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darrenr

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Posts posted by darrenr

  1. Hi i have a non immigrant O visa based on marriage, it was issued in Perth Australia. I only had to show marriage certificate and her thai ID/Passport. Did not have to show income at all !!

    Does the documentation vary around the world and indeed in Australia with different states. I know when i got mine in Perth i looked at the Thai consulate websites of Brisbane and Sydney and there was slight differences in what documents they required i.e in Brisbane they want a Police clearance certificate (criminal record check)

    i would have thought they would all be the same ??

  2. Hello all, my wife is a Thai citizen with a Thai passport. she recently became an Australian citizen and now also has a Australian passport. She lives in thailand but visits to Australia

    I have told her to depart and arrive in Australia on her Australian pasport. Then when she goes to Thailand to arrive and depart Thailand on her Thai passport ( as if she uses her Aussie passport she would only get a 30 day visa on arrival)

    Is the above correct?

    She intends to maintain both passports.

    Australia allows dual citizenship and i think the Thai's do as well?

    regards

  3. Hello all,

    Can anyone advise if the 90 day rule is still in effect. I know at one stage you werent allowed to be in Thailand for more than 90 days in every 180 days on a visa on arrival (exemption). this meant you could only effectively have 3x 30 day visa on arrivals in a 180 day period and once it was used up you have to stay out of the country for 90 days before the time limit is reset ?

    I think they brought it in about 2 years ago?

    The reason i ask is i see alot of people commenting that you can get unlimited 30 day tourist visa on arrivals, yet i thought the Thai brought in new requirements several years ago.

  4. Hi Darrenr

    As said before I can't see any problem with the money etc, but by the sound of it you may have a problem with the land. why were the police involved with the tree felling if the land has proper title for house building, or is the land designate for some other use. If so you may not be permitted to use it for a house. Get the title cheaked before spending money, Jim

    Hi Jim the title is Chanort. I think the problem as the trees are hard wood trees and apparently you need a permit to cut these large trees down and sell them ( the dad sold them to a contractor who cut them down and paid him 6000baht, the guy over the road offered 3000baht, so he obviosuly got the shits and told the police and so the dad and contractor ended up in court, as the guy who cut the trees down did not have enough money to pay the fine 32,000 baht each , my wifes dad spent a night in the local court house jail until the contractor came and paid the rest.

    Just wanted to make sure everything is done right so if this arsehol_e cannot give any more problems

    thnaks for the advice?

  5. Many thanks everyone for your help.

    With the T- 33 form, lets say i have the money in the bank ( we both have thai bank accounts, is ti better in mine or hers ) - she also wants to become a Aussie citizen , even though we are going to live in thailand as to be a permanet resident of australia to maintain the permanent status you must live i htink approx 2.5 years out of 5 years in Australia.

    So if the T-33 is my account or hers, and we withdraw and say it is for building a house, do they issue you this document ?

    2. Question if i have money in a thai bank and want to international transfer it back to Australia does the thai authorities prevent you from doing this ? whether the money is in my account or the wife and all the money originated from Australia in the first place ?

    3. Does anyone know any reputable lawyers in Uttaradit, Phitsanoluk, Suko Thai area ?

    Once again many thanks for all you advice and forgive my ignorance.

  6. sorry if this has been dealt with before but i would like some advice.

    My wife is a thai citizen, married to me (australian), we both live in Australia and we both have jobs. She is a permenant resident of Australia.

    Question: As my wife earns an income ( and so do i ) we have a joint bank account that both our salary goes into.

    We both have thai bank accounts.

    We want to build a house in rural thailand , we have bought the land and it is in the wifes mum name due to my wife being in Australia at the time of purchase.

    We intend to live in thailand in the next 2 years most of the year.

    I know that it is illegal for a foreigner to give money to a thai citizen to purchase land but not to build a house.

    We have a person in the village who is intent on dobbing my wife's father in for things ( such as cutting down trees , apparently the contractor who cut the trees had to have a permit so consequently the wife father and the contractor ended up in court).

    Is it the best way to prove ( should we need to prove to the Thai land office) to open a Australian bank account only in my wifes name so that she can then international transfer funds to her thai bank account so the thai authorities can see it is her money not me as a foreigner, or is it alright to keep our joint bank account that shows both our salary going into it and then transferring to her thai bank account (rather than my bank account).

    We have all the bank statement, salary (pay )slips and Australian Taxation office certificates to prove how much we each earn ( separate certificates)?

    Just dont want to build a house and this guys dobs us in for something trival and the land office then takes the land and house away , or am i being paranoid ? We intend to change the land title to my wife when we next go to thailand.

    Many thanks for your help

    darren

  7. Further to this post here is the news release from TMB bank 4 November 2009:

    TMB delights customer again with its year-end launch of TMB No Limit, the first and only debit card in the market that gives customers the freedom of cash withdrawal and inquiring from any ATM of any bank nationwide without any fee & no limit on the number of transactions and also no annual fee. The new debit card is targeted at customers who want to have convenient lifestyles such as students and career people particular those who regularly on the move travel upcountry. The card’s key features tap into customer’s mind and offer them a new experience they never know can exist – one from a debit card that frees them from the concern about ATM cash withdrawal fee and the inconvenience of having to always look for an ATM of the card-issuing bank and find themselves standing in a long line in an attempt to safe money. With this convenience, customers can also feel safer as they do not need to carry a lot of cash anymore. TMB expects to attract 100,000 new customers by the end of this year. Mr. Michal Szczurek, Chief Retail Banking Officer of TMB Bank Public Company Limited or TMB, introduced this new TMB financial product: “TMB No Limit is a debit card offered under the ‘Consumer Centricity the TMB Way’ strategy as an alternative product that is designed to meet consumer’s financial behavior. It is regarded as a major effort by TMB in a bid to please customers, especially in the midst of currently slow economy. The card allows customers to cash from any ATM nationwide without withdrawal fee, regardless of the bank or province, and does not limit the number of transactions to give customers a true saving on fees.” “TMB No Limit puts an end to restrictions encountered by holders of debit cards currently available in the market. The cardholders, today tend to feel short of freedom in processing their ATM transactions because they have to cash or check balance only at a machine operated by their card issuing bank or they will be subjected to fees. Subconsciously, customers sometimes doubt why they have to pay fee for withdrawing their own money. TMB recognizes this and is therefore launching the TMB No Limit debit card as a much-awaited financial innovation for customers. With this new product, TMB hopes to expand its debit cardholder base to 2.5 million accounts by the end of 2009,” he explains. According to Mr. Szczurek, holders of debit cards are greatly diversified, ranging from customers aged 18 to 55 and TMB No Limit will expectedly appeal to two key groups-career people and students who withdraw cash from ATMs regularly because they are always on the go and do not want to carry too much cash with them. On average, retail customers withdraw cash from ATMs about 6 times a month and if projected on current ATM fee charged by commercial banks in general, customers estimately pay about 180 Baht on the fee each year. This new offering is TMB’s effort to help customers cut on this considerable cost on their ATM transactions. TMB No Limit differentiates itself as a debit card that allows customers to inquire their account balance or withdraw cash at any ATM nationwide with no fee at no limit in the number of transactions made plus no annual fee. To become a cardholder, applicants pay only a one-time application fee of 500 Baht and it’s valid for three years. In comparison to other debit cards in the market which charge for a first-year fee of 300 which includes entry & dormant fees plus 200 Baht annual fee for following years of a total of 700 Baht for the first three years, holders of TMB No Limit debit card can save 200 Baht on just annual fee over the period of three years, not to mention the saving on ATM cash withdrawal & inquiry fees from interbank and cross-province/district transactional charges. Mrs. Kanchana Rojvatunyu, TMB’s Executive Vice President, Retail Marketing Group, adds that the launch of the new debit card will be supported by an integrated marketing campaign to create optimum public awareness and attention. Through the insightful concept of “Why can’t interbank and cross-province ATM cash withdrawals be free of charge?”, the campaign features two phases of TV commercials: the first focuses on provoking thoughts and casting doubt, followed by the second-phase series of three laudable ads to be released when the card is launched on November 4. The commercials highlight Thailand’s celebrated TV host and TMB Brand Ambassador, Khun Sanya Kunakorn, who will once again address consumers with though-provoking questions. Customers who are interested in TMB No Limit Debit Card can apply from November 4, 2009 onwards. For more information, please visit at any TMB branch nationwide, call TMB Phone Banking 1558 or visit www.tmbbank.com

  8. Hello all, after receiving information from another poster about 'is there a bank that does NOT charge inter region fees'' etc , the OP said they thought TMB bank offered a product.

    According to their website TMB bank offers a No Limit Visa Debit card, once off fee of 300 baht (card valid for 3 years) , no annual fee, Unlimited Free ATM withdrawals from ANY bank in Thailand in ANY region ( so no inter region fees), this applies to balance enquiries.

    As i only read the press statement does not say if this applies to inter region ADM machine deposits or internet transfers.

    But seems promising as the fees can add up when your account is in say Pattaya and you do alot of travelling around the country and pay to withdraw outside your branchs province.

  9. Many companies cover for pre existing conditions in Australia ( albeit a higher premium), i have life and disability insurance and they cover these pre existing.

    I have international medical/travel insurance with my credit card , and they cover the pre existing conditions i have , but i have to pay a small premium to get a cover certificate while i go over seas which is not to bad considering the travel insurance is free as part of my credit card.

    Obviously things are different in different parts of the world !

  10. thanks so i guess for me at 40 it is pointless taking out health insurance in thailand if i have high blood pressure as i wont get it and secondly alot of conditions are related to high blood pressure especially stroke, heart disease, kidney disease etc. So this would mean i would pay about $30,000 baht per year to be covered only for things like back, ortho accident etc ??

    2. what happens if you have these pre existing conditions now and then through diet, wieght loss exercise you dont have high blood pressure or cholesterol anymore , then will they insure you as you would not have pre existing conditions at the time of application

    3. If you have not pre existing conditions , apply and are accepted for insurance, but later on develop any condition are you required to advise the insurance company and if so can they review their offering of insurance

    4. I thought i read in forum where some people has pre existing conditions and had to wait for 2 year waiting period ?

    6. Is there any company that insures for high blood pressure ( no heart disease etc )?

    many thanks

  11. Hi i was looking at BUPA's Platinum care comprehensive health coverage and it states in the remarks section that they will not cover you (will not pay) for pre existing conditions. Is this correct?

    I have high blood pressure and high cholesterol ( no heart disease or other conditions),so does this mean i cannot get cover ?? or does this mean there is a waiting period ?

    I notice BUPA have an office in Australia so i am assuming they could get access to your medical records in another country ?

  12. Question: i want to electronically send money to my wifes father to build a house. The money is derived from both of use working in Australia (my wife is a permanent resident in Australia and has a full time job).

    What is the best reason to put for bringing the money in, someone told me to put 'personal expenses'as money for a house abroad can get abit messy as you then have to prove how the money was earnt ( especially for the thais) as apparently you are not allowed to send money to Thai people for this purpose (i could be wrong ??)

  13. Just wondering if you are a foreigner living in Thailand with a Thai bank account and earn interest , do the Thai Revenue department report your earnings back to your home countries Tax office (i.e Australian Tax office ).

    I know the two countries have treaties for the sharing of information but would the Thai's be bothered to let their Australina counterparts know ?

  14. Does anyone know ball park figures of what it costs to have hospital treatment for some of the major illness or injuries such heart complaints, kidneys, knee reconstruction, hip replacement, general surgery etc

    Just trying to figure out if the costs of the premiums are worth it as opposed to paying yourself?

    • Like 1
  15. Having the top level insurance is a great peace of mind, but some companies not have good track records for paying out especially large amounts.

    Are some companies better payers than others and easier to deal with when you make a claim

  16. Sorry for my ignorance , but how would the OP get a residence certificate from immigration to give to the licensing authority if they are only on Tourist visa ( i thought Tourist visa is just that you are a tourist not a resident especially considering the rules relating you cannot get tourist visa after tourist visa without eventually having to leave the country for 90 days ??)

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