You could do that now, if you think it might be easier to do now than at some later, unknown time down the road. You would not really have to leave your family and home here. One method would be to just take a trip to a neighboring country (or homee country, if you prefer) and acquire a 90-day Non-O visa, based on retirement, from the Thai embassy/consulate and return, and then extend the stay permission for a year in-country And there are a few more ways to work it out, so that you are able to live here on annual extensions based on retirement. The forum is loaded with the details on how to proceed doing this.
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