners insurance can provide peace of mind by helping to financially cover any damages done to your home or its contents. 2. Low Cost – High Benefit Property insurance is not an unwanted expense but rather a necessity than can prevent you from losing significant sums in the event an unexpected disaster or theft. Property insurance is relatively inexpensive with premiums starting at around 2000 Baht per annum. When you think of potential cost of theft, property damage or even property loss it is a small sum to pay. It gives the homeowner the knowledge that if the unexpected happens, at least they are covered, and someone will be there to help when disaster strikes. Expat Insurance Scanner can help expats to determine how much insurance cover to purchase. A good rule of thumb is to always buy enough coverage (in terms of Baht) for both your personal assets and your business assets. This means, even if one asset experiences a significant loss, you will still be adequately protected overall. 3. Protection from Loss of Use of the Property If your property is damaged, often you won’t be able to live in it while it is being repaired. This means you will incur hotel or temporary apartment costs. Having loss of use coverage included in your homeowner’s insurance policy can help pay for your additional housing and living expenses while your home is being repaired or rebuilt. This ensures the costs of property damage aren’t increased by the extra costs of having to live somewhere else while your property is fixed. 4. Replace Contents Contents insurance helps pay to replace your personal belongings if they're stolen or damaged by a covered peril, such as a fire or theft. If someone breaks into your home and steals your laptop, or your clothing and furniture are ruined in a fire, you may find that contents insurance helps cover the loss. As a tip keep records of all your expensive belongings so that they can be documented and easily referenced if you need to make a claim. 5. Satisfy Your Mortgage Lender When taking out a mortgage, banks require property insurance to protect the investment, they have made by offering a mortgage. Property insurance ensures that the bank won’t lose money if something happens to your property. Banks require that the borrower has enough property insurance to pay for a complete rebuild of your property in the event of a fire, storm, or other covered damage. Banks will have stipulations on how much coverage is if you have just taken out a mortgage. Banks often have “scope of coverage” requirements that detail exactly what the policy must cover. When choosing an insurer Expat Insurance Scanner helps expats find an insurer with a good reputation. We research which insurers have the best track record for customer service, and help clients choose one that fits their needs specifically. This gives clients peace of mind that they can find a property insurer that fits their requirements. If you would like to get a free quote today, please click on this link