Opening a Krungsri account for faster Wise transfers

[Blueman1]

On 6/20/2025 at 2:08 PM, JohnnyBD said:

I can understand why those sending their pension every month may need it quickly when they are counting on it for living expenses. I have never needed money in seconds, so I guess that's why I didn't understand. I have never experienced a 4 to 5 day delay in wire transfers either. For example, I recently made two wire transfers, one to Bangkok Bank for $2,400 minus $6.00 incoming fee, it arrived the next day, and the other was to SCB for $3,700 minus $9.25 incoming fee, it arrived the same day. My US bank doesn't change me an outgoing fee, so I find it just as cost effective to use wire transfers and send to my USD accts, then convert whenever I want.

. I have never needed money in seconds,....You Obviously don't get a U.K. ( Pittance ) of a Pension then M8 !!

[BillStrangeOgre]

On 6/20/2025 at 11:19 AM, JohnnyBD said:

I always wanted to ask, why do some people need ultra-fast Wise transfers to their Thai bank accts? I'm just trying to understand why some say they need money from overseas in seconds vs. next day arrival. One could simply use their Thai bank ATM card to get money, and when their balance starts to get low, they could just send more money. Is it because some people let their bank balances get too low before sending money? Just asking...

Gotta say, this is what I do. 

Transfers from. Wise too my Bangkok Bank account now take 24hrs. They used to be instant but no problem, just remember to send 24hrs before you need it.

In my opinion it's not worth the hassle of opening another bank account just for this minor irritation

[Blueman1]

3 minutes ago, BillStrangeOgre said:

Gotta say, this is what I do. 

Transfers from. Wise too my Bangkok Bank account now take 24hrs. They used to be instant but no problem, just remember to send 24hrs before you need it.

In my opinion it's not worth the hassle of opening another bank account just for this minor irritation

 just remember to send 24hrs before you need it.....But IF You ain't got it in your Account,How can you do that ??

[BillStrangeOgre]

6 minutes ago, Blueman1 said:

 just remember to send 24hrs before you need it.....But IF You ain't got it in your Account,How can you do that ??

Not sure I understand your point. There's always money in my Wise account.

[Blueman1]

2 minutes ago, BillStrangeOgre said:

Not sure I understand your point. There's always money in my Wise account.

There's Only Money in My Wise Account for the 3 Weeks AFTER I've put my PITTANCE of a Pension in,But it's ALL Been spent after that, So for the Final Week before I get Paid again,There is NOW'T Left to bring over.....

[KannikaP]

1 minute ago, Blueman1 said:

There's Only Money in My Wise Account for the 3 Weeks AFTER I've put my PITTANCE of a Pension in,But it's ALL Been spent after that, So for the Final Week before I get Paid again,There is NOW'T Left to bring over.....

Stop spending more than you have then.

[Blueman1]

2 minutes ago, KannikaP said:

Stop spending more than you have then.

555 !! I Wish I Could,I Don't even have ENOUGH !!

[markus]

On 6/20/2025 at 2:01 AM, Zaphod Priest said:

Just bear in mind that the maximum transfer to Krung Sri is very low (50,000 baht).  For Bangkok Bank it's 2 million.

If 50,000 THB per day isn't enough, you may need to split the amount over several days if you need a larger amount.

[Magictoad]

I wouldn't recommend Krungsri 

[crazykopite]

On 6/19/2025 at 1:33 PM, 1 said:

Currently I'm with Bangkok Bank and their transfer time over the last 6 months at least appears to have slowed down a bit. It's probably not a huge issue but I thought I'd open an account with Krungsri because transfers to them seem almost immediate most of the time. 

 

Happy to hear any opinions and recommendations as part of this. Pitfalls accounts or possibly other options that might be better suited. Thanks

I’m Kasikorn my wise transfers hit my Kasikorn within minutes however if you do it over a weekend for some reason it’s not instant so I always do it in the week days  the other thing I do is to have money sitting in my wise account all the time 

[Moonlover]

4 hours ago, proton said:

Wise says the most I can send to krungsri is a measly 2k baht

Where does it say that?

 

Just a few days ago I sent 41,000 THB to my Krungsri account. (and it arrived in seconds)

[Moonlover]

2 hours ago, Magictoad said:

I wouldn't recommend Krungsri 

Why not?

[Yagoda]

On 6/19/2025 at 2:33 AM, 1 said:

Currently I'm with Bangkok Bank and their transfer time over the last 6 months at least appears to have slowed down a bit. It's probably not a huge issue but I thought I'd open an account with Krungsri because transfers to them seem almost immediate most of the time. 

 

Happy to hear any opinions and recommendations as part of this. Pitfalls accounts or possibly other options that might be better suited. Thanks

I use Krungsri and it works fine. Thats all I can say

[oldcpu]

4 hours ago, Moonlover said:

Why not?

 

I have a Krungsri account.

 

Many of the current concerns is them stopping their computer online browser login service, and hence requiring one to use a smartphone for all transactions.

 

However they also have a constraint in their smartphone online app T&C that those older than age-70 are not allowed to activate a new online app on their phone with Krungsri (I may have the wording not precise).

 

Which means those > age-70 with Krungsri are back to using cash transactions, like the old days ... or go to the bank to have bank-to-bank transfers made. Like the old days.

.

[CallumWK]

5 hours ago, Yagoda said:

I use Krungsri and it works fine. Thats all I can say

 

I have accounts with almost every bank in Thailand, and i have to admit that Krungsri is the only one where facial recognition works.

Al the other banks it is really hit or miss, with miss the majority of times