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babuhavas

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Posts posted by babuhavas

  1. OP, yesterday you whent to the finance company who willing to borrow agains 25-28 % any luck there?

    not yet,i got busy with some thing else.but will surly go there in couple of days.

  2. You can get a loan from Aeon or GE Capital. The term will be to the end of your current work permit, and they'll give you about 2, maybe 3 months salary depending on your history and time for repayment. Interest rates are about 25 - 28%.

    Unless you have a very good job won't even come close to meeting 1 million baht, but it might make a dent. I don't think anyone is going to give you a multi year personal loan.

    Thanks i will meet them on monday.

    25 to 28%.....Fukc me....OP be very careful what you are getting yourself into...methinks you are going to get yourself deeper in the sh*t than you already are...read what gregb is saying...."term will be end of your current work permit"....therefore 1 year term maximum...

    yes i am aware of 25%,i will just go and talk with them,lets see what they have to offer me.

  3. Not to mention that you probably only want to be part of a group where everyone is an established business owner (so no one is tempted to pack up overnight after they 'pia share'). There are more than a few groups around in the amounts you require and more, but you should ask yourself first if such a group would let you in or not.

    :)

    Yes, I have also heard that the "good groups" (i.e. those that have been going for years and no one has done a runner with the funds) are very selective and it may not be easy to get invited to join.

    But if you have been working here for 5 yrs and have developed some contacts during that time it is not impossible to believe you may know someone who can give you an invite.

    Good groups my a.., In Cm the term was American shares 20 years ago and continues today in various formats. Of the dozen or so groups that I know of, I know of none who have continued for any length of time without someone absconding with the money, they high bid for. This apparently is a system set up by and for people/small business who have few assets, seasonal income, who think they know and can trust each of the participants. Those who took the money and ran, invariability had a highly mortgaged house, auto, etc and left in the auto with cash from 2 or 4 funds, in which they were members. A verifiable solid business will have a bank/personal contact who can arrange short term loans, the share system is for people described previously, while it would seem loan sharks handle the remainder. The op seems to fit the latter group.

    But where and how i can find these groups in bkk,can anyone help?

  4. You can get a loan from Aeon or GE Capital. The term will be to the end of your current work permit, and they'll give you about 2, maybe 3 months salary depending on your history and time for repayment. Interest rates are about 25 - 28%.

    Unless you have a very good job won't even come close to meeting 1 million baht, but it might make a dent. I don't think anyone is going to give you a multi year personal loan.

    Thanks i will meet them on monday.

  5. Serious advice....you will not get a loan like this through any bank in Thailand or any bank anywhere else for that matter as you dont have any collaterial by the sounds of it...

    So plan B

    Family

    Friends

    business associates

    yes i have tried plan B also,no positive reply from anyone,i heard somewhere about LH bank that they give personal loan,how true is that?

  6. Dear members

    I am living and working in bangkok since 5 years already,i am looking for personal loan of 1 million baht,i went to kasikorn and thanachart banks they say NO PERSONAL LOANS TO FOREIGNERS.

    which i was not surprised to hear.

    so what other obtions i have?i dont have any thing to keep as security just my bank record,should i try in any specific bank who can help me?

    please give me some serious advice.

    babuhavas

  7. The manager is now coming up with new discount card for regulars,which will be 10% discount on food and drinks but this does not applies in happy hours,

    i mean what's the point here first he increased price by 70% and then give discount of 10%.

    this membership is joke,i am not going there again.

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