Today I received my renewal and along with it came the new policy. THIS IS NOT the same one as the original. In said topic we discussed the changes in waiting time for degenerative diseases. Here is the text:
Specific diseases: Hypertension & Cardiovascular Disease, All Tumors, Polyp or Cyst, Hemorrhoids, Prostate Disease, Diabetes, Cancer, Endometriosis, Cholecystitis, Cholelithiasis, Calculi of the Urinary Organ. Always 6 months waiting period in any case (1 year waiting period for Hernias) Degenerative diseases: Alzheimer's disease (AD), Amyotrophic lateral sclerosis (ALS, Lou Gehrig's disease), Charcot–Marie–Tooth disease (CMT), Chronic traumatic encephalopathy, Cystic fibrosis, Some cytochrome c oxidase deficiencies (often the cause of degenerative Leigh syndrome), Ehlers Danlos syndrome, Fibrodysplasia ossificans progressive, Friedreich's ataxia, Frontotemporal dementia (FTD), Huntington's disease, Infantile neuroaxonal dystrophy, Keratoconus (KC), Keratoglobus, Leukodystrophies, Macular degeneration (AMD), Marfan's syndrome (MFS), Some mitochondrial myopathies, Mitochondrial DNA depletion syndrome, Mueller–Weiss syndrome, Multiple sclerosis (MS), Multiple system atrophy, Muscular dystrophies (MD), Neuronal ceroid lipofuscinosis, Niemann–Pick diseases, Osteoarthritis, Osteoporosis, Parkinson's disease, Pulmonary arterial hypertension, All prion diseases (Creutzfeldt-Jakob disease, fatal familial insomnia etc.)Progressive supranuclear palsy, Retinitis pigmentosa (RP), Rheumatoid arthritis, Sandhoff Disease, Spinal muscular atrophy (SMA, motor neuron disease), Subacute sclerosing panencephalitis, Substance Use Disorder, Tay–Sachs disease, Vascular dementia (might not itself be neurodegenerative, but often appears alongside other forms of degenerative dementia). Always 5 years waiting period in any case.
I'm in contact with the CEO who tell me I have his word it does not apply to me. "So send a correct policy" I replied. Still waiting.